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Documentation


Pre-sanction documents

  • Filled-in application form
  • Last 3 years' IT returns
  • Last 3 years' audited balance sheet
  • Last 12 months' bank statements for all operative accounts
  • Proof for signature verification - passport / driving licence / PAN card /   Bank's verification
  • Identity proof
  • Address proof
  • Constitutional documents
  • Business licenses etc

Pre-disbursement documents

  • Duly executed loan documents
  • Property documents as applicable
  • Title deeds (sale deed, lease deed, share certificates, etc)  and prior title deeds
  • Land revenue records
  • Property tax receipts
  • Approved construction/building plan
  • NOC from development authorities for lease properties

Sanction and Limit Set up Process

  • Contact our Sales/ Relationship Manager
  • Submit a filled-in application form and pre-sanction documents
  • Once eligibility is assessed, a credit arrangement letter (CAL) is   dispatched
  • Applicants submit property documents, Legal and technical   assessment of the property is undertaken by ICICI Bank
  • Limit is set and the customer is ready to use his account

Benefits

  • Minimum documentation and speedy loan sanction
  • One-stop solution with bouquet of products
  • Attractive rate of interest
  • At-par multi-city cheque book
  • Internet banking facility