Manage your loan account online
Existing customers can manage their loan account online. Login to the website to access the following
- Loan Summary
- Provisional Income Tax Certificate
- Final Income Tax Certificate
With effect from December 1 , 2019, Mortgage Loan prepayment statement issuance TAT has been revised from existing 7 days to 15 days
Conversion options for interest rate reduction
You can reduce the existing rate of interest of your Mortgage loan, by availing our conversion option. By exercising this conversion option, you can either convert your existing margin to the applicable prevailing margin or you can switch from floating rate to fixed rate or vice versa.
You can take the benefit of the conversion facility, by paying a conversion fee of 0.5%*plus applicable goods & service tax on your outstanding loan amount. Under the conversion facility, you also have an option of either reducing your monthly installment (EMI)** and/or the loan tenure**.
To know more about the conversion facility and the applicable rate or scheme options, you can call our customer care.
You can also visit our loan servicing branch to avail the conversion facility with the following documents:
- Conversion Request Letter, click here to download the document.
- Cheque/Cash for payment of conversion fees.
- Identity proof of applicant and co-applicant (if applicable).
Further please note signature of applicant and co-applicant (wherever applicable) is required on all pages of conversion document.
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