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iWish Goal Based Savings Interest Rates

Tenure Wise iWish Goal Based Savings Interest Rates

Tenure / Maturity Period Rates of Interest# (% p.a.) w.e.f 16 November, 2022
General Senior Citizen
6 months 4.50% 5.00%
7 months - 9 months 5.25% 5.75%
10 months - 11 months 5.50% 6.00%
12 months only 6.10% 6.60%
13 months < 15 months 6.10% 6.60%
15 months < 18 months 6.40% 6.90%
18 months - 24 months 6.40% 6.90%
25 months - 3 years 6.50% 7.00%
37 months - 5 years 6.60% 7.10%
5 year 1 day - 10 years 6.50% 7.10%

 

*Subject to revision without further notice.

 

iWish Goal Based Savings Interest Rates on Premature withdrawal

  • Interest will be calculated at the rate applicable for the period the deposit has actually remained with ICICI Bank.
  • Penalty will be levied on the rate applicable as per the table below
Original Tenure of Deposit Penal Rates*

Less than  5.0 crore

 5.0 crore & above
Less than 1 year 0.50% 0.50%
1 year & above but less than 5 years 1.00% 1.00%

 

*Subject to revision without further notice.

 

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