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Create iWish
Benefits of iWish Flexible Recurring Deposit (RD)
iWish RD Calculator Create iWish
iWish Calculator

What are you saving for?

  • ₹1,00,000
  • 15 months
  • Rate of Interest: 7.6%
  • Every Month
    • Every Month
    • Twice in Every Month

Here’s how much you’ll need to save to reach your wish

  • ₹6,376
  • ₹1,00,616
  • ₹4,976
CREATE iWISH
Create iWish Flexible RD
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Manage iWish Flexible RD

  • Track your goals

  • Fund your iWish as and when you can

  • Change auto debit instruction

  • View all transactions

Terms and conditions
iWish RD Calculator Create iWish
Comparison between regular FD, RD and iWish Flexible RD
 

Fixed Deposit

One time fixed investment

Regular Recurring Deposit

A Regular but a compulsory investment of small amounts

iWish Flexible Recurring Deposit

Regular investment with flexibility to save large or small amounts as per fund availability

Goal based planning
Minimum Deposit amount ₹10,000 ₹500 ₹50
Next Deposit amount Not allowed Multiples of 100 Any amount
Next Deposit date Not Applicable Fixed date every month Any time
No penalty for missed deposits Not Applicable Penalty charged No penalty
No. of deposits allowed in a month Not Applicable Once a month Any number of times
Duration 7 days to 10 years 6 months to 10 years 6 months to 10 years
Rate of interest 4.00%-7.50% 6.25%-7.50% 6.25%-7.50%
 

For a particular tenure, interest rate is same in all three products
iWish RD Calculator Create iWish
Interest rate for iWish Flexible Recurring Deposit
General
Senior Citizen
Interest Rate 6.00% for tenure 6 months

Rates of Interest (% p.a.) w.e.f June 17, 2019 INTEREST RATE CHART

*subject to revision without further notice

Interest Rate 6.50% for tenure 6 months

Rates of Interest (% p.a.) w.e.f June 17, 2019INTEREST RATE CHART

*subject to revision without further notice

iWish RD Calculator Create iWish

Recommended Blogs on iWish

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iWish Flexible Recurring Deposit: Interest Rates, Tax Benefits & Advantages

Check out the benefits, features, and advantages of the iWish flexible RD account from ICICI. It offers you all the benefits of a regular RD account with added flexibility, helping you reach your goals faster.
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Investment Ideas in Recurring Deposit for Festive Season

It’s time to catch up, celebrate and bond with your friends and family. It’s time to exchange gifts. If you find yourself having a little extra amount of money, received as gifts, why not put it to better use, than having it lying around in your drawer?
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View all iWish blogs

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Customer Reviews

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New to market
by Subhankar Mohanty on Jul 14, 2019

Very good product and new to market. It will be definitely give some boost for personal goals.

Most flexible RD ever
by Aakash Saxena on Jul 14, 2019

iWish RD is very flexible and gives better interest also.

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