Insta Home OD
ICICI Bank Insta Home OD is a Pre-approved fully digital Overdraft facility which provides you access to instant funds to meet your planned and unplanned expenses.
Instant Home Overdraft can be availed as a Top-up Loan on existing Home Loans or as a Loan Against Property. You can use this loan for any of your personal need like child education, Home Renovation, Debt Consolidation, or any other emergency.
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Instant limit set-up
Flexibility in funds use
Loans up to INR 25 lakh
No, the interest rate will be 0.25% higher than the Term Loan attached to it
Loan amount may vary depending the profile type of Customer.
Yes, an existing Loan customers can avail of this product in the form of Top Up over existing loan.