There's no better joy than finally achieving something you’ve wanted for a long time. Whether it’s a trip to the Bahamas or just buying a new laptop, all you need to do is create a goal, start saving for it and have fun along the way.
It’s quick and simple to get started:
Here is a step by step guide to get you started:
Before you start, you will be asked to login with your ICICI Bank Internet Banking User ID and Password. You can go to ‘My Accounts’ and click on ‘Deposits’ and further click on ‘Open iWish’.
Click here to login.
2. Create a goal
To create a goal, click on 'Create Goal'.
3. Enter details
Name your goal, enter how much you need to save and by when you want to achieve it.
4. First deposit
You can start by making your first deposit which can be as small as Rs. 500.
5. Customise your settings
If you want to automatically deposit money every month from a savings account, then you also have the option to set up standing instructions and earn 10 reward points for every standing instruction executed successfully towards your iWish goal.
6. Create your goal
Finally, click on ‘Create goal’. Congratulations! You have successfully taken the first step towards achieving your goal. Your goal will be activated instantly. You can transfer funds to your goal as soon as your goal is activated. However, the goal balance will be displayed within 4 hours from the activation of the goal. If case of any unforeseen technical errors, your goal will get activated within 2 working days.
Once you are all set with your Goal, you can track, modify and add funds to your goal by simply visiting iWish again.
- You can save for more than one goal
- You can modify your goal name, category, etc later
- You can set up standing instructions
Here is a step by step guide to manage your goal:
1. Get a summary
Get a complete snapshot of all your goals on ‘Goals’ page anytime. For each goal, you can view the balance and percentage achievement. You can also modify your goals by clicking on ‘Manage Goals’. You can also add funds by clicking on 'Add Funds'.
Note: You will receive regular updates about your goals through SMS on your registered mobile number.
Click on individual goals to see further details on your next deposit date, creation date, maturity date etc.
2. View Transactions
You can view your transaction details by selecting goal and time period. You can view and download the history of transactions.
3. Make modifications
You can modify your goal whenever you wish. You can even choose to change the goal category or sub category. You can change your settings on standing instruction too.
4. Add funds
You can also edit goals or add funds to goals through any Savings Account linked to your ICICI Bank Internet Banking User ID. You can opt for standing instruction as an option if you want to change the way you add funds to your goals.
4. Close goal
You will receive a closure confirmation once you click on ‘Close Goal’. Please select a reason for closing your goal.
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