Terms and Conditions governing the MakeMyTrip ICICI Bank Signature Credit Card Features and Offers
- Get ₹1,500 My Cash (100% usable MakeMyTrip cash in My Wallet)*
- MakeMyTrip holiday voucher worth ₹2,500*
- Complimentary MMBLACK Exclusive membership
*Only the Primary Cardholder will receive these benefits within 45 business days of payment of the joining fee (except MakeMyTrip holiday voucher which is part of the primary card welcome kit).
What is My Cash
- Rewards earned on the MakeMyTrip ICICI Bank Credit Cards are transferred to MakeMyTrip My Wallet as My Cash
- For the purposes of the MakeMyTrip ICICI Bank Credit Cards Programme, ₹1 My Cash = ₹1
- My Cash can be used to make travel bookings or to purchase partner vouchers through MakeMyTrip Website, Mobile Site or Mobile Application
- If the MakeMyTrip ICICI Bank Credit Cardholder wants to redeem My Cash for bookings, My Cash should be applied on the checkout page at the MakeMyTrip Website, Mobile Site or Mobile Application
- There are no usage restrictions in terms of My Cash amount that can be redeemed for travel bookings made on MakeMyTrip platform
- My Cash earned with regard to the MakeMyTrip ICICI Bank Credit Card shall be valid for a period of one (01) year post credit in My Wallet of the Co-Branded Credit Cardholder
- My Cash cannot be used for rail, offline holiday bookings and ‘Pay at Hotel’ bookings
- ‘Pay at Hotel’ bookings are not eligible for earning My Cash under the MakeMyTrip platform
- My Cash earned cannot be encashed or transferred to the bank account
- To view My Cash balance customer needs to click on “Wallet” icon on MakeMyTrip Website, Mobile Site or Mobile Application and go to “My Cash” tab
- To redeem My Cash on bookings through MakeMyTrip platform, customer needs to click on “Use My Wallet Balance” on Payment Page
- To redeem My Cash against partner vouchers, customer needs to click on “Wallet” icon, go to “My Cash” tab, click on “Claim Your Vouchers”, select quantity of vouchers required, click on “Continue”, Copy the voucher code & use it on partner platform (partner TnCs will apply)
My Cash as Joining Benefit
- Cardholders will qualify for ₹1,500 My Cash as Joining Benefit if he/she is a MakeMyTrip ICICI Bank Signature Credit Cardholder
- Only primary credit card holders are eligible for My Cash as Joining Benefit
- The cardholder should make the payment of the joining fee post fee levy and before the 2nd statement cycle due date, where the first statement will be the one in which the joining fee is levied
- The payments made against the first or the second statement should be greater than or equal to the joining fee excluding applicable taxes. The payment can happen in parts but should meet the above mentioned criteria
- My Cash as joining benefit shall be credited to the Cardholder’s designated MakeMyTrip My Wallet within 45 business days post payment of the Joining Fee and if the Cardholder’s Account is not delinquent or cancelled at the time of such credit
MakeMyTrip holiday voucher
- Cardholders will receive the MakeMyTrip holiday voucher as part of their Credit Card Welcome Kit
- The voucher can be redeemed only on domestic and international bookings made within the voucher validity period.
- The travel dates can be up to 12 months from the voucher validity date
- Offer is valid for both domestic and international holiday bookings made by initiating a chat/ dropping a query on www.makemytrip.com under holidays section (or) by writing at firstname.lastname@example.org
- This Offer is valid only when the entire booking is made by MakeMyTrip’s executive.
- This Offer is not valid on individual flight, hotel, bus, rail and cab bookings.
- This voucher cannot be clubbed with any other ongoing bank cash back/bank promotion run by MakeMyTrip on the app or the website
- There is no minimum booking amount for availing this offer
- Maximum discount that can be availed through this offer is ₹2,500 if the user is a MakeMyTrip ICICI Bank Signature Credit Cardholder
- The voucher is applicable for single usage only
- The product and services are subject to availability
- Taxes as applicable shall be borne by the User
- The voucher cannot be encashed or transferred to the bank account
- The voucher cannot be replaced in case of damage and/or loss
- MakeMyTrip is the final authority for the interpretation of these rules.
- MakeMyTrip reserves the right to deny the acceptance of any voucher if it suspects that there is duplicity of vouchers.
- In no event the entire liability of MakeMyTrip for any claims shall exceed the value of the voucher.
- In the event of any dispute, all the parties involved agree to the exclusive jurisdiction of the competent courts of New Delhi.
