Manage your Mortgage Relationship

Pre-Payment is a facility available to the customers to pre-close the loan, any time during the loan tenure, before the normal maturity of the loan, by paying the principal outstanding plus applicable charges, as on the customer request date.

Property documents will be dispatched to the branch where you have submitted the closure request or to the preferred branch, as confirmed by you. All the property owners have to visit the branch for collecting the documents, with a valid ID proof. If the property owners are not available to collect the documents, then the Power Of Attorney (POA) holder can come and collect the original documents, personally; the POA holder has to carry his ID proof. PAN card issued in India is no longer considered a valid proof of identity.

Yes, you can sell the property, even if the loan is running.

Yes, you can make a part payment on your loan account.

You can get the Interest Certificate through ICICI Bank Internet Banking, iMobile Pay or by visiting the nearest Loan Servicing Branch.

You can visit the nearest Loan Servicing Branch for the Foreclosure Statement, Statement of Account and Amortisation Schedule.

You can start the EMI before the full disbursement of the loan. You will have to contact your Relationship Manager for the same.

Please visit the nearest Loan Servicing Branch and submit the request. You need to submit your ID and address proof, with the correct details. PAN card issued in India is no longer considered a valid proof of identity.

Yes, you can initiate the request through Internet Banking and follow the E-NACH process.

For registering a swap request, click here.

Post the completion of all mandatory details on the NACH E-Mandate form, you will have to click on ‘Authorise mandate’ and tick the check box for terms and condition.

• Account information for mandate creation
• Debit Account details, from where the funds get debited
• Mandate information (Collection, Maximum collection (EMI) amount, etc).

Yes, a customer can make a part payment through ICICI Bank Internet Banking.

Within 11 months from the date of insurance funding, a customer can call the ICICI Bank Customer Care or visit the nearest ICICI Bank Loan Servicing Branch and submit a request for the insurance loan cancellation.

Wherever an insurance funding is done for the Parent Loan (i.e. Mortgage loan), the insurance cancellation amount will be adjusted against the Mortgage loan, as a part payment and the effect of the part payment will be given on tenure.

The cycle date that is currently available is the 1^st and 5^th of the month. Customers can change the cycle date, post disbursement of the loan.

To change the cycle date from 1^st to 5^th or 5^th to 1^st , a customer has to visit the nearest Loan Servicing Branch. The customer will have to pay the differential interest of 4 days, if the cycle date is getting changed from the 1^st to 5^th. Differential interest is not required, if the cycle date is changed from the 5^th to 1^st of the month.

You can update your mobile number and e-mail ID through Internet Banking or by visiting the nearest Loan Servicing Branch.

Amount for which the loan has been approved is called the Loan Amount. Total Amount of disbursement made for a loan is called the Disbursement Amount. Disbursement amount can be fully disbursed or partly disbursed, depending upon the disbursement amount being less or equal to the Loan Amount.

It is the date on which the last instalment is payable, based on the current monthly instalment amount.

Rate conversion is converting a loan from the customer's existing rate of interest to a new rate of interest, with changes in margin. A customer can also opt for a conversion of the interest rate type from Floating to Floating, Fixed to Fixed, Floating to Fixed or Fixed to Floating.

Part Payment is a facility available to the customers to make the payment of their outstanding loan in lump-sum, as and when he has excess funds with him, without pre-closing his loan.

The minimum part payment amount should be 1 EMI.

Customers will have to visit the Loan Servicing Branch to give a request for the preferred branch location, for document collection.

Click here to apply now.

The NACH e-Mandate system facilitates issuance and confirmation of mandate by customers, through alternate modes to paper based mandate.