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Benefits And Features

Exclusive Privileges

  • Access to a dedicated Privilege Banking area for priority service in branches
  • Free Titanium Debit Card with higher withdrawal and spend limits

Banking Benefits

  • Zero balance Salary and Reimbursement Account

  • Extend the benefits of a Salary Account to parents, spouse, child, siblings, grandparents and grandchildren with a zero balance account (up to 5 additional accounts)

  • Unlimited ATM transactions across all network ATMs of the Bank

  • Attractive discounts on locker charges (based on availability)

  • Free Inter-bank Money Transfer through online NEFT

  • Free SMS alerts

  • Complimentary Insurance benefits – Rs 40 lakh Air Accident Insurance and Rs 10 lakh Personal Accident Insurance.

Best In Class Investment Options

  • Facility to open Online Public Provident Fund (PPF) Account
  • NPS (National Pension System) services
  • Option to invest in Mutual Funds and Insurance
  • iWish: Save in a flexible way with iWish Flexi RD, while earning interest at the same rate as a regular RD
  • FD Xtra: Term Deposit products offering extra benefits while you continue to earn interest at prevailing rates
  • ICICIdirect.Com Prime – No need to wait for settlement for two days. Same day credit and reduced brokerage rates
  • Waiver of account opening charges and first year AMC for Online Demat and Trading Account with free brokerage of up to Rs 24,999.

Choose More Convenient Banking

  • Anywhere Banking: Through our wide network of over 5,200 branches and over 15,600 ATMs in India
  • Account Portability: Your city may change; your account number won’t
  • iMobile Pay - India’s best mobile banking app*: Enjoy over 300+ banking and lifestyle services
  • Internet Banking: Experience convenient and secure banking in the comfort of your home or office, anytime, anywhere.

Loans, Credit Card, Salary Overdraft And PayLater

  • Attractive rates and processing fee waiver on Home, Auto and Personal Loans
  • Lifetime free Credit Card* with no joining and annual fees
  • FlexiCash - Overdraft facility on Salary Account
  • PayLater - An invite-only digital credit facility from ICICI Bank. Shop, recharge, book tickets and order food online using PayLater and enjoy up to 45 days credit at zero interest.

*Based on eligibility

Exclusive Offers

  • Amazing discounts at leading retail outlets and e-commerce websites through ICICI Bank Debit Card, Credit Card, Internet Banking and iMobile Pay.
  • Avail best bank offers and discounts on popular brands in lifestyle, electronics, grocery, bill payments etc. Check latest offers through this link

Note –

  • ICICI Bank Ltd has taken the group insurance policy underwritten by ICICI Lombard General Insurance Company Ltd (IRDA Reg. no.: 115) for its active Savings Account customers from ICICI Bank with effect from 10th Feb 2023. For more details, click here

  • * Terms and Conditions of ICICI Bank and third parties apply. ICICI Bank is not responsible for third party products, goods, services and offers.