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Aura Savings Account
| Advantage Woman Regular AURA Savings Account | Advantage Woman Silver AURA Savings Account | Advantage Woman Gold Privilege AURA Savings Account | Advantage Woman Magnum Privilege AURA Savings Account | Advantage Woman Titanium Privilege AURA Savings Account | |
|---|---|---|---|---|---|
| Available in | All cities | All cities | All cities | All cities | All cities |
| Eligibility | Working woman, Resident Indian > 18 years of age | Working woman, Resident Indian > 18 years of age | Working woman, Resident Indian > 18 years of age | Working woman, Resident Indian > 18 years of age | Working woman, Resident Indian > 18 years of age |
| Minimum Monthly Average Balance (MAB)* | Rs 10,000 | Rs 25,000 | Rs 50,000 | Rs 100,000 | Rs 200,000 |
| Charges for non-maintenanace of MAB not applicable | Subject to Fixed Deposit (FD) of minimum Rs 50,000 under the same Customer ID | Subject to Fixed Deposit (FD) of minimum Rs 125,000 under the same Customer ID | Subject to Fixed Deposit (FD) of minimum Rs 250,000 under the same Customer ID | Subject to Fixed Deposit (FD) of minimum Rs 500,000 under the same Customer ID | Subject to Fixed Deposit (FD) of minimum Rs 1,000,000 under the same Customer ID |
| Charges for non-maintenance of Minimum Monthly Average Balance (NMMAB) | Rs 100 + (5% of the shortfall in required MAB or Rs. 500 whichever is lower) | Rs 100 + (5% of the shortfall in required MAB or Rs 500 whichever is lower) | Rs 100 + (2% of the shortfall in required MAB or Rs 500 whichever is lower) | Rs 100 + (2% of the shortfall in required MAB or Rs 500 whichever is lower) | Rs 100 + (2% of the shortfall in required MAB or Rs 500 whichever is lower) |
Cash Transaction Charges |
1) Number Limit (Sum total of deposits and withdrawals) |
1) Number Limit (Sum total of deposits and withdrawals) |
Number Limit (Sum total of deposits and withdrawals) |
Number Limit (Sum total of deposits and withdrawals) |
Number Limit (Sum total of deposits and withdrawals) |
| Additional Cash Transaction Charges | All free cash transactions at ICICI Bank branches or cash deposits done at ICICI Bank Cash Recycler Machines will be charged at Rs 100 (per transaction) for the first two transactions and Rs 125 (per transaction) for any subsequent transaction in case of non-maintenance of applicable minimum Monthly Average Balance (MAB) stipulated in the terms and conditions applicable to your account. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account. |
All free cash transactions at ICICI Bank branches or cash deposits done at ICICI Bank Cash Recycler Machines will be charged at Rs 100 (per transaction) for the first two transactions and Rs 125 (per transaction) for any subsequent transaction in case of non-maintenance of applicable minimum Monthly Average Balance (MAB) stipulated in the terms and conditions applicable to your account. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account. |
All free cash transactions at ICICI Bank branches or cash deposits done at ICICI Bank Cash Recycler Machines will be charged at Rs 100 (per transaction) for the first two transactions and Rs 125 (per transaction) for any subsequent transaction in case of non-maintenance of applicable minimum Monthly Average Balance (MAB) stipulated in the terms and conditions applicable to your account. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account. |
