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Personalised Debit Card

With an NRI Sparsh Debit Card, enjoy higher benefits and rewards:

  • Higher withdrawal, transaction limits and Reward Points
  • Exciting offers on dining, shopping, travel etc.
  • For detailed card features, click here
  • Personalise your Debit Card with our Expressions Debit Card at a discounted rate. Select from a gallery of 250+ designs and flaunt it all the way.


Sit back in luxury before takeoff, with our complimentary International and Domestic Airport Lounge facilities:

  • International airports: Get two complimentary lounge accesses in a calendar year. To know more about participating lounges, visit Loungekey website (
  • Domestic airports: Get two complimentary lounge accesses per quarter at Domestic airport/terminals in India. Click here  to see the list of lounges.


Attractive rates on your remittance and loan requirements:

  • Money2India: Safe and simple online money transfer tracking service with online transfers. Eligible currencies USD, AED and SGD. For more information, click here
  • Wire Transfer: Eligible currencies USD, GBP, EUR, AUD, CHF, SGD, AED and CAD.
  • Money2World: Transfer money online from any bank in India to any bank around the world. Click here  to know more
  • Discounts on loan processing fees.


Get privileges and discounts on various non-banking needs:

  • Taxation solutions and advisory services
  • Real estate consultancy and property management
  • Inheritance planning, estate planning and will drafting assistance
  • Elderly healthcare support services
  • For detailed offers, Click here


Now get assistance and priority in making reservations for dining, hotels, events and so much more:

  • Reservation assistance – Hotels, Railways, Hotel and Dining referrals
  • Golf course and reservation assistance
  • Airport pick up/drop services
  • Special events and performances
  • Spa, fitness, Sport Center information and referral assistance
  • Flower and Gift Delivery services
  • Start your journey of experiences, contact 022-42320256 or write an e-mail to


Any individual working within the healthcare sector is eligible for the ICICI Bank NRI Sparsh Account. The balance requirement is:

  • INR 2,50,000 Average Quarterly Balance across Savings Accounts OR
  • INR 10,00,000  Average Quarterly Balance across deposits and savings balance OR
  • $ 2,250  quarterly remittance through Money2India/Wire transfer to India.

Non-maintenance charges:

  • 2% of the Average Quarterly Balance (AQB) shortfall, 2% of remittance shortfall or INR 1,000 + GST quarterly, whichever is lower.

Additional Documents 

  • An individual working in the healthcare segment who wants to open this account needs to present their Work Permit/Employment Visa supporting the profession. The original VISA document supporting the profession must be produced to open an NRI Sparsh Account
  • All other existing KYC document guidelines apply.

T&Cs as applicable.

Forms to download for the application

Service & Penal Charges

To explore ICICI Bank's complete list of service & penal charges, please click here for detailed information and transparency.

Click here for product terms and conditions.

NRI Sparsh Account FAQs

The account can be opened by any Healthcare worker.

Customer will receive NRO World Debit Card, cheque book and NRE Expressions Debit Card

Expressions Debit Card costs ₹499+GST charges whereas with Sparsh Account, customer will get this card at ₹300+GST.

No, Expressions Debit Card is mandatorily given with the account.

A funding of  ₹2,50,000 is to be done by the customer for the Sparsh Account.

A healthcare segment individual opening this account need to present Work permit/Employment VISA supporting the profession in the VISA document to open Sparsh Account.