- ICICI Bank will never send e-mails that ask for confidential information. If you receive an e-mail requesting your Internet Banking details like your PIN, password, account number, you should not respond.
- Delete suspicious e-mails without opening them. If you happen to open them, do not click any link or attachment they may contain.
- To secure your computer, read our "Computer Safety Measures".
- To know about e-mail related frauds and tips to protect yourself from frauds, read "Phishing" and "Spoofing".
Counterfeit Web sites
Online thieves often direct you to fraudulent Web sites via email and pop-up windows and try to collect your personal information. One way to detect a phony Web site is to consider how you arrived there. Generally, you may have been directed by a link in a fake email requesting your account information. However, if you type, or cut and paste, the URL into a new Web browser window and it does not take you to a legitimate Web site, or you get an not-error message, it was probably just a cover for a fake Web site.
Nigerian 4-1-9 Scam
This scam is often referred to ironically as the 4-1-9 scam after section 4-1-9 of the Nigerian Penal Code, which relates to fraudulent schemes. The scam starts with bulk mailing/e-mailing of offers asking the recipients to enter into a business or to extend help in getting money transferred in return for huge commission.
The most common forms of these fraudulent business proposals are
- Offer of disbursement of money from wills
- Contract fraud (purchase of goods or services)
- Purchase of real estate
- Transfer of funds from over-invoiced contracts
- Sale of crude oil at below market prices
- There is always a sense of urgency
- There are many foreign-looking documents and sometimes, references of actual Nigerian government buildings are used
- Often, blank letterheads and account numbers are requested
- There is a variety or processing fees or bribes that must be paid, and the transaction is asked to be kept confidential
- Use caution while dealing with foreign buyers and sellers
- Beware if the buyer or seller asks you to send money quickly
- No legitimate company will offer to pay you by arranging to send you a cheque and asking you to wire some of the money back. If that's the pitch, it's a scam
- If it sounds too good to be true, it's a scam
Examples Of Scam E-mails