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Choose your Deposit Product
Fixed Deposit
Meet your short & long term goals with an FD, earning higher interest with flexible tenures. FD provides safety, instant liquidity and tax benefits for your investment.
Assured & attractive returns
Open in 60 seconds
Free from market ups & downs
Manage digitally
Calculate & compare to find a suitable FD for you
Explore moreFixed Deposits tailored for you
Regular
Fixed Deposit:
- Start with ₹10,000
- Flexible tenure from 7 days to 10 years
- Auto-renewal for continued earnings
- Liquidity with Overdraft
Money
Multiplier
Fixed Deposit
- Start with ₹5,000
- Flexible tenure from 1 year to 10 years
- Liquidity of a Savings Account
- Automatic reverse sweep facility for individual customers when the balance in the Savings Accounts falls below ₹10,000
- FDs will be broken in Last-In, First-Out (LIFO) basis for reverse sweep
Tax
Saver
Fixed Deposit
- Dual benefits - assured returns & tax savings
- Tax deduction of up to ₹1.5 lakh under Section 80C of Income Tax Act
- Save taxes of up to ₹46,800 annually
- Flexible interest payout - monthly, quarterly or on maturity
- No premature closure
iWish Goal Based Savings
The smart way to save for what matters the most
Save any amount anytime
No penalty on missed deposits
Digitally track & manage your goals
Add funds from any bank account
For every wish of yours, there is an iWish
Know moreRecurring Deposit
A safe investment option providing assured returns and it is designed to help you achieve your dreams through small regular investments
Start as low as ₹500
Assured & attractive returns
Open in 60 seconds
Manage digitally
Calculate your long term earnings by saving small
Calculate RD returnsRegular Deposits tailored for you
Regular
Recurring
Deposit
- Disciplined savings
- Minimum investment amount
- Assured & attractive returns
- Open in 60 seconds
- Manage digitally
Popular FAQs about Deposits
What is a Fixed Deposit?
A Fixed Deposit (FD) is an investment product offered by Banks and NBFCs to their customers. An FD promises you guaranteed returns that are calculated basis the interest offered at the time of opening an FD Account. Interest rates may differ depending upon the tenure and the amount you are opting for.
What are the types of FDs offered by ICICI Bank?
ICICI Bank offers two types of FDs:
Traditional Fixed Deposit: Interest amount is credited at regular intervals, i.e., Quarterly or Monthly. Customer can opt for Monthly/Quarterly payout at the time of creating the Fixed Deposit
Cumulative Fixed Deposit: Customer will receive a lump sum amount after maturity. The interest accrued is added back to the principal amount at quarterly intervals.
Who can invest in ICICI Bank Fixed Deposits?
Individuals and entities mentioned below are eligible to apply for a regular Fixed Deposit online:
Residents
Hindu Undivided Families
Sole Proprietorship Firms
Partnership Firms
Limited Companies
Trust Accounts
Non-Resident Indians
Minors with Guardianship.
Also, the Savings Account should be KYC verified.
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