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ICICI BANK LIMITED'S MOST IMPORTANT TERMS AND CONDITIONS


The Borrower confirms that the Borrower has read and understood the below Most Important Terms and Conditions displayed to the Borrower in the form of hyperlink during the application for the Facility and also attached herewith and undertakes to be bound by the same.

MOST IMPORTANT TERMS AND CONDITIONS (MITC)

Rates and Charges
*Penalty for Delayed Repayment : 24% p.a
*Cheque Bounce Charges : 400
*Auto Debit Bounce Charges : 50
*Repayment Mode Swap Charges: 500
# Prepayment Charges: 5% of principal Outstanding
* EMI paid in cash : 100
* Loan Cancellation Charges : 3000
*Cheque Pick-up Charges: 150
1.*Plus Applicable Taxes and other Statutory Levies if any.
2. Instances where in Disbursement is delayed the EMI amount may change accordingly.
3.# The pre-payment charges offer as specified shall only be applicable for closure of loan with own funds. In case of top-up loan or balance transfer, charges of 5% of Principal Outstanding shall be applicable
4. Prepayment of the loan is possible any time during loan tenure after payment of 12 or more EMIs.
5. Part Prepayment facility is not available in Personal Loan.

Notes:

GST and other govt. taxes, levies, etc. applicable as per prevailing rate will be charged over and above these charges at the discretion of ICICI Bank ltd.

The charges or fees given in above table are subject to change and the one recorded in agreement will be binding over this site.

Current GST applicable is 18.00% with effect from July 01, 2017.