Option 1 - Through SMS
Step 1 - Send the last four digits of your 16-digit ICICI Bank Credit Card number to 5676766 from your registered mobile number only.
Step 2 - You will receive your IVR OTP (IOTP)/OTP only on your registered mobile number. The ‘IOTP with an SMS‘ option can be generated by following these simple steps here, click here
Option 2 - Log in to the 3Dsecure section of www.icicibank.com
Step 1 - Visit https://www.3dsecure.icicibank.com
Step 2 - Enter the 16-digit card number, ‘Valid From’ and ‘Date of Birth’ mentioned on your ICICI Bank Credit Card.
Step 3 - Generate IOTP/OTP request.
Step 4 - You will receive the IOTP only on your registered mobile number.
Option 3 - Real-time OTP generation
Step 1 - At the time of the IVR transaction, enter your 16-digit card number, ‘Expiry Date’ and CVV code mentioned on your ICICI Bank Credit Card.
Step 2 - You will receive the IOTP only on your registered mobile number.
For details, follow the simple steps here
Register for Verified by Visa / MasterCard SecureCode
ICICI Bank Credit Card Benefits For Existing Customers
Avail Cash Anytime
With ICICI Bank services like ATM withdrawal, get cash on the go!
Pay Without PIN
Make instant payments by simply tapping your Credit Card on a cashier's POS terminal that supports contactless payment.
Easy Bill Payments
Use the auto-pay feature and never miss your Credit Card bill payment. Register your Credit Card on ICICI Bank Net Banking or iMobile Pay to enable this feature and pay faster.
Scan & Pay
Link your Credit Card with your UPI-enabled app and scan the QR code to make instant online payments.
IMobile Pay App
Register your Credit Card on iMobile Pay App and ensure timely bill payments every month. You can track your card status on the app.
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Before you go…
… apply for an ICICI Bank Credit Card and get it instantly.
Popular FAQs
The primary purpose of a credit card is to provide a convenient and flexible means of payment. It allows users to make purchases or access funds on credit, enabling transactions even in the absence of immediate cash. Credit cards also often offer benefits such as rewards, cashback, and the ability to build a credit history.