Want us to help you with anything?
Request a Call back
Personal Loan in Ahmedabad
Are you in Ahmedabad and require financial assistance to achieve your goals or manage unforeseen expenses? ICICI Bank Personal Loan in Ahmedabad offers a competitive interest rate, flexible repayment options and a swift approval process. Whether your financial requirements revolve around a wedding, education, home renovation or any other purpose, a Personal Loan can transform your dreams into reality. With a hassle-free application procedure and prompt disbursement, getting the necessary financial support is now easy. Apply for a Personal Loan in Ahmedabad today and experience the convenience and reliability of our financial solution.
Features and benefits of a Personal Loan in Ahmedabad
The features and benefits of an ICICI Bank Personal Loan in Ahmedabad are as follows:
Loan amount of up to Rs 50 lakh
Avail a loan of up to Rs 50 lakh to meet a range of financial requirements such as home renovation, wedding expenses or debt consolidation.
No Security/ Guarantor requirement
Experience the convenience of ICICI Bank Unsecured Personal Loan, which doesn’t require any type of collateral or a guarantor.
Swift processing
Enjoy speedy approval and disbursement, ensuring that you receive the funds at the time when you need them.
Minimal documentation
Minimal documentation is required to avail an ICICI Bank Personal Loan in Ahmedabad, which simplifies the application process.
Attractive interest rate
Benefit from a competitive interest rate, making repayments manageable and cost-effective.
Flexible repayment options
Select a repayment period that aligns with your financial situation, ranging from 12 to 72 months, offering flexibility and convenience.
Documents required for a Personal Loan in Ahmedabad
Documents required for a Personal Loan in Ahmedabad
While applying for a Personal Loan in Ahmedabad, you need to provide specific documents based on whether you are a salaried or self-employed individual. Here is a checklist of the necessary Personal Loan documents required for both categories:
- Proof of identity: Aadhaar Card & PAN Card (both)
- Proof of residence: Leave and Licence Agreement, utility bill (not more than 3 months old) or passport
- Bank statements for the last 3 months (where salary/ income is credited).
- Salary slips for the last 3 months.
Eligibility Criteria for Personal Loan in Ahmedabad
Understanding the Personal Loan eligibility criteria is important while applying for a Personal Loan in Ahmedabad:
Age: The applicant should be between 20 to 58 years of age
Net salary: A salaried individual with a minimum monthly income of Rs 30,000 is eligible
Total years in job/ profession: The applicant should have completed at least 2 years in his/ her current job or profession
Duration of stay in the current residence: The applicant should have stayed in his/ her current residence for a year.
Fees and charges for a Personal Loan in Ahmedabad
While applying for a Personal Loan in Ahmedabad, it is important to be aware of the associated fees and charges. Here is a breakdown of the charges:
Description of charges | Applicable charges |
---|---|
Loan processing charges/ Origination charges (Non-refundable) | Up to 2.50% of the loan amount plus applicable taxes |
Prepayment charges |
|
Additional interest on late payment | 24% per annum |
Repayment mode swap charges | Rs 500 per transaction plus applicable taxes |
Loan cancellation charges | Rs 3000 plus applicable taxes |
EMI bounce charges | Rs 500 per bounce plus applicable taxes |
Non-Maintenance of Mode of Payment (NMMP) charges | Rs 800 (plus applicable taxes or statutory levies, if any). Charges are levied on a monthly basis if the loan repayment mode is inactive or irregular. |
How to apply for a Personal Loan in Ahmedabad?
Here is how you can apply for a Personal Loan in Ahmedabad:
Apply for a Personal Loan in Ahmedabad today and take the first step towards realising your financial objectives. You can also apply for a Personal Loan through the iMobile Pay app.