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India's most comprehensive

Savings Account

3-in-1 Online Trading, Demat and Savings Account

Savings and investing made simple with insta savings account

Live your dreams
with a pre-approved Loan
and instant disbursal

Avail pre approved loan with insta savings account

Instant payment & fund transfer solutions at your fingertips

avail instant payment with insta savings account

Spending just got
easier with ICICI
Bank Credit Cards

Get offers on ICICI Bank credit card

Explore offers of your choice

explore amazing offers with insta savings account

Best protection
plans to keep you
financially steady amidst
the uncertainties.

Secure your families future with insta savings account

Branches across India


ATMs/CRMs across India


Exciting rewards and cashback

Spend, Save, Invest, Borrow and much more
with a single Savings Account

Safe, Smart and Trusted

Unlock a full stack of Online Accounts instantly.

Enjoy an unmatched online banking experience 24x7.

Online banking experience 24x7 with ICICI Bank's Savings Account

Fast, Secure and Convenient

Experience a range of world-class payment services at ease.

Power packed payment solutions at your fingertips.

World-class Payment with ICICI Bank’s  Savings Account

Transparent, Insightful and Advanced

Grow your money with smart investment solutions.

Online investments made easy.

Smart Investment Solutions with ICICI Bank’s  Savings Account

Smart, Safe and Convenient

Add stability to your portfolio by investing online in Government-backed schemes.

Online Government schemes.

Invest online in Government-backed schemes with ICICI Bank’s  Savings Account

Personalised, Exciting and Rewarding

Make your spends rewarding with exciting offers.

Explore offers of your choice.

Get rewards on online spends with ICICI Bank’s  Savings Account

Tailor-made, Easy and Flexible

Live your dreams by availing exclusive pre-approved offers on loans.

Instant disbursement

Pre-approved offers on Loans with ICICI Bank’s  Savings Account

Powerful, Rewarding and Effortless

Embark on a journey of unparalleled privileges with ICICI Bank Credit Cards.

Manage your Cards conveniently.

Manage your Cards conveniently with ICICI Bank’s  Savings Account

Instant, Trusted and Secure

Safeguard yourself and lead a happy & comfortable life.

Secure yourself and your loved ones with the best protection plans.

Secure yourself with Vehicle Insurance, Travel Insurance, Health Insurance and Life Insurance with ICICI Bank’s  Savings Account

Savings Account Offers

Open a Savings
Account in just

3 steps:

  • 01.   Start with your basic details
  • 02.   Authenticate your Aadhaar
  • 03.   Complete with a Video KYC.
Personal Banking KYCThree steps on mobile
Personal Banking KYC2Personal Banking steps on mobile
Personal Banking KYC3

Savings Account features

Personal Banking Products-1

Online PPF, NPS and
other Government-
backed schemes

Enjoy tax benefits and experience the advantage of assured returns in the long-run.

Personal Banking Products-2

Goal Based Savings

An iWish plan for your dreams without compromising on your present.

Personal Banking Products-3

iMobile Pay App

Join 8 million+ users enjoying a simplified banking experience.

Personal Banking Products-4

Pre-approved offers
handpicked for your needs

Enjoy pre-approved offers crafted just for you.

Savings Account FAQs

A Savings Account is a fundamental financial product offered by ICICI Bank, designed to help individuals save and grow their money. With ICICI Bank Savings Account, customers can enjoy the convenience of easy access to their funds, competitive interest rates and a range of digital banking services. Start your journey towards saving money with our Savings Account today.

To open an ICICI Bank Savings Account online, follow these simple steps -

  1. Click here to apply for an ICICI Bank Savings Account online.
  2. Keep your Aadhaar Card and PAN Card handy
  3. Complete your KYC.

The following are the eligibility criteria to open an ICICI Bank Savings Account:

  • Applicants must be at least 18 years old. If the applicant is a minor, parents or legal guardians can open an Account on behalf of the minor
  • Applicants must be citizens of India
  • Valid, government-approved identity proof is required for Account opening.

The following are the documents required to open an ICICI Bank Savings Account online:

  • Aadhaar Card or E-Aadhaar letter issued by the Government of India
  • PAN Card.

ICICI Bank ensures competitive returns on your deposited funds. With a focus on financial growth and increased savings, we offer attractive interest rate of <3 - 3.50>%. By opening a Savings Account with ICICI Bank, you can enjoy the benefits of reliable and secure banking.

ICICI Bank Savings Account provides an easy way to save money and offers a fixed rate of interest. A minimum balance of up to Rs. 10,000 per month is required to be maintained in ICICI Bank Savings Account.

The Monthly Average Balance (MAB) is calculated based on simple average of the day end balances for a calendar month. The MAB is calculated by adding the closing ledger balance of the Account of each day from the start of the month till the end of the month. Then the total sum is divided by the number of days in that month.

No monthly fee is charged on a Savings Account. However, you are required to maintain a minimum Monthly Average Balance (MAB) of Rs. 10,000 but in the case of Insta Save FD no minimum Monthly Average Balance is required to be maintained.

Yes, a Debit Card will be sent to your communication address once you open a Savings Account with us.