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Benefits and Features

High Withdrawal Limit & Transaction Limit

  Daily cash withdrawal limit at ATM Daily purchase limit at retail outlets and online websites
Domestic (in India) ₹1,00,000 ₹5,00,000
International (outside India) ₹2,00,000 ₹2,50,000

EMV Chip Card Features

  • Secure transactions
  • International cash withdrawal & transactions at merchant outlets

MasterCard Offers

For more information on offers, please visit here

Zero Liability Protection

  • A unique feature which protects your Debit Card against unauthorised purchases in case of loss, theft or misplacement
  • Call our Customer Care within 15 days to report loss or misuse and provide the necessary documents

Zero Surcharge On Fuel Purchases

Fuel surcharge waiver would be applicable for the transactions done on ICICI Bank swipe machines at selected Government fuel outlets (HPCL/IOCL/BPCL)

ICICI Bank Debit Card holders who transact on Non-ICICI Bank swipe machines at any fuel petrol outlet would be levied surcharge amount at the discretion of the member/ acquiring bank and the surcharge shall be reversed once we receive the refund from the respective acquiring bank.

For list of fuel outlets pumps where surcharge will not be levied, click here.

ICICI Bank Rewards

  • Earn 1 ICICI Bank Reward Point on every ₹ 200 spent at merchant outlets in India
  • You can earn points as follows:
  At merchant outlets in India At Indian Websites At merchant outlets located outside India
ICICI Bank Reward Points per ₹ 200 1 1 1

Note: You will not earn reward points on Mutual fund, Telecom, Education, Utilities, Insurance premium, Government Payments, Fuel and Post Office payment made through your ICICI Bank Debit Card

Fees & Charges

  • ₹99 per card for Gramin areas, ₹150 per card for other areas

Better Tracking

  • Receive instant SMS alerts on transactions made with your Titanium Business Debit Card

Itemised Billing

  • Your ICICI Bank Titanium Business Debit Card allows you to track your spends on a regular basis. The details of the purchases made on your card, along with the date, merchant's name and amount are mentioned in your bank statement.
Coral+ Debit Cards

Coral+ Debit Cards

Sapphiro Debit Cards

Sapphiro Debit Cards

Rubyx Debit Card

Rubyx Debit Card

Coral Paywave Contactless Debit Card

Coral Paywave Contactless Debit Card

EMI on Debit Card FAQ's'

EMI on Debit Card is one of the payment options available across local merchants and online websites. With your ICICI Bank Debit/ATM Cards you can now make payments in easy monthly instalments.

Eligible customers will see this option on the payment page during checkout for online transactions or SMS DCEMI_xxxx(last four digits of yourdebit card) to 5676766.

You have to visit Flipkart/Amazon website or their respective mobile app or mobile site. Select the product and add it to cart. Choose “EMI” option for payment, select “ICICI Bank-Debit Card” under “Easy Instalments”, enter the Debit Card details and complete the transaction.