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Personal Loan in Jaipur
Are you residing in the pink city of Jaipur, facing financial challenges and in need of assistance to achieve your goals or manage unexpected expenses? ICICI Bank Personal Loan in Jaipur will cater to your financial needs by offering competitive interest rates, flexible repayment options and a swift approval process. Whether you require funds for a grand wedding, education, a home renovation project or any other purpose, Personal Loan offered by ICICI Bank in Jaipur will turn your dreams into reality. With a hassle-free application procedure and prompt disbursement, getting the necessary financial support is now easy. Are you ready to move closer to accomplishing your financial goals? Apply for a Personal Loan in Jaipur today and experience the unmatched convenience and reliability of our financial solution.
Features and benefits of a Personal Loan in Jaipur
ICICI Bank Personal Loan in Jaipur offers multiple features and benefits, making it an attractive choice for your financial needs:
Loan of up to Rs 50 lakh
You can avail a Loan of up to Rs 50 lakh to meet various financial expenses such as home renovation, wedding expenses or debt consolidation.
No Security/Guarantor required
Enjoy the convenience of ICICI Bank Unsecured Personal Loan, which does not require a collateral or guarantor, thus making the process hassle-free.
Swift processing
Get swift approval and disbursement of the Loan, ensuring you receive the required funds without unnecessary delays.
Minimal documentation
Minimal documentation is required to avail an ICICI Bank Personal Loan in Jaipur, which simplifies the application process.
Attractive interest rates
Benefit from the competitive interest rates, ensuring your repayments are manageable and cost-effective.
Flexible repayment options
Choose a repayment tenure that suits your unique financial situation, ranging from 12 to 72 months. This flexibility ensures that your repayment plan aligns with your needs.
Discription of the Charges | Charges applicable |
---|---|
Personal Loan Interest Rates | 10.85% to 16.25% per annum |
Documents required for a Personal Loan in Jaipur
Documents required for a Personal Loan in Jaipur
When applying for a Personal Loan in Jaipur, you need to provide certain documents based on whether you are a salaried or self-employed individual. Here is a checklist of the Personal Loan documents for both the categories:
- Proof of Identity: Aadhaar Card & PAN Card (for both, salaried and self-employed)
- Proof of Residence: Leave and Licence Agreement, Utility Bill (not over 3 months old) or Passport.
- Bank Statement for the last 3 months (where the salary/income has been credited).
- Salary slips for the last 3 months.
Eligibility criteria for a Personal Loan in Jaipur
Understanding the eligibility criteria is important:
Age: Applicants should be between 20-58 years of age
Net salary: Salaried individuals with a minimum monthly income of Rs 30,000 are eligible
Total years in Job/Profession: A minimum of 2 years in your current job or profession is required.
Duration of stay in the current residence: Applicants should have resided for a minimum of 1 year in their current location.
Personal Loan in Jaipur Interest, Fees & Charges
When applying for a Personal Loan in Jaipur, it is helpful to be aware of the associated fees and charges. Here is a breakdown of these charges:
Description of the charges | Charges applicable |
---|---|
Loan Processing Charges/Origination Charges (Non-Refundable) |
Up to 2.50% of the Loan amount plus applicable taxes |
Additional Interest on Late Payment |
5% Per Annum will be charged on the overdue EMI until repayment. |
Repayment Mode Swap Charges |
Rs 500/- per transaction plus applicable taxes |
Loan Cancellation Charges |
|
EMI Bounce Charges |
Rs 500/- per bounce plus applicable taxes |
Non-Maintenance of Mode of Payment (NMMP Charges) |
Rs 800/- (Plus applicable taxes or statutory levies, if any). Charges levied on a monthly basis if the Loan repayment mode is inactive or irregular. |
How to apply for a Personal Loan in Jaipur
Follow the steps given below to apply for a Personal Loan in Jaipur:
Apply for a Personal Loan in Jaipur today and take the initial step towards realising your financial objectives. You can also apply through the iMobile Pay app