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| Features | Fixed Deposit | Recurring Deposit | iWish Flexible RD |
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| Wish Focused Saving |  |
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| Track Wish Progress | |
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| No penalty for missed payments | NA | |
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| Can I save for multiple wishes | |
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| Deposit Amounts | Fixed One-Time Amount | Fixed Monthly Amount | Any Amount |
| Deposit Dates | One-Time Deposit | Fixed Monthly Deposit Date | Any Time |
Save for Big dreams, little at a time!
Make your wishes come true! Set an iWish flexible Recurring Deposit to plan for your higher education, vacations, wedding, buying a gadget or anything you dream of.
iWish is a unique online flexible Recurring Deposit where you create goals to save for your dreams. It works like a Recurring Deposit which gives you added flexibility of depositing any amount at any point in the tenure.
Popular iWish Goals
Save up for your dreams with iWish
Looking for a dream vacation, new bike or some jewellery? Set a goal amount and a completion time to save it, start saving and investing every month or whenever you have extra funds.
Also, earn interest rates like Recurring Deposits (RD) or Fixed Deposits (FD).
Compare FD Vs RD Vs iWish
Chhota Savings for iWish
iWish Chhota Savings is an enabler which helps you reach the target amount faster by rounding off your day-to-day transactions such as fund transfer or bill payments and auto investing the amount in your respective iWish.
You can enable this for any one iWish. There are now three round-off options available — Rs 50, Rs 100 and Rs 500. With this feature, you can now save up for your dreams while spending money. Click here to know more.
Why choose iWish Flexible Recurring Deposit?
- Convenience to choose when and how much to save
- iWish flexible Recurring Deposit gives you the same interest rate as RD/FD
- Multiple deposits can also be made in one month.
- Online tracking of Recurring Deposits made
- No penalty or charges for missed deposits
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