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Credit Limit Increase: Terms and Conditions

Last updated: 25th November, 2016

  • The Card Member shall be entitled to apply for a review / enhancement / reduction of the Credit-Limit and/or Cash Limit (if provided by ICICI Bank), upon completion of 12 months of his membership. Alterations upon such review, if any, of the Credit Limit and/or Cash Limit will be at the sole discretion of ICICI Bank. ICICI Bank shall at its sole discretion be entitled to review (including enhancement or reduction) of the Credit Limit and/or Cash Limit assigned on the Card at any time and only enhancements, if any, to the Credit Limit and/or the Cash Limit, shall be effected by ICICI Bank with the consent of the Card Member.
  • “Eligible Card Holder/s” shall mean Card Holder/s who have received communication from ICICI Bank confirming that he/she is eligible for Credit Limit Increase offer.
  • “ICICI Bank reserves the right to offer the Credit Limit increase at its sole discretion. The credit limit increase is subject to the credit card account being eligible on the date on which the action was taken for the request.”
  • “ICICI Bank reserves the right to modify/ change all or any of the terms applicable to the offer without any prior intimation. ICICI Bank also reserves the right to discontinue the offer without assigning any reasons or without any prior intimation. In all matters relating to the offer, the decision of ICICI Bank shall be final and binding in all respects."