- For details, please click here
MMTBLACK Exclusive Membership
The new MMTBLACK programme consists of 3 Tiers:
|Tier||Tier Eligibility criteria at the time of first enrolment||Key membership benefits|
If the customer spends at MakeMyTrip in the last 12 months are less than Rs 1,00,000, the customer will be a part of the Preferred Tier
|MMTBLACK Elite||If the customer spends at MakeMyTrip in the last 12 months are greater than or equal to Rs 1,00,000 and less than Rs 2,00,000, the customer will be a part of the Elite Tier.||
|MMTBLACK Exclusive||If the customer spends at MakeMyTrip in the last 12 months are greater than or equal to Rs 2,00,000, the customer will be a part of the Exclusive Tier||
MMTBLACK Programme is an invite only programme.
For MakeMyTrip ICICI Bank Credit Cardholders who are existing MMTBLACK (old) programme members:
- Any MakeMyTrip ICICI Bank Credit Cardholder who is a registered MMTBLACK member will be auto-enrolled (or) upgraded into the MMTBLACK Exclusive programme.
For MakeMyTrip ICICI Bank Credit Cardholders who are not existing MMTBLACK members:
- For MakeMyTrip ICICI Bank Signature Credit Card customers, they will need to use the MMTBLACK Exclusive code received after paying the joining fee to register for MMTBLACK, post which the customers will be auto-enrolled into the new MMTBLACK Exclusive programme.
Customers stay in a Tier for a period of 12 months from the date of achievement of the Tier as per the Terms and Conditions specified here
Following spends at MakeMyTripare considered for spends calculation:
- Spends done on flight bookings (domestic/international) at MakeMyTrip
- Spends done on hotel bookings (domestic/international) at MakeMyTrip
- Spends done on grounds transport (bus, cabs and rail) bookings at MakeMyTrip
- Spends done on holiday bookings (domestic/international) at MakeMyTrip
- Spends done on activities and experiences (domestic/international) at MakeMyTrip.
Tier Upgrade/Tier Downgrade
- Spends would be evaluated every time a customer completes/utilises the travel for a booking made through MakeMyTrip platform under this MMTBLACK Programme. At any given day, during the term of 12 months after the enrolment, if the spends made by the customer fulfil the eligibility criteria of a higher Tier, the customer will automatically be upgraded with the enrolment date being reset to the date on which the eligible travel service is completed/utilised.
- Also, after the expiry of 12 months from the customer’s date of enrolment under any Tier, the customer’s total spends would be evaluated for ascertaining continued enrolment under the MMTBLACK Programme.
- For an upgrade, last 12-month spends calculation will be reviewed after every travel completion/utilisation, irrespective of the Programme/Tier enrolment date.
- For a downgrade however, spends will only be reviewed once the customer has completed 12 months in a particular Tier.
For detailed information, please click here
My Cash earned on card spends
|Spends category||My Cash (per ₹ 200 spent)|
|Domestic spends outside MakeMyTrip||₹1.25|
|International spends outside MakeMyTrip||₹1.50|
|Spends on flight bookings on MakeMyTrip||₹2.00|
|Spends on hotel/holiday bookings on MakeMyTrip||₹4.00|
- Cardholders will qualify to earn My Cash upon undertaking qualifying retail spends transactions. The My Cash earned for every qualifying retail spend transaction will be rounded off to the nearest integer at the time of posting. Cardholders shall however not be entitled to earn My Cash on retail transactions that have been subsequently reversed.
- Hotel bookings done using the MakeMyTrip ICICI Bank Credit Card where "Book now Pay Later" option is selected, will fall under the ‘Domestic spends outside MakeMyTrip’ category and cardholders will earn My Cash against eligible spends as per the earn rate applicable to the category.
