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NRI Pro Program

ICICI Bank NRI Services brings a unique Savings Program Account* designed for customers on their path to success.

The program provides special benefits for your family in India and gives you access to preferential rate offers on Money Transfers and Loans. It can be opened as both an NRE account and an NRO account.

*Non-interest bearing VirtU Pro accounts also available under this category

NRI Pro program Special Features

Preferential rates on money transfers through Money2india and Wire Transfer to India ##.

    1. Refer Money2india ( for details. Eligible currencies (USD,AED & SGD).

    2. Wire transfer – USD, GBP, EUR, AUD, CHF, SGD, AED and CAD

Complimentary Pro Debit Card:

  • Higher withdrawal and transaction limits
  • Exciting offers on dining, shopping, travel etc.
  • Fuel surcharges waiver and much more.
  • Insurance cover** to take care of you in case of emergencies:
    • Personal Accident- Death Due to Air Accident coverage worth Rs. 1,00,00,000.
    • Coverage upto Rs. 10,000 for loss of passport and Travel Related Documents (Visa, Tickets, Etc.) in India.
    • Coverage upto Rs. 8,00,000 against death due to Rail/Road accident in India
    • Coverage upto Rs. 1,00,000 against card lost liability.
  • For details, click here


Complimentary airport lounge access on ICICI Bank Platinum Debit Card

Domestic airports: Get two complimentary lounge access per quarter at domestic airports/terminals in India.

Click here to view the list of all lounges.


Equity Investment

Zero Annual Maintenance Charges on Demat Account for first year and PINS charges.

NRI Advantage & Offers

Handpicked exclusive offers catering to your needs when in India as well as when abroad.

Additional Offers*

  • Tax solutions with discounted pricing
  • Discounted services on Real Estate Consultancy, Property management
  • Estate Planning , ‘Will’ drafting services
    *through allied partners in India.
  • For details offers, click here

Priority Service

Priority service at all our Customer Care

Know more

Family Banking

Extend benefits of ICICI Bank Titanium Privilege account (for Indian customers) to your family in India by linking their savings accounts to your NRI Pro Program account

  • No Minimum Average Balance requirement
  • Debit Card Privileges: Extending the benefits associated with ICICI Bank Titanium Debit Card

Other features

  • Waiver of transaction charges
  • 40% Discount on annual locker fee*** in India

You are eligible for the ICICI Bank NRI PRO Program if you :

  • Hold atleast one NRE or NRO Savings account, singly or jointly operated, with ICICI Bank and
    minimum monthly average balance of INR 2 Lacs (effective Sept’2021) in your Current & Savings (CASA) accounts
  • Or INR 5 Lacs in CASA + FD
  • Or INR 25 Lacs in your CASA + Deposit + Loans* + Demat**+ Credit card Spends***
  • or INR 50 Lacs in Home Loan~

*ICICI Disbursed value of Auto loans, Education Loans, Personal Loans, Loan against Securities, Loan on Mutual Funds, Business Loans,

~ICICI Disbursed value of Home Loans

**Only equity portfolio.

***Average spends of credit cards of last 12 months.

CASA level: Cumulative minimum average balance in all Saving/Non-interest bearing accounts under same customer ID.


Customer Type Documents Required
Existing Customer Upgrade Form
Family Banking

Family ID creation form. You can apply for this account by calling our 24x7 Customer Care or by visiting your nearest branch in India

New Customer Account opening form


If you are unable to maintain the minimum Monthly average balance at CASA level, service charges will be levied. Click here for the complete list of service charges. 


How to open an NRI Pro Program account

New Customer 

  • If you are currently in India, you may visit any ICICI Bank branch along with your KYC documents to complete your request.
  • If you are currently outside India, you may simply give us a missed call on +917666660000 and you shall receive a callback from ICICI team.


Existing Customer

Follow these simple steps to upgrade your existing ICICI Bank NRI Account to NRI PRO PROGRAM

  1. Fund your NRI Savings account to ensure that it has a minimum monthly average balance of INR 2 lacs (effective August 1, 2021) or your Customer ID has a minimum balance of INR 5 lacs (including FDs).
  2. Upgrade your account through any of the following channels:
    • Call our 24x7 Customer Care
    • Visit your nearest ICICI Bank branch in India
    • Internet Banking.
    • Mobile banking.

You can also download the “Upgrade form” fill up the details and send it to:

NRI Services Center (CPC NRI)
ICICI Bank Limited
RPC Mumbai,
Autumn Estate,
5th Floor, 'A' Wing,
Near Mhada, Chandivali, Andheri (E),
Mumbai - 400 072, INDIA

Got any more queries? Please click here to go through the FAQ

Important note

*** Available in selected branches in India. Customers are entitled for discount only for the first year.
*# All terms and conditions applicable to loans offered by ICICI Bank will be applicable.
## This offer cannot be clubbed with any other offer and at any given point of time only one offer is valid.

Click here for detailed terms and conditions.

*Family includes spouse, parents, children, siblings, in-laws, grand parents and grand children. A maximum of 5 members in addition to the primary member, who is the NRI Pro customer, can be included in NRI PRO Family.
Family banking benefit is available at the option of the customer subject to fulfillment of documentation requirement <>The NRI Pro program holder can avail this benefit by applying for the same and providing necessary documentation.

Term and condition for offers. Click here