All free cash transactions at ICICI Bank branches or cash deposits done at ICICI Bank Cash Recycler Machines will be charged at Rs 100 (per transaction) for the first two transactions and Rs 125 (per transaction) for any subsequent transaction in case of non-maintenance of applicable minimum Monthly Average Balance (MAB) stipulated in the terms and conditions applicable to your account. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account. |
All free cash transactions at ICICI Bank branches or cash deposits done at ICICI Bank Cash Recycler Machines will be charged at Rs 100 (per transaction) for the first two transactions and Rs 125 (per transaction) for any subsequent transaction in case of non-maintenance of applicable minimum Monthly Average Balance (MAB) stipulated in the terms and conditions applicable to your account. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account. |
| ATM Interchange (Transactions at non ICICI Bank ATMs) | Nil | Nil | Nil | Nil | Nil |
| Transactions at ICICI Bank ATMs/ Cash Recycler Machines (cash withdrawals) | Nil | Nil | Nil | Nil | Nil |
| Issue of DD drawn on ICICI Bank by cheque/transfer | Rs 50 per Demand Draft (DD) up to Rs 10,000; Rs 5 per Rs 1,000 or part thereof for DD of more than Rs 10,000, subject to a minimum of Rs 75 and maximum of Rs 15,000 | Nil for Demand Draft (DD) up to Rs 100,000 per day. Above Rs 100,000 - Rs 5 per Rs 1,000 or part thereof; maximum Rs 15,000. | Nil for Demand Draft (DD) up to Rs 150,000 per day. Above Rs 150,000 - Rs 5 per Rs 1,000 or part thereof; maximum Rs 15,000. | Nil for Demand Draft (DD) up to Rs 200,000 per day. Above Rs 200,000 - Rs 5 per Rs 1,000 or part thereof; maximum Rs 15,000. | Nil |
| Statement | Free monthly e-mail statement | Free monthly e-mail statement | Free monthly e-mail statement | Free monthly e-mail statement | Free monthly e-mail statement |
| Free monthly statement to be collected from branch | Free monthly statement to be collected from branch | Free monthly statement to be collected from branch | Free monthly statement to be collected from branch | Free monthly statement to be collected from branch | |
| Passbook facility available at base branch, free of cost. | Passbook facility available at base branch, free of cost. | Passbook facility available at base branch, free of cost. | Passbook facility available at base branch, free of cost. | Passbook facility available at base branch, free of cost. | |
| View and download statement facility available on the website | View and download statement facility available on the website | View and download statement facility available on the website | View and download statement facility available on the website | View and download statement facility available on the website | |
| Debit Card Fees for first Account Holder | Rs 150 per annum | Rs 150 per annum | Nil | Nil | Nil |
| For Gramin locations - Rs 99 per annum | For Gramin locations - Rs 99 per annum | ||||
| Debit Card Fees for joint Account Holder | Rs 150 per annum | Rs 150 per annum | Nil | Nil | Nil |
| For Gramin locations - Rs 99 per annum | For Gramin locations - Rs 99 per annum | ||||
| Debit Card Cash withdrawal limit | Domestic transaction limit - Daily spending (POS or E- Com) /withdrawal limit: Rs 500,000/ Rs.50,000 | Domestic transaction limit - Daily spending (POS or E- Com) /withdrawal limit: Rs 500,000/ Rs.50,000 | Domestic transaction limit - Daily spending (POS or E- Com) /withdrawal limit: Rs 500,000/ Rs.125,000 | Domestic transaction limit - Daily spending (POS or E- Com) /withdrawal limit: Rs 500,000/ Rs.150,000 | Domestic transaction limit - Daily spending (POS or E- Com) /withdrawal limit: Rs 500,000/ Rs.200,000 |
