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Zero Balance Accounts - Terms & Conditions

At ICICI Bank, we encourage our customers to do their banking transactions through the digital mode and thus contribute towards the Digital India initiatives. As an illustration, we would like to mention that customers can withdraw cash by using their Debit Card at any Banks ATM* and funds can be transferred through NEFT/RTGS/UPI using Mobile Banking or Internet Banking at zero charges.

In line with the above, the Bank will be incorporating the below clause in the terms and conditions applicable to your account with effect from October 16, 2019:

  • All cash transactions will be charged at Rs 100 (per transaction) for the first two transactions and Rs 125 (per transaction) for any subsequent transaction at any ICICI Bank branch or cash deposits done at ICICI Bank Cash Recycler Machines.

In case the above terms and conditions are not acceptable to you,

  • You have the option to convert the above Savings Account to a Basic Savings Bank Account* by October 16, 2019 by visiting the nearest branch.
  • In case you wish to close the account, you may visit the nearest branch. The revised terms and conditions shall apply till the date of closure of your account.

*You may visit our website for more details.

In case you require any further information, please call our Customer Care or visit the nearest ICICI Bank branch.