- The following spends shall not be considered as qualifying spends for the purpose of earning My Cash:
- Cash advance including but not limited to such other transaction which may be considered as cash advance(s) to the sole discretion of ICICI Bank
- Fuel transactions done on the MakeMyTrip ICICI Bank Credit Card
- Service charge or interest levied for non-payment or part payment of the amount due on the MakeMyTrip ICICI Bank Credit Card
- Late payment charges and any other fees/charges in relation to and/or connected with the MakeMyTrip ICICI Bank Credit Card
- Joining Fee and Renewal Fee for the MakeMyTrip ICICI Bank Credit Cards and Add-on MakeMyTrip ICICI Bank Credit Card, if any; and
- Expenditure in the form of equated monthly installments (EMI) transactions, balance transfer (BT), personal loan on credit cards (PLCC)
- My Cash earned on MakeMyTrip platform for a particular booking using MakeMyTrip ICICI Bank Credit Card will be added to the Primary Cardholder’s MakeMyTrip account within 45 business days of monthly credit card statement generation as per the existing cycle if the Cardholder’s Account is not delinquent or cancelled at the time of such credit
- My Cash earned outside MakeMyTrip platform using MakeMyTrip ICICI Bank Credit Card will be added to the Primary Cardholder’s MakeMyTrip account within 45 Business Days of monthly credit card statement generation as per the existing cycle if the Cardholder’s Account is not delinquent or cancelled at the time of such credit
- Qualifying retail spends transactions undertaken by the Supplementary Cardholder will also be credited in the Primary Cardholder’s MakeMyTrip account as per the method followed for the Primary Cardholder My Cash credit (earned against qualifying spends transactions)
Milestone Linked My Cash:
Spend Rs 2.5 Lakh using the MakeMyTrip ICICI Bank Signature Credit Card and earn 1,100 My Cash each anniversary year
Spend Rs 5 Lakh using the MakeMyTrip ICICI Bank Signature Credit Card and earn 4,000 My Cash each anniversary year
- Cardholders will qualify for Milestone Linked My Cash when the Cardholder crosses pre-defined qualifying retail spends threshold. Transactions that have been subsequently reversed will not be considered towards milestone benefit calculation.
- One customer will be eligible only once per anniversary year for each pre-defined milestone benefit
- Qualifying spends towards milestone benefit calculation for the 1st year when the customer joins the MakeMyTrip ICICI Bank Credit Cards Programme will be considered for the period starting from the primary card set up date till the end of the anniversary year. For the 2nd year, the spends will be considered from the 1st anniversary date till the 2nd anniversary date of the card and so on. The cumulative spends counter will be reset post the completion of each anniversary cycle.
- The following spends shall not be considered towards milestone benefit:
- Cash advance including but not limited to such other transaction which may be considered as cash advance(s) to the sole discretion of ICICI Bank
- Service charge or interest levied for non-payment or part payment of the amount due on the Co-Branded Credit Card
- Late payment charges and any other fees/charges in relation to and/or connected with the Co- Branded Credit Card
- Joining Fee and Renewal Fee for the MakeMyTrip ICICI Bank Credit Card and MakeMyTrip ICICI Bank Add-on Co-Branded Credit Card, if any;
- Expenditure in the form of equated monthly installments (EMI) payments, balance transfer (BT), personal loan on credit cards (PLCC)
- Qualifying retail spends on customer’s primary credit card as well as add-on credit card(s) will be considered for determining the eligibility towards milestone achievement
- Once the customer qualifies for a milestone benefit, My Cash will be credited in the primary cardholder’s MakeMyTrip account within 45 business days post anniversary cycle completion and if the cardholder’s Account is not delinquent or cancelled at the time of such credit.
Exclusive MMT cabs benefit:
- "Customer/s" for the purpose of this offer shall mean all customers who are authorised holders of valid and subsisting MakeMyTrip ICICI Bank Signature Credit Card.
- "Offer Period" shall mean the period commencing from March 1, 2020 to February 28, 2021, both days inclusive.
- "Primary Terms and Conditions" shall mean the terms and conditions applicable to the ICICI Bank’s banking facility/service.
- "Void Transaction" shall mean any transaction wherein the transaction has taken place but has been cancelled or partially cancelled by the Customer or rejected unsuccessful by MakeMyTrip.
All capitalized terms used but not defined herein shall have the respective meanings prescribed to them in the Primary Terms and Conditions. These terms ("Terms") shall be in addition to and not in derogation of the Primary Terms and Conditions. To the extent of any inconsistency between these Terms and Primary Terms and Conditions, these Terms shall prevail.
|Applicable Banks||Coupon Code||Offer Details||Maximum Usage||Booking Channel|
|MakeMyTrip ICICI Signature Bank Credit Card||MMTCAB1||Flat INR 100 instant discount on every Airport ride||3 times a month per card||MakeMyTrip mobile site, Android & iOS app only|
|MMTCAB2||Flat INR 250instant discount on every Outstation ride (one-way)||3 times a month per card|
|MMTCAB3||Flat INR 500instant discount on every Outstation ride (round trip)||3 times a month per card|
What Do You Get?
- The Customer will receive discounts as per the details mentioned in the table above.
- Instant discount is applied on final transaction amount.
How Can You Avail the Offer?
- To avail this offer, the Customer must enter the e-coupon as per the above table.
