Smart Secure Savings Account

• MAB Requirement – NIL*, as long as the attachment products are valid (Annual Fee/ Premium is debited from this Savings Account)
• Initial funding – Rs 1,05,000 from other bank
• Free unlimited access to any bank’s ATMs
• Free Anywhere Banking
• Free unlimited cash transactions at base branch and branches in same city
• Waiver of DD/ PO charges for up to Rs.1,00,000 per day
• 15% discount on annual fee for Safe Deposit Lockers
• Preferential rates for Gold Coins
• Better rates for Foreign Exchange Service

*Attachment product includes Life Insurance Group Term Plan, General Insurance Group Personal Accident Plan, Expressions Debit Card and Demat & Trading Account

• Life Insurance Group Term Plan, with an annual Premium of Rs 1,800
• Age wise Sum Assured (SA) Table :
  
  

  Age	18	19	20	21	22	23	24	25	26	27	28	29	30	31
  Male SA	1,134,985	1,094,275	1,065,237	1,043,378	1,027,911	1,016,946	1,007,542	998,311	987,966	974,709	957,576	936,990	912,332	882,255
  Female SA	1,262,764	1,189,875	1,134,985	1,094,275	1,065,237	1,043,378	1,027,911	1,016,946	1,007,542	998,311	987,966	974,709	957,576	936,990

  
  

  Age	32	33	34	35	36	37	38	39	40	41	42	43	44	45
  Male SA	848,398	810,962	770,414	727,776	684,044	639,589	595,169	550,892	507,458	464,925	423,845	384,527	347,317	312,586
  Female SA	912,332	882,255	848,398	810,962	770,414	727,776	684,044	639,589	595,169	550,892	507,458	464,925	423,845	384,527

  
  Illustration: Age is to be computed as age on last birthday, example if account holder is a male of age 26 years and 9 months, age to be considered is 26 years and the applicable sum assured is Rs 987,966
• Debit authorisation (Standing Instruction) will be set for 5 years in Smart Secure Savings Account.
• For more details, terms & conditions of the Life Insurance Group Term Plan, please click here

• General Insurance Group Personal Accident Plan, with an annual Premium of Rs. 200 or Rs. 500
• Sum assured will be of Rs. 4 lakh or Rs. 10 lakh
  
  

  Coverage	Sum Insured	Premium
  Accidental Death/Permanent Total Disablement
  	Rs. 4,00,000	Rs. 200
  	Rs. 10,00,000	Rs. 500

• Debit authorization (Standing Instruction) will be set for 5 years in Smart Secure Savings Account.
• For more details, terms & conditions of the General Insurance Group Personal Accident Plan, please click here

• Customer has a choice to opt for Expression debit card or Coral Expression debit card.
• Features :
  
  

  Features & Offers - Lifelong Benefits
  	Expressions	Expressions Coral
  1+1 Bookmyshow.com Offer (2 movie tickets per month)
  1+1 BigCinema Offer (2 movie tickets per month)
  Culinary Treats Dining Programme
  NFC enabled Contactless Chip
  Joining Benefits
  	Expressions	Expressions Coral
  Wills Lifestyle Voucher	Rs. 500	Rs. 500
  1000 additional PAYBACK Bonus Points
  Basic Features & Charges
  	Expressions	Expressions Coral
  Network Partner	Master Card	Master Card
  Platform	World	World
  Segment Proposed	Savings Account	Savings Account
  Joining Fee	Rs. 499	Rs. 799
  Annual Fee	Rs. 499	Rs. 799
  Annual Savings	Rs. 4,000	Rs. 16,250

• To know more about the Expressions Debit Card, please click here

• Demat and Trading Account will open post activation of Smart Secure Savings Account.
• Linking will be done for your banking, trading and demat accounts with our Seamless, Secure and Integrated 3-in-1 trading platform.
• One-time benefit on the brokerage.
• To know more about Demat & Trading account, please click here