iWish is a unique online Flexible Recurring Deposit (RD) where you can create goals to save for your dreams. It works like a recurring deposit which gives you the added flexibility of depositing any amount at any point in the tenure—all you have to do is set a goal amount and decide on the amount you have to deposit every month in order to reach that goal. You can earn similar interest rates, just like in a recurring deposit or a fixed deposit (click here for interest rates).
Convenience to choose when and how much to save
It gives you the same interest rate as an RD/ FD
Multiple deposits can also be made in one month
Online tracking of recurring deposits made
No penalty for missed payments or deposits
Looking for a dream vacation, weekend getaways or some adventure? iWish flexible recurring deposit will help you save for your travel goals. Start saving and investing every month and whenever you have extra funds, also earn interest rates like recurring deposits or fixed deposits.
Dreaming of buying the latest in technology? Eyeing that new smartphone, digital SLR, home theatre system or laptop? Start saving every month, and whenever you have extra funds, with iWish flexible recurring deposit. Also, earn interest rates like recurring deposits or fixed deposits.
Start with iWish flexible recurring deposit by saving every month or put something extra for your financial goals like down payments for property, home furnishing and maintenance, tax savings, etc. It gives you the opportunity to invest your savings and fulfill your goals. Invest wisely by saving with iWish.
Got an action plan for buying that dream bike and car? Don’t miss the opportunity to invest in iWish RD. Choose your goal and start saving for your dream with iWish flexible recurring deposit. Save any amount any time. Invest today in iWish for a better future.
Planning to buy your first diamond jewellery? Start saving now and save that extra fund you have for your precious jewellery goal. With iWish flexible recurring deposit, earn interest rates like recurring deposits or fixed deposits. So, set your investment goals and start saving today.
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Find out how much you can save by making either regular or lump sum deposits as per your convenience, with iWish flexible recurring deposit.
iWish is a flexible recurring deposit which allows you to save for your goals as and when you have the funds, and lets you earn better interest rates just like a regular RD or FD. So with iWish, an RD can also be flexible. There is no penalty for missed payments with iWish. For more details & comparison, click here.
Yes, you can close the Iwish account at any time. However, pre closure charges applicable.
If a iWish RD Account is prematurely closed, then the interest on it will be earned for the period it is held with the bank minus the premature closure charges and is 0.5% if original tenure is less than 1 year and 1% for more than 1 year.
You can continue to keep the amount into your goal till the end of the period for which the goal was originally targeted to be achieved. Moreover, you will continue to get higher rate of interest for the rest of the period.
I dont go for a regular RD because only some months I manage to save out of my salary. But with iWish I can deposit money the months I have a little extra without being penalized for the months I dont. iWish has now become my goal planning and saving tool
Nice Features
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