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Insta Top Up Loan

Get a quick solution to your financial needs in 3 clicks* with Insta Top-Up Loan which are Pre-approved Loans.

Insta Top Up offers a repayment term of up to 10 years and low Equated Monthly Instalment (EMI). The loan provides instant solution to all your business and personal requirement.

Insta Top Up Loan Features


Instant loan disbursal	Loan tenure	Paperless transaction	Loan amount
Loan disbursal in just 3 clicks*	Up to 10 years	A complete digital experience with no physical documentation	Loan up to Rs 1 Cr.

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Explore our new Top Up loans

24 Hours Top Up

You can now avail a loan of up to Rs. 25 lakhs with our pre-approved 24 Hour Top Up Loan within a day.

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Top Up

You can now conveniently fulfil your financial requirements with our new Top-Up Loan products.

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Insta Top Up loan Process

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Frequently Asked Questions (FAQs) for Insta Top Up Loan

What is an Insta Top-up Loan?

Insta Top-up is a pre-approved Top-up Loan up to Rs 1 crore, generated for existing Home Loan customers, where you can avail of direct disbursements in to your ICICI Bank Account.

Who can avail of an Insta Top-up Loan?

Customers can either check the offer on SMS - LOAN to from the registered mobile number OR
iMobile – Log in to iMobile – Click on Offers – Check the offers
On Internet Banking- Click on My Accounts – Loans – Pre Approved HL Top Up – click on Instant Disbursal.

What is the maximum amount that can be availed as an Insta Top-up Loan?

An Insta Top-up Loan can be availed up to Rs 1 crore.

What is the security that I have to provide for a Top-up Loan?

For an Insta Top-up Home Loan, no additional collateral is required, it is a pre-approved offer generated on an existing loan.

What are the documents required for an Insta Top-up Loan?

An Insta Top-up Home Loan is a pre-approved offer and the disbursement is done directly into the customer's account. The entire disbursement journey is online and no documentation is required.

What is an EMI for loan? How is EMI calculated? How is EMI linked to a loan tenure?

EMI stands for Equated Monthly Instalment. It includes repayment of the principal amount and payment of the interest on the outstanding amount of your Home Loan. Read here, to understand what is an EMI and how it is calculated.

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A lot of people own more than one house, whether it is ancestral property or when you upgrade to a bigger place. You may choose to keep the property vacant or put it on rent.

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Is investment in commercial property advisable? Pros & Cons

Taking investment decision in real estate is usually a difficult one, especially when it comes to choose between residential property and commercial property. For someone who is new to investing in real estate, the decision is all the more difficult.

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