Quick Action
    Quick Actions
    iPal Icon
    GET A CALL BACK

    Want us to help you with anything?
    Request a Call back

    This field is required Only alphabetes are allowed
    This field is required Only alphabetes are allowed
    Please enter valid number
    Please enter valid email
    Please select product type
    Please enter valid pincode

    Thank you for your request.

    Your reference number is CRM

    Our executive will contact you shortly

    Want us to help you with anything?
    Request a Call back

    This field is required Only alphabetes are allowed
    This field is required Only alphabetes are allowed
    Please select a country
    Please enter valid number
    Please enter valid email
    Please select product type
    Please select product type
    Please enter valid pincode

    Thank you for your request.

    Your reference number is CRM 786578956

    Our executive will contact you shortly
    Sorry! Please check back in a few minutes as an error has occurred.

    Features and benefits of a Personal Loan in Jaipur

    ICICI Bank Personal Loan in Jaipur offers multiple features and benefits, making it an attractive choice for your financial needs:

    Loan of up to Rs 50 lakh

    Loan of up to Rs 50 lakh

    You can avail a Loan of up to Rs 50 lakh to meet various financial expenses such as home renovation, wedding expenses or debt consolidation.

    240
    No Security/Guarantor required

    No Security/Guarantor required

    Enjoy the convenience of ICICI Bank Unsecured Personal Loan, which does not require a collateral or guarantor, thus making the process hassle-free.

    240
    Swift processing

    Swift processing

    Get swift approval and disbursement of the Loan, ensuring you receive the required funds without unnecessary delays.

    240
    Minimal documentation

    Minimal documentation

    Minimal documentation is required to avail an ICICI Bank Personal Loan in Jaipur, which simplifies the application process.

    240
    Attractive interest rates

    Attractive interest rates

    Benefit from the competitive interest rates, ensuring your repayments are manageable and cost-effective.

    240
    Flexible repayment options

    Flexible repayment options

    Choose a repayment tenure that suits your unique financial situation, ranging from 12 to 72 months. This flexibility ensures that your repayment plan aligns with your needs.

    240

    Calculate your Personal Loan EMI

    Availing a Personal Loan in Jaipur has become more convenient. Use ICICI Bank’s Personal Loan EMI Calculator to estimate your monthly instalments. Just input the Loan amount, interest rate and chosen tenure and the calculator will provide you with a transparent breakdown of your EMIs.

    Personal Loan interest rates in Jaipur

    In Jaipur, ICICI Bank Personal Loan stands out due to its competitive interest rates, ensuring that borrowing remains cost-effective for customers. We recognise the significance of offering appealing lending options and our Personal Loan Interest Rate caters to the diverse needs of the people in Jaipur.

    Rate of Interest Processing Fee Tenure
    10.80% to 16.15% per annum Up to 2.50% of the loan amount plus taxes 12 months to 72 months

    Documents required for a Personal Loan in Jaipur

    Documents required for a Personal Loan in Jaipur

    When applying for a Personal Loan in Jaipur, you need to provide certain documents based on whether you are a salaried or self-employed individual. Here is a checklist of the Personal Loan documents for both the categories:

    • Proof of Identity: Aadhaar Card & PAN Card (for both, salaried and self-employed)
    • Proof of Residence: Leave and Licence Agreement, Utility Bill (not over 3 months old) or Passport.
    • Bank Statement for the last 3 months (where the salary/income has been credited).
    • Salary slips for the last 3 months.

    Eligibility criteria for a Personal Loan in Jaipur

    Understanding the eligibility criteria is important:

    1. Age: Applicants should be between 20-58 years of age

    2. Net salary: Salaried individuals with a minimum monthly income of Rs 30,000 are eligible

    3. Total years in Job/Profession: A minimum of 2 years in your current job or profession is required.

    4. Duration of stay in the current residence: Applicants should have resided for a minimum of 1 year in their current location.

    Fees and charges for a Personal Loan in Jaipur

    When applying for a Personal Loan in Jaipur, it is helpful to be aware of the associated fees and charges. Here is a breakdown of these charges:

    Description of the charges Charges applicable

    Loan Processing Charges/Origination Charges (Non-Refundable)

    Up to 2.50% of the Loan amount plus applicable taxes

    Additional Interest on Late Payment

    5% Per Annum will be charged on the overdue EMI until repayment.

    Repayment Mode Swap Charges

    Rs 500/- per transaction plus applicable taxes

    Loan Cancellation Charges
    1. NIL Cancellation within Free Look / Cooling off period (i.e. 15 days from Disbursement). PF will be Non Refundable.
    2. Cancellation post cooling Period & Before 1 EMI date (i.e. from 16th day till 1st EMI date) - Proportionate APR to be considered with max capping of ₹3000 /- (applicable for Digital Lending)
    3. Cancellation Fee of ₹. 3,000/- (applicable other than Digital Lending).

    EMI Bounce Charges

    Rs 500/- per bounce plus applicable taxes

    Non-Maintenance of Mode of Payment (NMMP Charges)

    Rs 800/- (Plus applicable taxes or statutory levies, if any). Charges levied on a monthly basis if the Loan repayment mode is inactive or irregular.
    Read More

    How to apply for a Personal Loan in Jaipur

    Follow the steps given below to apply for a Personal Loan in Jaipur:

      Apply Now

      Apply for a Personal Loan in Jaipur today and take the initial step towards realising your financial objectives. You can also apply through the iMobile Pay app

      Close icon
      play-arrow
      pause-arrow