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    Features and benefits of a Personal Loan in Jaipur

    ICICI Bank Personal Loan in Jaipur offers multiple features and benefits, making it an attractive choice for your financial needs:

    Loan of up to Rs 50 lakh

    Loan of up to Rs 50 lakh

    You can avail a Loan of up to Rs 50 lakh to meet various financial expenses such as home renovation, wedding expenses or debt consolidation.

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    No Security/Guarantor required

    No Security/Guarantor required

    Enjoy the convenience of ICICI Bank Unsecured Personal Loan, which does not require a collateral or guarantor, thus making the process hassle-free.

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    Swift processing

    Swift processing

    Get swift approval and disbursement of the Loan, ensuring you receive the required funds without unnecessary delays.

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    Minimal documentation

    Minimal documentation

    Minimal documentation is required to avail an ICICI Bank Personal Loan in Jaipur, which simplifies the application process.

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    Attractive interest rates

    Attractive interest rates

    Benefit from the competitive interest rates, ensuring your repayments are manageable and cost-effective.

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    Flexible repayment options

    Flexible repayment options

    Choose a repayment tenure that suits your unique financial situation, ranging from 12 to 72 months. This flexibility ensures that your repayment plan aligns with your needs.

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    Discription of the Charges Charges applicable
    Personal Loan Interest Rates 10.85% to 16.25% per annum

    Documents required for a Personal Loan in Jaipur

    Documents required for a Personal Loan in Jaipur

    When applying for a Personal Loan in Jaipur, you need to provide certain documents based on whether you are a salaried or self-employed individual. Here is a checklist of the Personal Loan documents for both the categories:

    • Proof of Identity: Aadhaar Card & PAN Card (for both, salaried and self-employed)
    • Proof of Residence: Leave and Licence Agreement, Utility Bill (not over 3 months old) or Passport.
    • Bank Statement for the last 3 months (where the salary/income has been credited).
    • Salary slips for the last 3 months.

    Eligibility criteria for a Personal Loan in Jaipur

    Understanding the eligibility criteria is important:

    1. Age: Applicants should be between 20-58 years of age

    2. Net salary: Salaried individuals with a minimum monthly income of Rs 30,000 are eligible

    3. Total years in Job/Profession: A minimum of 2 years in your current job or profession is required.

    4. Duration of stay in the current residence: Applicants should have resided for a minimum of 1 year in their current location.

    Personal Loan in Jaipur Interest, Fees & Charges

    When applying for a Personal Loan in Jaipur, it is helpful to be aware of the associated fees and charges. Here is a breakdown of these charges:

    Description of the charges Charges applicable

    Loan Processing Charges/Origination Charges (Non-Refundable)

    Up to 2.50% of the Loan amount plus applicable taxes

    Additional Interest on Late Payment

    5% Per Annum will be charged on the overdue EMI until repayment.

    Repayment Mode Swap Charges

    Rs 500/- per transaction plus applicable taxes

    Loan Cancellation Charges
    1. NIL Cancellation within Free Look / Cooling off period (i.e. 15 days from Disbursement). PF will be Non Refundable.
    2. Cancellation post cooling Period & Before 1 EMI date (i.e. from 16th day till 1st EMI date) - Proportionate APR to be considered with max capping of ₹3000 /- (applicable for Digital Lending)
    3. Cancellation Fee of ₹. 3,000/- (applicable other than Digital Lending).

    EMI Bounce Charges

    Rs 500/- per bounce plus applicable taxes

    Non-Maintenance of Mode of Payment (NMMP Charges)

    Rs 800/- (Plus applicable taxes or statutory levies, if any). Charges levied on a monthly basis if the Loan repayment mode is inactive or irregular.

    How to apply for a Personal Loan in Jaipur

    Follow the steps given below to apply for a Personal Loan in Jaipur:

      Apply Now

      Apply for a Personal Loan in Jaipur today and take the initial step towards realising your financial objectives. You can also apply through the iMobile Pay app

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