Rubyx Credit Card
Enjoy privileges across lifestyle, dining and golf; get travel benefits and free movie tickets with ICICI Bank Rubyx Visa Credit Card.
Terms and Conditions:
Gear up for a golfing experience like no other. Perfect your swing with exclusive access and privileges at the most iconic golfing greens in India and around the world.
As an ICICI Bank Rubyx Credit Card member you are entitled to get a complimentary Golf Round / Lesson for every ₹50,000 retail spends in the previous calendar month*, maximum of up to 2 rounds every month.
To book your game:
To view the updated list of golf courses, please click here.
*For complete details on the Golf Programme and the associated Terms and Conditions, please click here.
You may also call i-Assist, our 24x7 concierge service at 1800-26-70731 (toll free for MTNL/BSNL lines) or 022-67872016 (standard call charges applicable), for assistance with online booking.
Relax while i-Assist, our 24x7 premium concierge service takes care of all your needs from making travel and hotel reservations to booking cars and delivering movie tickets at your doorstep. To contact the i-Assist team please call our new numbers 1800 26 70731 (toll free for MTNL/BSNL) or 022 6787 2016 (standard call charges applicable).
The services include:
For details on the insurance cover, click here
Comprehensive insurance cover
You are entitled to an air accident insurance of ₹ 1 crore. The following table gives you an overall look at the insurance benefits:
|Type of insurance||Cover|
|1||Personal Accident Insurance (Air)||₹ 1 crore|
|2||Credit shield||₹ 50,000|
|3||Baggage insurance*||Up to ₹ 25,000|
|4||Loss of travel documents*||$ 500|
|5||Loss of checked baggage*||$ 1200|
|6||Delay in receipt of checked baggage*||$ 300 in excess of 12 hours|
|7||Missing flight due to trans-shipment*||$ 300|
|8||Plane hijacking*||$ 1000 per day - 12 hours deductible|
|9||Delay in flight*||$ 250 in excess of 12 hours|
|10||Lost Card Liability||₹ 50,000 - 2 days (pre-reporting) and 7 days (post-reporting)|
All insurance benefits will be applicable only in case the ICICI Bank Rubyx Credit Card has been used at least once in the last 60 days prior to the event. All insurance benefits are available on the Primary Card only. There is no insurance cover on Supplementary Cards. Please ensure that the minimum amount due on your Credit Card is paid at all times to avail of insurance benefits.
*Applicable for international travel only and not for domestic travel and only when the tickets are purchased on the ICICI Bank Rubyx Credit Cards. Travel insurance covers international travel only
Insurance is the subject matter of solicitation. The insurer for the cover as aforesaid is TATA AIG General Insurance Co. Ltd. The policy is governed by the terms and conditions laid down by TATA AIG General Insurance Co. Ltd. ICICI Bank is not responsible for processing of claims and all claim related queries need to be taken up directly on TATA AIG General toll-free number: 1800-266-7780. For more details on the terms and conditions of the insurance cover on ICICI Bank Credit Cards, please click here
1% fuel surcharge waived off on fuel transactions at any fuel outlet.
|First year annual fee||Rs 3,000 plus GST|
|Second year onwards annual fee||Rs 2,000 plus GST (Waived on spending Rs 3,00,000 and more)|
|Finance charge for cash advance||3.40% per month|
|Overdue interest in extended credit||3.40% per month|
|Over-limit charge||2.50% of over-limit amount, subject to a minimum of Rs 500|
|Cash advance charge||2.50% of advanced amount, subject to a minimum of Rs 300|
|Redemption handling fee||Rs 99|
|Late payment charge||
|Return cheque fee||2% of amount due, subject to a minimum of Rs 450|
|Auto-Debit return fee||2% of amount due, subject to a minimum of Rs 450|
|Cash payment at branches fee||Rs 100 per transaction|
|Outstation cheque processing fee||1% of cheque value, subject to a minimum of Rs 100|
|Foreign currency transaction fee||3.5% of transacted/converted amount|
|Duplicate statement||Rs 100|
|Card replacement fee||Rs 100|
|Charge slip fee||Rs 100 per slip|
To know more about redemption of vouchers and other terms and conditions,click here.
The Annual Spending is calculated on the basis of the spending on the card from the date of issue. Example: If the card is issued on Aug 8, 2021, the year will be considered as Aug 8, 2021 - Aug 7, 2022.
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Credit free period of 48 days depends on your statement date.
There is no cap on the number of times the limit can be changed
If you are unable to transact on your credit card, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here.
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