| International transaction limit - Daily spending (POS or E- Com) /withdrawal limit: Rs 50,000/ Rs 75,000 | International transaction limit - Daily spending (POS or E- Com) /withdrawal limit: Rs 50,000/ Rs 75,000 | International transaction limit - Daily spending (POS or E- Com) /withdrawal limit: Rs 75,000/ Rs 1,00,000 | International transaction limit - Daily spending (POS or E- Com) /withdrawal limit: Rs 100,000/ Rs 125,000 | International transaction limit - Daily spending (POS or E- Com) /withdrawal limit: Rs 125,000/ Rs 200,000 | |
| Cheque Books | Nil for 20 (w.e.f Aug 01, 2021 - Nil for 25) payable-at-par cheque leaves in a year; | Nil for 20 (w.e.f Aug 01, 2021 - Nil for 25) payable-at-par cheque leaves in a year; | Nil | Nil | Nil |
| Rs 20 for every additional cheque book of 10 leaves | Rs 20 for every additional cheque book of 10 leaves | ||||
| Charges for Multicity cheque payment | Nil | Nil | Nil | Nil | Nil |
| Value Added SMS alert facility (For transactions other than specified by regulatory guidelines, sms alerts will be triggered only if the transaction value is greater than Rs.5,000) |
Rs 15 per quarter | Nil | Nil | Nil | Nil |
| Outstation cheque collection – through ICICI Bank branch locations | Up to Rs 5,000 – Rs 25 per instrument. Rs 5,001 to Rs 10,000 – Rs 50 per instrument. Rs 10,001 to Rs 1 lakh – Rs 100 per instrument. Above Rs 1 lakh - Rs 200 per instrument. |
Up to Rs 5,000 – Rs 25 per instrument. Rs 5,001 to Rs 10,000 – Rs 50 per instrument. Rs 10,001 to Rs 1 lakh – Rs 100 per instrument. Above Rs 1 lakh - Rs 200 per instrument. |
Up to Rs 5,000 – Rs 25 per instrument. Rs 5,001 to Rs 10,000 – Rs 50 per instrument. Rs 10,001 to Rs 1 lakh – Rs 100 per instrument. Above Rs 1 lakh - Rs 200 per instrument. |
Up to Rs 5,000 – Rs 25 per instrument. Rs 5,001 to Rs 10,000 – Rs 50 per instrument. Rs 10,001 to Rs 1 lakh – Rs 100 per instrument. Above Rs 1 lakh - Rs 200 per instrument. |
Up to Rs 5,000 – Rs 25 per instrument. Rs 5,001 to Rs 10,000 – Rs 50 per instrument. Rs 10,001 to Rs 1 lakh – Rs 100 per instrument. Above Rs 1 lakh - Rs 200 per instrument. |
| Outstation cheque collection –through Non-ICICI Bank branch locations | Up to Rs 5,000 – Rs 25 per instrument. Rs 5,001 to Rs 10,000 – Rs 50 per instrument. Rs 10,001 to Rs 1 lakh – Rs 100 per instrument. Above Rs 1 lakh - Rs 200 per instrument. |
Up to Rs 5,000 – Rs 25 per instrument. Rs 5,001 to Rs 10,000 – Rs 50 per instrument. Rs 10,001 to Rs 1 lakh – Rs 100 per instrument. Above Rs 1 lakh - Rs 200 per instrument. |
Up to Rs 5,000 – Rs 25 per instrument. Rs 5,001 to Rs 10,000 – Rs 50 per instrument. Rs 10,001 to Rs 1 lakh – Rs 100 per instrument. Above Rs 1 lakh - Rs 200 per instrument. |
Up to Rs 5,000 – Rs 25 per instrument. Rs 5,001 to Rs 10,000 – Rs 50 per instrument. Rs 10,001 to Rs 1 lakh – Rs 100 per instrument. Above Rs 1 lakh - Rs 200 per instrument. |
Up to Rs 5,000 – Rs 25 per instrument. Rs 5,001 to Rs 10,000 – Rs 50 per instrument. Rs 10,001 to Rs 1 lakh – Rs 100 per instrument. Above Rs 1 lakh - Rs 200 per instrument. |
Note
- Common service charges applicable to all Savings Account variants except for Wealth Management/ ICICI Bank Private Banking and the ones mentioned above.Click here
- Taxes at prevailing rates as per Govt. rules shall be applicable over and above the mentioned charges. The charges indicated above are subject to periodic revision.
- *With effect from April 1, 2015: In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months. It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times, failing which, customer may not receive the notification(s).