- The offer will remain valid from March 1, 2020 till February 28, 2021
- Each code (3 codes) can be used thrice per card per month.
- If a customer avails the code and then cancels the booking, offer will be considered as availed
- The offer is valid for bookings made on MakeMyTrip's Mobile Apps (Android App & iOS App) and Mobile Site. The offer is not valid for bookings made on MakeMyTrip's Desktop Site.
- The offer is valid on payments made through MakeMyTrip ICICI Bank Signature Credit Card only.
Conditions in Case of Cancellation:
- This offer shall not apply for Void Transactions.
- If the Customer cancels the travel service purchase after the discount amount has been availed, MakeMyTrip will deduct the discount amount from the refund and cancellation charges will be applied.
- If rescheduling happens more than 4 hrs in advance before the journey commencement time, the code will still be applicable.
- If there is any rescheduling or cancellation, the Customer has to bear the fare difference (regardless of whether the component is a part of the base fare or tax + surcharge) and other rescheduling/cancellation charges.
Terms and Conditions prescribed by Make My Trip:
- If the Customer does not get the discount, he/she must raise the claim with MakeMyTrip customer care within 3 months from the booking date. In the event that the Customer fails to do so, he/she will not be eligible for the discount amount.
- Supplementary cards will be treated as separate cards.
- This offer cannot be clubbed with any other MakeMyTrip offer.
- MakeMyTrip and ICICI Bank reserves the right, at any time, without prior notice and liability and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
- Any claims relating to MakeMyTrip ICICI Bank Signature Credit Card shall be addressed to ICICI Bank
- MakeMyTrip shall not be liable for any loss or damage arising due to force majeure event which results in breach or non-fulfilment of any obligation of MakeMyTrip under this offer.
- In the event of any misuse or abuse of the offer by the Customer, MakeMyTrip reserves the right to deny the offer or to cancel the booking.
- In no event shall the entire liability of MakeMyTrip to the Customer under this offer exceed the amount of the promotional discount being offered.
- MakeMyTrip shall not be liable to for any indirect, punitive, special, incidental or consequential damages arising out of or in connection to the offer.
- Disputes, if any, arising out of or in connection to this offer shall be subject to the exclusive jurisdiction of the competent courts in Delhi.
- Customers who are travel agents by occupation, are barred from making bookings for their Customers and MakeMyTrip reserves the right to deny the offer against such bookings or to cancel such bookings. For such cases, MakeMyTrip shall not refund the booking amount whatsoever.
General Terms prescribed by ICICI Bank
- ICICI Bank does not guarantee and make any representation about the usefulness, worthiness and/or character of the gifts/products/services under this offer provided by MakeMyTrip.
- Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the Customer due to provision of the offer, shall be to the sole account of the Customer. Tax deducted at source, if any, on the monetary value of the offer shall be payable by the Customer.
- The offer is not available wherever prohibited and / or on products/services for which such offers cannot be made available for any reason whatsoever.
- If the Customer ceases to be a holder of the MakeMyTrip ICICI Bank Signature Credit Card at any time during the Offer Period, all the benefits under the offer shall lapse and shall not be available to Customer.
- The Customer may avail the offer during the Offer Period. This offer cannot be clubbed with any other offer that may be made available to the Customer.
- This offer/the benefits under this offer, are non-transferable, non-binding and non-encashable.
- This offer is not valid for Void Transactions.
- ICICI Bank shall not be liable in any manner whatsoever for any loss/damage/claim that may arise out of use or otherwise of any products/services availed by Customer under the offer provided by MakeMyTrip.
- The offer is subject to applicable Indian laws and such other terms and conditions as may be stipulated by ICICI Bank.
- All disputes are subject to the exclusive jurisdiction of the competent courts/tribunals of New Delhi.
- ICICI Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the products/services offered by MakeMyTrip. Any dispute or claim regarding the offer/services under the offer, must be resolved with MakeMyTrip without any reference to ICICI Bank.
- ICICI Bank shall not be liable to for any indirect, punitive, special, incidental or consequential damages arising out of or in connection to the offer
- ICICI Bank reserves the right to disqualify the Customer from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the offer.
- ICICI Bank shall not be held liable for any delay or loss that may be caused in provision of the offer benefits.
- In all matters relating to the offer, the decision of ICICI Bank and MakeMyTrip shall be final and binding in all respects.
