Powerful Rewards Plan

Earn bonus rewards of up to 6 PAYBACK Points on every ₹ 100 spent

• Under the new ICICI Bank Milestone Rewards program, get 3,000 PAYBACK Points on spending Rs. 3,00,000 on your card and 1,500 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 15,000 PAYBACK Points per year
• Get one PAYBACK Point on every Rs. 100 spent on utilities and insurance categories
• Earn 50% more rewards on the ICICI Bank Rubyx American Express Credit Card
• Redeem the rewards for an exciting selection of gifts or cash. Each reward point is equivalent to Rs. 0.25 when redeemed for cash

To redeem your PAYBACK Points :

*Standard call charges apply

American Express is a trademark of American Express. This card has been issued by ICICI Bank pursuant to a license from American Express.

Savings

Discover how your ICICI Bank Rubyx Credit Card can deliver savings of Rs 93,200 every year.

^#This is based on the assumption that the cardholder will spend 10% of the total spending on utilities and insurance. On these categories, one PAYBACK Points is accrued on per Rs 100 spent on card. This is based on the assumption that the cardholders are doing a transaction on their ICICI Bank Rubyx American Express Credit Card. The cardholder receives 3 PAYBACK Points for all purchases, except fuel on ICICI Bank American Express Credit Card and 2 PAYBACK Points for all purchases, except fuel on ICICI Bank Mastercard Credit Card.

^## This is based on the assumption that the cardholders are doing a transaction on their ICICI Bank Rubyx American Express Credit Card. The cardholder receives 6 PAYBACK Points for international purchases on ICICI Bank American Express Credit Card and 4 PAYBACK Points for international purchases on ICICI Bank Mastercard Credit Card.

^*This is based on the assumption that card holder will avail the offer twice in a month and the total cost of two tickets per transaction is Rs.600. The capping on discount per transaction is Rs.150. The actual rate of ticket may vary for every movie theatre.

^**This is based on the assumption that the cardholder is eligible for 10 complimentary rounds in a year based on monthly spends. Cardholder can earn up to 24 complimentary rounds in a year. Complimentary rounds earned based on monthly spends are valid for 60 days from the day it is updated in the customer's Golftripz account.

^***This is based on the assumption that the Cardholder is visiting Mastercard/ American Express lounge 2 times in a quarter. This includes only access to the lounge.

^****1% fuel surcharge waiver is available on all transactions below Rs 4,000. Fuel surcharge waiver is available on fuel purchases at all petrol pumps.

^*****This is based on the assumption that the cardholder is visiting affiliated railway lounges once every quarter

Disclaimer: The above chart is purely for illustration purposes and is merely indicative in nature. The information provided regarding products, services, offers, benefits, reward programmes etc. of ICICI Bank/third party are governed by the detailed terms and conditions, internal policy guidelines as specified by ICICI Bank/third party from time to time and are subject to applicable laws and regulations. Actual benefits/savings/rewards will be based on the total spends on the credit cards and spends on various reward categories by the cardholders. Cardholders are requested to make an independent analysis and their own assessment, evaluation and judgement on the information mentioned hereinabove. The benefits, offers, reward points etc. will be available only on those merchant establishments with whom ICICI Bank and MasterCard/Visa have a tie up.

The information provided hereinabove does not amount to an offer, sponsor or advice as regards to any product or services of ICICI Bank or any of its group companies or third parties and is not intended to create any rights or obligations in this regard. ICICI Bank does not undertake any liability or responsibility for the details, accuracy, completeness, not-errors or correctness of any content or information provided hereinabove. Any dispute or claim regarding the goods, services brought about by the third party must be resolved by the cardholder with the third parties directly without any reference to ICICI Bank.