Benefits & Features
Mighty Rewards Plan:
Unlock boundless excitement with ICICI Bank Rewards Program! Your ICICI Bank Credit Card is your gateway to a world of rewards.
Earn 2 Reward Points on every Rs 100 spent for all retail purchases except fuel. Get 4 Reward points international spend. Get 1 Reward Point on every Rs 100 spent on utilities and insurance categories.
Redeeming your ICICI Bank Rewards Points is a breeze, allowing you to indulge in the finer things life has to offer. From movie and travel vouchers to lifestyle products, your ICICI Bank Rewards Points offer a diverse range of options for redemption. Elevate your lifestyle by turning points into mobiles, appliances, and more, making every choice a rewarding one.
Host Of Benefits
- Get Welcome Vouchers on Shopping and Travel worth Rs 5000+ on payment of joining fee of the card.
- Earn up to 15,000 Reward Points every anniversary year with ICICI Bank Rubyx Credit Card.
- Get up to 2 complimentary rounds of golf every month at the golf course of your choice based on eligible spends on your ICICI Bank Rubyx Credit Card.
- 2 complimentary access per quarter to select airport lounges in India, on Visa variant by spending minimum of Rs 5,000 or above in a calendar quarter on your ICICI Bank Rubyx Credit Card to avail this facility in the next calendar quarter.
- Avail 25% discount upto Rs.150 on purchase of minimum 2 movie tickets per transaction on BookMyShow and Inox. The offer can be availed twice a month on BookMyShow and Inox each.
Our Credit Cards come with an embedded microchip which provides additional security against counterfeiting and duplication of cards.
- The new chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)
- You will be required to enter your PIN on the terminal for transactions at merchant outlets
- To know more about Chip and PIN security, please click here
- This PIN is not required for online transactions.
|Reward Points on the ICICI Bank Rubyx Visa Credit Card (per Rs. 100 spent)
|Domestic spends (except fuel)
- Under the new ICICI Bank Milestone Rewards program, get 3,000 Reward Points on spending Rs. 3,00,000 on your card and 1,500 Reward Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 15,000 Reward Points per year.
- Get one Reward Point on every Rs. 100 spent on utilities and insurance categories.
You can redeem ICICI Bank Reward Points through
Internet Bank> Cards & Loans > Redeem Reward Points
iMobile> Cards & Forex > Click on the Credit card to view and redeem points
For points earned prior to March 31, 2022 kindly visit https://zillionrewards.in/. to redeem your points.
Discover how your ICICI Bank Rubyx Credit Card can deliver savings of Rs 93,200 every year.
|Read on to discover how your ICICI Bank Rubyx Credit Card can deliver savings of Rs 96,800 on annual spends of Rs 5,60,000
|Savings (in Rs)
|25% discount on movie tickets with BookMyShow and Inox*
|Access & complimentary rounds at premier golf courses in India and abroad**
|Complimentary access to Visa Loung***
|Complimentary access to Railway Lounge in India*****
|Cash rewards on annual spend of Rs 2,50,000 on domestic purchases#
|Cash rewards on annual spend of Rs 2,50,000 on international purchases##
|Milestone rewards on a spend of Rs 5,00,000
|Waiver of 1% fuel surcharge on Rs 5,000 spent every month on fuel****
#This is based on the assumption that the cardholder will spend 10% of the total spending on utilities and insurance. On these categories, one Reward Points is accrued on per Rs 100 spent on card. This is based on the assumption that the cardholders are doing a transaction on their ICICI Bank Rubyx Credit Card. The cardholder receives 2 Reward Points for all purchases, except fuel on ICICI Bank Credit Card.
##This is based on the assumption that the cardholders are doing a transaction on their ICICI Bank Rubyx Visa Credit Card. The cardholder receives 4 Reward Points for international purchases on ICICI Bank Visa Credit Card *This is based on the assumption that card holder will avail the offer twice in a month and the total cost of two tickets per transaction is Rs.600. The capping on discount per transaction is Rs.150. The actual rate of ticket may vary for every movie theatre.
**This is based on the assumption that the cardholder is eligible for 10 complimentary rounds in a year based on monthly spends. Cardholder can earn up to 24 complimentary rounds in a year. Complimentary rounds earned based on monthly spends are valid for 60 days from the day it is updated in the customer's Golftripz account.
***This is based on the assumption that the Cardholder is visiting Visa lounge 2 times in a quarter. This includes only access to the lounge.
****1% fuel surcharge waiver is available on all transactions below Rs 4,000. Fuel surcharge waiver is available on fuel purchases at all petrol pumps.
*****This is based on the assumption that the cardholder is visiting affiliated railway lounges once every quarter
The above chart is purely for illustration purposes and is merely indicative in nature. The information provided regarding products, services, offers, benefits, reward programmes etc. of ICICI Bank/third party are governed by the detailed terms and conditions, internal policy guidelines as specified by ICICI Bank/third party from time to time and are subject to applicable laws and regulations. Actual benefits/savings/rewards will be based on the total spends on the credit cards and spends on various reward categories by the cardholders. Cardholders are requested to make an independent analysis and their own assessment, evaluation and judgement on the information mentioned hereinabove. The benefits, offers, reward points etc. will be available only on those merchant establishments with whom ICICI Bank and Visa have a tie up.
The information provided hereinabove does not amount to an offer, sponsor or advice as regards to any product or services of ICICI Bank or any of its group companies or third parties and is not intended to create any rights or obligations in this regard. ICICI Bank does not undertake any liability or responsibility for the details, accuracy, completeness, not-errors or correctness of any content or information provided hereinabove. Any dispute or claim regarding the goods, services brought about by the third party must be resolved by the cardholder with the third parties directly without any reference to ICICI Bank.
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