MakeMyTrip ICICI Bank Signature Credit Card Calculation
Enjoy benefits worth over ₹90,000
|Spends type||Net annual spends (₹)||My Cash earnings (₹)|
|Domestic spends outside MakeMyTrip||5,50,000||3,437.50|
|International spends outside MakeMyTrip||50,000||375|
|Spends on flight bookings on MakeMyTrip||1,00,000||1,000|
|Spends on hotel bookings on MakeMyTrip||1,00 ,000||2,000|
|Spends on holiday bookings on MakeMyTrip||1,50,000||3,000|
Monetized value (in ₹)
|My Cash on Joining Fee payment||1,500|
|MakeMyTrip holiday voucher||2,500|
|Complimentary MMTBLACK Exclusive membership (Includes Rs.20,000 voucher redeemable on Holiday Packages)#||48,935|
|Possible My Cash earning on card spends* (includes Rs.5100 milestone MyCash)||14913|
|Savings of 1% fuel surcharge on ₹7,500 spent per month||900|
|25% discount, maximum up to Rs 150 on purchase of minimum two tickets per transaction (Can be availed 2 times a month, therefore a maximum discount of Rs 300 per month)||3,600|
|Airport Lounge Access**||8,000|
|Railway Lounge Access##||1,580|
|1 International lounge access||1,890|
|1 spa access||750|
|Exclusive MMT Cabs ride ###||2,800|
Assumptions (per annum):
*Total spends = ₹9.5 Lacs:
- Domestic spends outside MAKEMYTRIP (i.e. non MMT Spends like grocery, shopping, etc.)= ₹5.5L
- International spends outside MAKEMYTRIP= ₹0.5L
- Spends on flight bookings on MakeMyTrip=₹1L
- Spends on hotel bookings on MakeMyTrip=₹1L
- Spends on holiday bookings on MakeMyTrip=₹1.5L
Note: Spends imply cashless spends only i.e. includes card payments and does not include withdrawals
#Assuming customer spends:
- ₹1,00,000 on flight bookings on MakeMyTrip
- ₹1,00,000 on hotel bookings on MakeMyTrip (Assuming the customer spends ₹1,17,647.1 on hotel/holiday bookings on MakeMyTrip, towards MMTBLACK yields additional 15% discount as per the Exclusive Tier of the MMTBLACK, resulting in net amount - .85 x 117647.1 = ₹1,00,000 on hotel bookings on MakeMyTrip)
- ₹1,50,000 on holiday bookings on MakeMyTrip (The voucher worth Rs.20,000 is offered on a minimum spend of Rs.1,50,000)
- And utilizes the Hotel and Flight Benefits 4 times each towards the end of the year, i.e., 12th month of the tier validity
Refer the table below:
|MMTBlack Exlcusive Tier Membership Benefits||Assumptions||Value (INR)|
|Holiday Voucher worth Rs.20,000||Holiday package booking worth Rs.1,50,000||20,000|
|10% or 15% additional discount on Hotels||Assuming 6 hotel bookings worth value of Rs.9,000 per year||8,100|
|Free room upgrades Early check-ins Discounts on F&B, spas and others||Assuming availing these benefits 4 times a year 4 free room upgrades = 4*3000 4 discounted meals – 4*1000||16,000|
|Discounted Airport transfers Free meals @ Airports/In-flight Free seat selection||Assuming 4 benefits per year: 2 free meals at airport/in-flight = 2*350 2 free seat selection = 2*350||1,400|
|Additional MyCash worth Rs.0.75 for every Rs.100 spent on flight bookings, and MyCash worth Rs.1.5 for every Rs.100 spent on all other bookings||Total spend: Holiday = 1.5% * 1,50,000 Hotel = 1.5% * 54,000 Flight = 0.75% * 50,000||3,435|
**Assuming the customer takes 4 round trips in a year.
##Assuming the customer utilizes the railway lounge facility 4 times in a year
###Considering a customer takes 8 airport rides per year availing ₹100 instant discount per ride and 4 outstation round-trips per year availing ₹500 instant discount per round-trip.
^Assuming ₹1,500 is spent per month at restaurants which have a tie-up with ICICI Bank Culinary Treats program.
The information provided herein regarding products, services, offers, benefits etc. of ICICI Bank / third party are governed by their detailed terms and conditions, internal policy guidelines as specified by ICICI Bank / third party from time to time and are subject to applicable laws and regulations. Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to purchase any products/ services of ICICI Bank / third party. ICICI Bank makes no representation about the quality, delivery, usefulness or otherwise of the goods / services offered by the third party. Images used, if any, are for illustration purposes only and may differ from the actual gifts/ rewards. For details, visit www.icicibank.com