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Benefits you get for opting for EMI on Internet Banking

ICICI Bank is giving an option to take the Insta Personal Loan with flexible EMI option on your online purchas

You can pay the amount of item for shopping by taking a personal loan and paying back in flexible EMIs. Additional amount above transaction amount loan can be taken.


Only few chosen customers are eligible to avail this service for now. Only applicable for transactions above Rs 25,000


A pre-approved loan is usually offered by banks to customers who have a clean track record of repaying their dues. It is often offered at lower interest rates. It is also offered in case customer has no credit history basis parameters like income and savings history.

This is based on your credit history and loan repayment track.

While making payment for your online purchases, at the payment/checkout, select ‘ICICI Bank EMI on Internet Banking’ option to make the payment.

This is a one-click step loan disbursal process.

No, there is no requirement of security or guarantor for the pre-approved loan.