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Farmer Finance


Service Charges

Rate of Interest - Current Rate of Interest is as follows:

  • 11 % for KCC
  • 14 % for ATL

(The same is however subject to any revision in the interest rate as communicated to the borrower at the time of sanction of the facility).


Processing Fee (non refundable)

  • Up to 0.5 % of the sanctioned amount for KCC
  • Up to 1 % of the sanctioned amount for ATL

Further Interest / Default Interest/ Penal Interest: 2% per month of the overdue amount, subject to any revision as communicated to the borrower at the time of sanction of the facility / loan.


Address Change

In the event of change in address of the Borrower, on account of relocation or any other reason, the Borrower should intimate the Bank within 2 weeks of such a change. Any such intimation/request for change in address shall be accompanied with a valid address proof.


Prepayment Charges

Nil


Other Charges

Other charges including but not limited to statutory charges, such as stamp duty on documentation etc., as applicable, are payable on actual basis and any other charges as communicated to the borrower from time to time by ICICI Bank.

All in cost charges: All the above charges comprise "All - in - cost"; for availing the facility / loan.