Croma iWish

New version of your mobile phone about to hit the market? Planning on replacing your old laptop and appliances with brand new ones? We all yearn to buy or upgrade to a smart TV, a convertible refrigerator, a high-end gaming laptop, or an energy efficient invertor AC for our homes. Well, now is the perfect opportunity to buy all that you have been planning to by saving up for it with Croma iWish flexible Recurring Deposit (RD). Save up for the gadgets of your choice flexibly and reap additional benefits of up to Rs 6,000 from Croma! Start a gadgets iWish today!

How it works

Open a iWish flexible RD in the gadgets category for a minimum tenure of 6 months and sign up for the Croma benefit.

Earn interest on your iWish flexible RD at the same rate as a regular RD.

On maturity, the proceeds of your iWish (principal + interest) will be transferred to Croma and a Croma voucher will be issued.

Present the Croma Gift Voucher at any Croma outlet or use it online at to purchase the electronic appliances of your choice with an amount equal to your- iWish maturity (principal+interest) as well as an additional benefit from Croma - according to the table below:

Amount in iWish deposit at maturity (INR) (minimum tenure: 6 months)Additional benefit from Croma (INR)
30,001 – 50,000 500
50,001 – 70,000 1,000
70,001 – 1,20,000 2,500
1,20,001 - onwards 6,000

How to apply

Start an iWish flexible RD within the gadgets category using Internet Banking or iMobile app. On successful creation of your iWish with a minimum tenure of 6 months, an offer from Croma will be displayed to you. On availing of the offer, your iWish amount at maturity will be transferred to Croma and a Croma Gift Voucher will be issued to you. This voucher can then be used online at or at any Croma outlet to shop with an amount equal to iWish maturity (principal + interest) and additional benefit from Croma.

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