|Account or Card Number
This number (on the front of your credit card) represents your Credit card account.
A fee you pay once a year for the use of a credit card. This fee is not based on your balance and has no impact on your interest or credit limit. It's usually a single, flat fee charged once a year.
|Annual Percentage Rate (APR)
The yearly percentage rate of interest charged when a balance outstanding is held (i.e not re-paid) on a credit card.
The Personal Identification Number allocated to you by the Bank or chosen by you which is used for authenticating the Card member.
An instruction given by you for automatically transferring payments from your savings account to your Credit Card account.
This usually means a poor credit score or credit rating. Many things can damage your credit score, like missed payments, late payments or default on payments.
An unauthorized use of your account or credit card without your knowledge or consent.
Someone other than you who uses your card or account without your consent.
A length of time in which a lender will allow you to pay your credit balance without paying interest and/or late fees. This is a feature of most credit cards except in case of Cash advances.
The percentage rate of interest charged when a balance outstanding is held (i.e not re-paid) on a credit card. This is usually stated as a monthly or yearly rate.
VISA, MasterCard and American Express are key "network" companies that allow information exchange between merchant establishments and credit card issuing companies to authorize and track transactions all over the world.
Two wheeler loan
Two-Wheeler Loans can be applied online, with zero hassle.
Pre Owned Used Car Loan
Pre-owned Car Loan interest rates are attractive.
Loan against Car
These loans can be used for any additional requirements.