Offers
ICICI Bank credit cards come with a lot of exciting offers and discounts that ease your shopping expenses.
Personal Loan on Credit Card
You can now avail personal loans through your ICICI Bank credit cards with instant approvals.

Card Protection Plan
ICICI Bank offers a credit card protection plan and this will help you protect your cards from being misused in case of theft or loss.
Credit Limit Increase
You can easily request and increase the limit on your ICICI Bank credit cards.
Statements & Bills
You can pay your mobile, electricity, gas, water bills via your ICICI Bank credit cards online.
EMI on Cards
With your ICICI Bank credit card, you can use the EMI facility offered by the bank.

Rewards
ICICI Bank credit cards allow you to earn reward points every time you swipe the card.
Latest Payment Methods
Check out our latest payment methods
Important Notices
- Login to your account with your user ID and password to view your credit card statement.
- Important information for customers holding ICICI Bank Visa Signature Credit Card on the priority pass benefit. For details, please click here.
- A redemption handling fee along with Goods and Services Tax (GST) is levied for a redemption request for reward points earned on your ICICI Bank Credit Card, ICICI Bank Debit Card or ‘My Savings Rewards’.
For details, please click here - Card members holding ICICI Bank Instant Platinum Credit Card earn 2 PAYBACK reward points on every ₹100 spent on all purchases, except fuel.
3D secure registration and OTP generation
Option 1 - Through SMS
Step 1 - Send the last four digits of your 16-digit ICICI Bank Credit Card number to 5676766 from your registered mobile number only.
Step 1 - Send the last four digits of your 16-digit ICICI Bank Credit Card number to 5676766 from your registered mobile number only.
Step 2 - You will receive your IVR OTP (IOTP)/OTP only on your registered mobile number. The ‘IOTP with an SMS‘ option can be generated by following these simple steps here, click here
Option 2 - Log in to the 3Dsecure section of www.icicibank.com
Step 1 - Visit https://www.3dsecure.icicibank.com
Step 2 - Enter the 16-digit card number, ‘Valid From’ and ‘Date of Birth’ mentioned on your ICICI Bank Credit Card.
Step 3 - Generate IOTP/OTP request.
Step 4 - You will receive the IOTP only on your registered mobile number.
Option 3 - Real-time OTP generation
Step 1 - At the time of the IVR transaction, enter your 16-digit card number, ‘Expiry Date’ and CVV code mentioned on your ICICI Bank Credit Card.
Step 2 - You will receive the IOTP only on your registered mobile number.
For details, follow the simple steps here
Popular Credit Card FAQs
What is a Credit Card?
What are the benefits of a Credit Card?
What is the eligibility criteria for a Credit Card?
How can I apply for a Credit Card online?
What is a Credit Card balance?
What is a Credit Card Statement?
What are Reward Points and how does one use them?
Can I use my Credit Card for international transactions?
Why should I apply for an ICICI Bank Credit Card?
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