|Description of Charges||Amount|
|Cheque /ECS/AD Bounce Charges||₹ 500|
|Charges for each Amortisation Schedule||Nil|
|Charges for Statement of Account||Nil|
|Charges for Prepayment Statement||Nil|
|Charges for Duplicate No Objection Certificate / No Due Certificate||₹ 100/-|
|Charges for Revalidation of No Objection Certificate||₹ 100/-|
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Manage your loan account online
Existing customers can manage their loan account online. Login to the website to access the following
- Loan Summary
- Provisional Income Tax Certificate
- Final Income Tax Certificate
Conversion options for interest rate reduction
You can reduce the existing rate of interest of your Mortgage loan, by availing our conversion option. By exercising this conversion option, you can either convert your existing margin to the applicable prevailing margin or you can switch from floating rate to fixed rate or vice versa.
You can take the benefit of the conversion facility, by paying a conversion fee of 0.5%*plus applicable service tax on your outstanding loan amount. Under the conversion facility, you also have an option of either reducing your monthly installment (EMI)** and/or the loan tenure**.
To know more about the conversion facility and the applicable rate or scheme options, you can call our customer care.
You can also visit our loan servicing branch to avail the conversion facility with the following documents:
- Conversion Request Letter, click here to download the document.
- Cheque/Cash for payment of conversion fees.
- Identity proof of applicant and co-applicant (if applicable).
Further please note signature of applicant and co-applicant (wherever applicable) is required on all pages of conversion document.
1. Important Notice
The service charges for the below mentioned services are revised and the same will be effective from April 1, 2016.
Note : Service Tax and other Govt. taxes, levies, etc. applicable as per the prevailing rate will be charged over and above these charges.
2. Important Notice
As part of the "Go Green" initiative - an endeavour to reduce use of paper and make our contribution to this noble cause, the below mentioned documents related to your Loans will be sent on your e-mail ID registered with us, with effect from January 01, 2016.
We wish to inform you that if your e-mail ID is not available, communication will be sent through physical letters.
- No Due Certificate
- Refund Letter
- Subsequent Disbursement Welcome Letter
- Reschedulement Letter
- Pending Dues Letter
- Provisional IT and Final IT Certificate
If your e-mail ID is not registered with us, we request you to visit your nearest loan servicing branch or call our Customer Care and update your e-mail ID.
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