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Credit through BC

Financial Inclusion is the process of providing suitable financial products and services to the unbanked and under-banked segment. The products and services are provided at an affordable cost in a fair and transparent manner by mainstream institutional players. ICICI Bank offers credit facility to clients sourced by Business Correspondent Partners.


Key Features

  • Nature of facility: Demand Loan/ Term Loan
  • Loan Ticket Size: Rs. 10,000 - Rs. 50,000
  • Loan Tenure: Minimum 12 months and Maximum 24 months
  • Rate of Interest:

    • Loan Amount - Rs. 15,000 and below - Rate of Interest 25.76%
    • Loan amount - Above Rs. 15,000 - Rate of interest 25.12%
    • Loans Post June 30, 2016 - Rate of interest 22.25% p.a.
  • Processing Fees + Charges: No processing fee, foreclosure fee or renewal fee
  • Security: No security/ collateral is required