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Benefits & Features

Mighty Rewards Plan:

Unlock boundless excitement with ICICI Bank Rewards Program! Your ICICI Bank Credit Card is your gateway to a world of rewards. Redeeming your ICICI Bank Reward Points is a breeze, allowing you to indulge in the finer things life has to offer. From movie and travel vouchers to lifestyle products, your ICICI Bank Reward Points offer a diverse range of options for redemption. Elevate your lifestyle by turning your points into mobile phones, appliances and more, making every choice a rewarding one.

With ICICI Bank Credit Card, shopping isn't just a transaction – it's a chance to get rewarded. Your ICICI Bank Credit Card offers you a truly gratifying shopping experience. Embrace the excitement and start your journey to a more rewarding life today!

Host Of Benefits


Get Welcome Vouchers on Shopping and Travel worth Rs 5000+ on payment of joining fee of the card.

  • Avail amazing welcome vouchers worth ₹ 5,000+ within 45 days of payment of joining fees.
  • Tata CliQ Voucher worth Rs.2000
  • EaseMyTrip Vouchers worth ₹ 2000 (Two vouchers worth ₹ 1000 each)
  • Uber Vouchers worth ₹ 250
  • Croma Voucher worth ₹ 1000 (Two vouchers worth ₹ 500 each)
  • To know more about redemption of vouchers and other terms and conditions,

                           click here.

  • Earn up to 15,000 Reward Points every anniversary year with ICICI Bank Rubyx Credit Card.
  • Get up to 2 complimentary rounds of golf every month at the golf course of your choice based on eligible spends on your ICICI Bank Rubyx Credit Card.
  • 2 complimentary access per quarter to select airport lounges in India, on Visa variant by spending minimum of Rs 5,000 or above in a calendar quarter on your ICICI Bank Rubyx Credit Card to avail this facility in the next calendar quarter.
  • Avail 25% discount upto Rs.150 on purchase of minimum 2 movie tickets per transaction on BookMyShow and Inox. The offer can be availed twice a month on BookMyShow and Inox each.

Security Features

ICICI Bank credit cards come with an EMV chip embedded in it. This chip acts as an additional security feature against card duplication and counterfeiting. PIN has to be entered to authenticate any transaction using your ICICI Bank credit card. For online transactions, you have to register for 3D Secure feature on the ICICI Bank website.


Mobile Banking

270+ banking and informational services to take care of your daily banking needs conveniently from your smartphone.

Internet Banking

Bank Securely 24/7

User Internet Banking to avail of 300+ banking services from safety of your home


Branch & ATM

Touch Banking

You can now do banking round the clock, even on Sundays and holidays!


Popular FAQs

No, if you want to apply for a Rubyx credit card, you need to pay a joining fee of Rs 5,000.

To be eligible for ICICI Rubyx credit card -

  • You must be a citizen of India.
  • You must be at least 23 for the primary card and 18 for the supplementary card.
  • You must have a minimum monthly salary of Rs 50,000. The minimum annual income must be Rs 5.5 lakhs if you are self-employed.

The ICICI Bank Rubyx credit card comes with high cash withdrawal and transaction limits. The cash withdrawal limit is Rs 1.5 Lakh per day, and the transaction limit is Rs 2.5 Lakh per day.

The interest rate on the Rubyx Credit Card is 3.5% per month. When you withdraw cash using your Rubyx Card, a cash advance fee of 2.5% or Rs 300 is charged to your card.