Coral Credit Cards

Credit free period of 48 days depends on your statement date.

If you make a payment for the Total Amount Due before the Payment Due Date, no interest charges are applicable. Thus you can enjoy interest-free credit from the date of purchase to the date on which the payment is due. Interest-free period could range from 18 to 48 days.

Interest will be charged if you do not pay back the Total Amount Due of the previous month statement by the payment due date. Interest will be charged on the Total Amount Due and on all new transactions till such time as the previous outstanding amounts are paid in full. Also, interest will be levied on all cash advances from the date of the transaction until the date of settlement.

If you make a transaction that exceeds your available credit limit, ICICI Bank will use its discretion and decide whether or not to approve the transaction. If the transaction is approved, an over-limit charge would be levied to the card account. The over-limit charge is 2.5% of the amount by which the credit limit is exceeded (subject to a minimum charge of Rs.500).

If you are a first-time Credit Card user, the ICICI Bank Coral Credit Card is a fantastic choice. Every transaction is rewarded with points that may be exchanged for vouchers and more.

The ICICI Bank Coral Credit Card comes with exciting offers and benefits for all your needs:

25% discount on movie tickets on BookMyShow and INOX, twice per month Exclusive Dinning Offers through the Culinary Treats Programme
One complimentary Railway and Domestic Airport Lounge access, per quarter 1% fuel surcharge waiver at HPCL petrol pumps.

The Coral Credit Card offers you several benefits at a nominal fee. It is suited for your daily needs with dinning discounts, offers on grocery shopping, electronics and more.

The ICICI Bank Coral Credit Cards comes with a range of offers and beneficial features for your everyday needs. To apply for a Credit Card, please click on the link mentioned below:

The credit limit can be increased on your ICICI Bank Coral Credit Card by following the below steps.

1. SMS
SMS to <5676766>. The credit limit will be increased to the maximum available amount for eligible customers.

2. iMobile Pay
Log in to iMobile Pay and click on the ‘Cards & Forex’ section > Select your ‘Card Number’ > Go to ‘Manage Card’ > Click on ‘Manage Credit Limit’ (under More options) > Enter the ‘Desired Credit Limit’ > Click on ‘Submit’. You will receive a confirmation message stating an increase in the credit limit within seconds and the enhanced limit can be used instantly for your next purchase.

3. Internet Banking
Log in to Internet Banking > Click on ‘My Accounts’ > Click on ‘Credit Cards’ > Go to ‘Manage Credit Limit’. Click on ‘Go’ > ‘Existing Credit Limit’ and ‘Maximum Credit Limit’ option will be available. Enter the ‘Desired Credit Limit’. You will receive an OTP on your registered mobile number to authorise the transaction. Enter the OTP and click on ‘Submit’. You will receive a confirmation message about the credit limit increase within seconds and the enhanced limit can be used instantly for your next purchase.

You can apply for an ICICI Bank Credit Card by visiting our official website - www.icicibank.com.

You can apply for an ICICI Bank Credit Card that best suits your needs by clicking on the below link:

The applicant must be a citizen of India between the age limit of 21 to 58 years for salaried customers and up to 65 years for self-employed customers. The applicant must fulfil the minimum income requirement at the time of application.

The limit on your Credit Card is decided by the Bank in accordance with its internal policies.

Yes, your ICICI Bank Credit Card can be used for cash withdrawal.

The annual charge on your ICICI Bank Credit Card will vary for different cards. For detailed information on your Card’s features and joining/annual charges, please visit -https://www.icicibank.com/card/credit-cards/credit-card.page?ITM=nli_cms_CC_special_credit_cards_more_menu_navigation

Please contact our Customer Care and state your application number to know the status of your Credit Card application.