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BENEFITS

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Enjoy Joining Benefits such as :
MMT Holiday Voucher Worth Rs 2500
1500 MyCash
MMTBLACK Exclusive Membership

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Enjoy the MMTBLACK Loyalty program.

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Earn as much as 40,000 reward points (My Cash) using the card for travel needs.

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On booking movie tickets via the BookMyShow platform, you can save up to Rs.7,200 yearly.

Title Details
Joining Fee Rs. 2,500
Annual Fee Nil
Finance Charges 3.40% per month / 40.80% p.a.
Late Payment Charges
  • Nil for amount due less than Rs. 100
  • Rs. 100 for amount between Rs. 100 and Rs. 500
  • Rs. 500 for total amount due greater than Rs. 501 and up to Rs. 10,000
  • Rs. 750 for total amount due greater than Rs. 10,000
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#Click here for applicable Terms & Conditions (T&Cs).

*Based on the illustration mentioned in the applicable T&Cs. Click here.

**For applicable Terms and Conditions, click here.

RECOMMENDED CARDS

Coral Credit Card

Coral Credit Card

Extra Rewards. Every day. Everywhere.
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Rubyx Credit Card

Rubyx Credit Card

Two cards. One account. Many possibilities.
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Sapphiro Credit Card

Sapphiro Credit Card

The Next Level of Credit Card Privilege.
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Platinum Credit Card

Platinum Credit Card

Safe, convenient and flexible, powered by exciting benefits.
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Not Sure About Which Credit Card ?

Choose the best Credit Card for you that suits your needs. ICICI Bank Credit Cards offer a host of benefits and offers to cater to your needs.

EXPLORE ALL CREDIT CARDS

WAY TO BANK

Mobile Banking

mobile-banking

270+ banking and informational services to take care of your daily banking needs conveniently from your smartphone.

Download the app

Internet Banking

Bank Securely 24/7

User Internet Banking to avail of 300+ banking services from safety of your home

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Branch & ATM

Touch Banking

You can now do banking round the clock, even on Sundays and holidays!

FIND ICICI ATM
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RECOMMENDED PRODUCT FOR YOU

Two wheeler loan

Two wheeler loan

Our Two-Wheeler Loans can be applied online, with zero hassle.

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Pre Owned Used Car Loan

Pre Owned Used Car Loan

Pre-owned Car Loan interest rates are attractive.

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Loan against Car

Loan against Car

These loans can be used for any additional requirements.

Know more

A Credit Card is a payment card that works on the concept of purchasing now and paying later. A Credit Card is accepted universally and allows the Cardholder to purchase goods without cash. Bank issues the Credit Card with a certain credit limit amount to spend basis the customer's income eligibility and profile. There is a set time period for paying the Credit Card bill however, in case of any delay the customer has to pay the utilised amount along with an interest and other charges.

The benefits of an ICICI Bank Credit Card:

  • Universal payment acceptance
  • Earn Reward Points or cashback for every retail spend made on ICICI Bank Credit Card
  • Enjoy credit free payment days of maximum up to 48 days including the due-date
  • Fuel Surcharge waiver
  • Exciting discount offers on dine-out and movie tickets
  • VISA lounge access benefits
  • Build a credit history etc.

Eligible applicant must:

  • Be a citizen of India
  • Be between the age limit of 21 years till 58 years, if salaried
  • Up to 65 years of age, if self-employed
  • Must fulfil the minimum income requirement at the time of application.

You can apply for an ICICI Bank Credit Card by visiting our official website i.e. https://www.icicibank.com/

A Credit Card balance is the available balance from the sanctioned credit amount, which a Cardholder can use to purchase goods through the following methods: Online, Point of Sale, Cash Withdrawal etc.

A Credit Card Statement is a summary of spends and payments made through the Credit Card during the specific period of credit cycle.

Reward Points are awarded against retail purchases on your ICICI Bank Credit Card, which may differ between cards. It can be redeemed on our reward platform.

You can activate your Credit Card for International transactions through iMobile Pay or Retail Internet Banking (RIB).

ICICI Bank offers a varied range of Gemstone and Co-branded Credit Cards which fulfils your day-to-day expenditure requirement along with exciting offers and discounts on selective range of products throughout the year.

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