DEBIT CARD BENEFITS
You will get a complimentary Titanium Debit card, which will help your child to withdraw money or shop at any store with a POS machine.

Spend Limits
Young Stars Debit Card comes with daily spend limits that range from Rs 1,000 to Rs 5,000

Transfer Cash
It also has a Standing Instructions Feature to transfer cash from the guardian’s account to the Young Stars Account.

Money Multiplier Facility
Earns you more interest than a regular savings account, and you may also use your money anytime.
Eligibility
Anyone below age 18
Documentation
- Identity and address proof of guardian
- Photograph of guardian
- Birth proof of minor
- Declaration from guardian
Eligibility
Children between age 10 and 18.
Documentation
- Identity and address proof of guardian
- Photograph of guardian
- Birth proof of minor
- Declaration from guardian
Service Charges & Fees
Available to |
All cities |
Eligibility |
Young Stars Account - Minors < 18 years |
Minimum monthly average balance (MAB)* |
Rs.2500 |
Charges for non maintenance of minimum monthly average balance (NMMAB) |
6% of the shortfall in required MAB or Rs. 500 whichever is lower. |
Cash Transaction Charges |
1) Number Limit (Sum total of deposits and withdrawals) |
Additional Cash Transaction Charges |
All free cash transactions at ICICI Bank branches or cash deposits done at ICICI Bank Cash Recycler Machines will be charged at Rs 100 (per transaction) for the first two transactions and Rs 125 (per transaction) for any subsequent transaction in case of non-maintenance of applicable minimum Monthly Average Balance (MAB) stipulated in the terms and conditions applicable to your account. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account. |
ATM Interchange (Transactions at Non ICICI Bank ATMs) |
First 3 transactions (financial and non financial) in 6 metro locations (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad) in a month - Free Maximum of 5 trxns free in a month with a cap of 3 free trxns in 6 metro locations Thereafter, Rs.21 per financial transaction and Rs. 8.50 per non financial transaction |
Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals) |
First 5 Financial transactions free in a month; thereafter, Rs.21 per financial transaction |
Issue of DD drawn on ICICI Bank by cheque/transfer |
Rs.50 per D.D. up to Rs.10,000;Rs.5 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000 |
Statement | Free Monthly e-mail statement Free Monthly statement to be collected from branch |
Passbook facility available at base branch free of cost View and download statement facility available on the website |
|
Debit Card Fees for Account Holder |
Nil |
Debit Card Cash spend / withdrawl limit |
Daily limit upto Rs.2500 / 5000 |
Cheque Books |
Nil for 25 payable-at-par cheque leaves in a year; |
Charges for Multicity cheque payment |
Nil |
Value Added SMS alert facility (For transactions other than specified by regulatory guidelines, sms alerts will be triggered only if the transaction value is greater than Rs.5,000)
|
Rs. 15 per quarter |
Outstation cheque collection –through ICICI bank branch locations |
Upto Rs. 5,000 – Rs. 25 per instrument |
Outstation cheque collection –through non ICICI bank branch locations |
Upto Rs. 5,000 - Rs. 25 per instrument |
Note:
- Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
- Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision.
- *With effect from April 1, 2015:In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notification(s).