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Type of Fee and Charges Business Silver/Gold Card Business Platinum Card Business Ascent Amex Cards
Joining fees for primary card member and for add-on card member NIL NIL RS 8,000
Annual membership fees for primary and add-on card members
  • NIL
  • Add-on card: Not Applicable
  • RS 999
  • Add-on card: Not Applicable.
  • RS 1,000 for Business Ascent and RS 1500 for Business Ascent Platinum
  • Add-on card: Not Applicable
Cash advance fee 2.5% subject to a minimum of Rs 300. 2.5% subject to a minimum of Rs 300 2.5% subject to a minimum of Rs 300.
Service charges levied for certain transactions
  • Duplicate Statement Fee: Rs 100
  • Cheque/ECS Return Fee: Rs 250
  • Foreign Currency Transactions: Mark-up of 3.5%**
  • Chargeslip Retrieval Fee: Rs 100
  • Outstation Cheque Processing Fee: 1% of the value of the cheque subject to a minimum of Rs 100
  • Duplicate Statement Fee: Rs 100
  • Cheque/ ECS Return Fee: Rs 250
  • Foreign Currency Transactions: Mark-up of 3.5%**
  • Chargeslip Retrieval Fee: Rs 100
  • Outstation Cheque. Processing Fee: 1% of the value of the cheque subject to a minimum of Rs 100.
  • Duplicate Statement Fee: Rs 100.
  • Cheque/ECS Return Fee: Rs 250.
  • Foreign Currency Transactions: Mark-up of 3.5%.**
  • Chargeslip Retrieval Fee: Rs 100.
  • Outstation Cheque. Processing Fee: 1% of the value of the cheque subject to

 

  • Railway Booking Surcharge: 1.80% for Internet transactions and 2.5% for other bookings.
  • Dial-a-draft Transaction Fee: 2.5% of the value subject to a minimum of Rs 250
  • Railway Booking Surcharge: 1.80% for Internet transactions and 2.5% for other bookings.
  • Dial-a-draft Transaction Fee: 2.5% of the value subject to a minimum of Rs 250
  • Railway Booking Surcharge: 1.80% for Internet transactions and 2.5% for other bookings.
  • Dial-a-draft Transaction Fee: 2.5% of the value subject to a minimum of Rs 250
Interest-free (grace) period illustrated with examples below
  • Up to a maximum of 48 days of interest-free credit period
  • Business Secured Card: Up to maximum of 50 days of interest-free credit period.
  • BCCL/BCSL/BCIL: Up to maximum of 48 days of interest-free credit period
  • Up to a maximum of 48 days of interest-free credit period.
Finance charges cash advances
  • Cash Advance: 3.4% monthly And 40.8% annually
  • Business Secured Card: 2.5% monthly and 30% annually
  • BCCL/BCSL: 2.75% monthly and 33% annually
  • BCIL: 3.4% monthly and 40.8% annually
  • 3.4% monthly and 40.8% annually
Overdue interest charges on a monthly and annualised basis

 

  • 3.40% monthly and 40.8% annually.
  • Business Secured Card: No revolving facility
  • BCCL/BCSL: 2.75% monthly and 33% annually
  • BCIL: 3.40% monthly and 40.8% annually.
  • 3.4% monthly and 40.8% annually
Charges in case of default
  • 30% of the Minimum Amount Due subject to a minimum of `400 and a maximum of Rs 700
  • Business Secured Card: 3% of the Total Amount Due subject to a minimum of Rs 400
  • BCCL / BCSL / BCIL: 30% of the Minimum Amount Due subject to a minimum of Rs 400 and a maximum of Rs 700
  • 30% of the Minimum Amount Due subject to a minimum of Rs 400 and a maximum of Rs 700
Fuel Surcharge
  • 2.50% of transaction value or Rs 10 whichever is higher
  • Surcharge waiver of 2.5% of transaction value on HPCL petrol pumps on select cards (this offer is valid on a maximum transaction of Rs 5,000, when the payment is made by swiping the card on ICICI Bank swipe machines).
  • Surcharge waiver capped at Maximum Rs 500 in a month/card
  • 2.5% of transaction value or Rs 10 whichever is higher.
  • Surcharge waiver of 2.5% of transaction value on all petrol pumps (this offer is valid on a maximum transaction of Rs 5,000
  • Surcharge waiver capped at Maximum 500 in a month / card.
  • 2.5% of transaction value or Rs 10 whichever is higher.
  • Surcharge waiver of 2.5% of transaction value on all petrol pumps (this offer is valid on a maximum transaction of Rs 5,000.
  • Surcharge waiver capped at Maximum Rs 500 in a month / card.
Replacement Fee RS 100 Rs 100 RS 100
Fee on cash payment at branches Rs 100 Rs 100 Rs 100
Service Tax As may be applicable from time to time, presently @14.5% which includes Swachh Bharat Cess @ 0.5% w.e.f Nov 15, 2015. As may be applicable from time to time, presently @14.5% which includes Swachh Bharat Cess @ 0.5% w.e.f Nov 15, 2015. As may be applicable from time to time, presently @14.5% which includes Swachh Bharat Cess @ 0.5% w.e.f Nov 15, 2015.