NRI PRO PROGRAM FAQs
NRI PRO PROGRAM
What is NRI Pro Program?
NRI Pro program is a unique savings Program account designed for global citizens like you. Program offers feature rich debit card & several offers in addition to convenient banking.
The account also provides special benefits for your family in India and gives you access to preferential rate offers on loans and money transfers
What are the eligibility criteria for opening an NRI Pro Account?
You are eligible for the ICICI Bank NRI Pro account if you:
- Hold atleast one NRE or NRO Savings account, singly or jointly operated, with ICICI Bank and
- minimum monthly average balance of INR 2 Lacs (effective Sept’2021) in your Current & Savings (CASA) accounts
- Or INR 5 Lacs in CASA + FD
- Or INR 25 Lacs in your CASA + Deposit + Loans* + Demat**+ Credit card Spends***
- or INR 50 Lacs in Home Loan~
*ICICI Disbursed value of Auto loans, Education Loans, Personal Loans, Loan against Securities, Loan on Mutual Funds, Business Loans,
~ICICI Disbursed value of Home Loans
**Only equity portfolio.
***Average spends of credit cards of last 12 months."
CASA level: Cumulative minimum average balance in all Saving/Non-interest bearing accounts under same customer ID.
Customer ID level: Monthly average balance in NRE Savings / Non interest bearing account + Monthly average balance in NRO Savings / Non interest bearing account + Month end balance in Fixed deposit/s and Recurring deposit/s within the same customer ID.
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How can I upgrade my account to NRI Pro program?
Existing NRI Regular account holder can upgrade to NRI Pro program upon agreement to the program eligibility. You can upgrade from any of these options : Internet Banking, Mobile Banking, Branch, Phone banking etc. Upon upgrade, you shall be eligible for a debit card upgrade.
If you already hold the requisite balances in your account, you can upgrade your account by placing a request at your nearest ICICI Bank branch or calling our 24x7 Customer Care.
If you don’t hold the requisite balances in your account, fund your account to ensure required balances and then, place the request at your nearest ICICI Bank branch or call our 24x7 Customer Care.
You can continue with the existing card after account upgrade.
Alternatively, you can apply for a new card through any of the following ways :
- Call our 24-hour Customer Care.
- Place a request through your Internet banking account.
- Visit you nearest ICICI Bank branch in India.
I have a relationship with ICICI Bank of more than INR 5,00,000 but I do not hold any savings account with the Bank. Am I eligible for an NRI Pro Program account?
One must hold atleast one NRE or NRO Savings account, singly or jointly operated, with ICICI Bank to be eligible for a NRI Pro Program account.
To be eligible for an NRI Pro account, you need to hold either an NRE or an NRO savings account with ICICI Bank.
To open a savings account, you can place a request in any of the following ways : -
- Call our 24-hour Customer Care.
- Place a request for opening subsequent NRE/NRO savings account through your Internet banking account.
- Walk into any ICICI Bank branch in India and submit your request.
Can I use my debit cards linked to NRE and NRO account for online transaction?
Yes debit cards linked to NRE and NRO account are enabled for online transaction. However debit cards linked to NRO accounts can be used only for domestic online transactions initiated on merchant website(s) based in India.
Please note Silver debit card linked to NRO account is not enabled for online transactions.