Extra Rewards. Everyday. Everywhere.
Earn extra rewards, get discounts on movie tickets, dining and more. Take a look:
Earn up to 10,000 Points from ICICI Bank Rewards every anniversary year.
Get the all new feature of one complimentary domestic railway lounge visit per quarter.
1 complimentary access per quarter to select airport lounges in India by spending minimum of Rs 5,000 or above in a calendar quarter on your card to avail this facility in the next calendar quarter.
Avail 25% discount upto Rs.100 on purchase of minimum 2 movie tickets per transaction on BookMyShow and Inox. The offer can be availed twice in a month.
Exclusive dining offers through ICICI Bank Culinary Treats Programme. For details, visit www.icicibank.com/culinarytreats. T&C apply
To be eligible to apply for ICICI Coral Credit Card, you must meet the basic eligibility requirements set by the bank in this regard. The parameters include age, location, occupation, income, etc. The criteria may vary from one card to another. If you meet the basic criteria and your application goes through the next level of screening, your profile will be evaluated based on your credit profile, payment history, etc.
Proof of Identity
- PAN Card
- Aadhaar Card
- Driving License
- Voter’s ID Card or Any other government approved photo ID
Proof of Address
- Aadhaar Card
- Utility bills (not more than 3 months old) or Any other government approved address proof
Proof of Income
- Bank statement for the last 3 months
- Salary slips for the last 3 months
- Audited financials for the last two years (for self-employed) or Form 16
- You pay a joining fee of Rs. 500 + GST
- You pay an annual fee of Rs. 500 + GST from 2nd year onwards - waived off if you spend more than Rs. 1,50,000 in the previous year.
Note: The Annual Spending is calculated on basis of the spending from the date of Card issued. Example : If card is issued on the 08-08-2021, the year will be considered as 08-08-2021 to 07-08-2022
- For other charges, please refer to the Most Important Terms & Conditions (MITC).
You can also see other privileges being offered by visiting the credit card section
For more details on the above features, please click here.
or SMS “CORAL” to 5676766 and we will call you back.
What is the credit period for credit card?
Credit free period of 48 days depends on your statement date.
Are there any interest charges on my credit card?
If you make a payment for the Total Amount Due before the Payment Due Date, no interest charges are applicable. Thus you can enjoy interest-free credit from the date of purchase to the date on which the payment is due. Interest-free period could range from 18 to 48 days.
Interest will be charged if you do not pay back the Total Amount Due of the previous month statement by the payment due date. Interest will be charged on the Total Amount Due and on all new transactions till such time as the previous outstanding amounts are paid in full. Also, interest will be levied on all cash advances from the date of the transaction until the date of settlement.
What if I cross credit limit on my credit card?
If you make a transaction that exceeds your available credit limit, ICICI Bank will use its discretion and decide whether or not to approve the transaction. If the transaction is approved, an over-limit charge would be levied to the card account. The over-limit charge is 2.5% of the amount by which the credit limit is exceeded (subject to a minimum charge of Rs.500).
What is an ICICI Bank Coral Credit Card?
If you are a first-time Credit Card user, the ICICI Bank Coral Credit Card is a fantastic choice. Every transaction is rewarded with points that may be exchanged for vouchers and more.
What are the benefits of an ICICI Bank Coral Credit Card?
The ICICI Bank Coral Credit Card comes with exciting offers and benefits for all your needs:
25% discount on movie tickets on BookMyShow and INOX, twice per month Exclusive Dinning Offers through the Culinary Treats Programme
One complimentary Railway and Domestic Airport Lounge access, per quarter 1% fuel surcharge waiver at HPCL petrol pumps.
Why should I apply for a Coral Credit Card?
The Coral Credit Card offers you several benefits at a nominal fee. It is suited for your daily needs with dinning discounts, offers on grocery shopping, electronics and more.
How can I apply for a Coral Credit Card?
The ICICI Bank Coral Credit Cards comes with a range of offers and beneficial features for your everyday needs. To apply for a Credit Card, please click on the link mentioned below:https://loan.icicibank.com/asset-portal-all/checkEligibility?loanType=cc&WT.mc_id=EaseMyTrip_C
How can I increase the credit limit of a Coral Credit Card?
The credit limit can be increased on your ICICI Bank Coral Credit Card by following the below steps.
2. iMobile Pay
Log in to iMobile Pay and click on the ‘Cards & Forex’ section > Select your ‘Card Number’ > Go to ‘Manage Card’ > Click on ‘Manage Credit Limit’ (under More options) > Enter the ‘Desired Credit Limit’ > Click on ‘Submit’. You will receive a confirmation message stating an increase in the credit limit within seconds and the enhanced limit can be used instantly for your next purchase.
3. Internet Banking
Log in to Internet Banking > Click on ‘My Accounts’ > Click on ‘Credit Cards’ > Go to ‘Manage Credit Limit’. Click on ‘Go’ > ‘Existing Credit Limit’ and ‘Maximum Credit Limit’ option will be available. Enter the ‘Desired Credit Limit’. You will receive an OTP on your registered mobile number to authorise the transaction. Enter the OTP and click on ‘Submit’. You will receive a confirmation message about the credit limit increase within seconds and the enhanced limit can be used instantly for your next purchase.
How can I apply for an ICICI Bank Credit Card Online?
You can apply for an ICICI Bank Credit Card by visiting our official website - www.icicibank.com.
How can I apply for a Credit Card that that best suits my need?
You can apply for an ICICI Bank Credit Card that best suits your needs by clicking on the below link:https://www.icicibank.com/card/credit-cards/credit-card.page?ITM=nli_cms_CC_special_credit_cards_more_menu_navigation
What is the eligibility criteria for availing an ICICI Bank Credit Card?
The applicant must be a citizen of India between the age limit of 21 to 58 years for salaried customers and up to 65 years for self-employed customers. The applicant must fulfil the minimum income requirement at the time of application.
What will be the maximum limit that I can avail on a Credit Card?
The limit on your Credit Card is decided by the Bank in accordance with its internal policies.
Can I use my ICICI Bank Credit Card for cash withdrawal?
Yes, your ICICI Bank Credit Card can be used for cash withdrawal.
What will be the annual charges applicable on my Credit Card?
The annual charge on your ICICI Bank Credit Card will vary for different cards. For detailed information on your Card’s features and joining/annual charges, please visit -https://www.icicibank.com/card/credit-cards/credit-card.page?ITM=nli_cms_CC_special_credit_cards_more_menu_navigation
How can I track my Credit Card application status?
Please contact our Customer Care and state your application number to know the status of your Credit Card application.