Rs. 70,000 Personal Loan

Understanding these straightforward eligibility criteria can help you avail a Rs. 70,000 Personal Loan from ICICI Bank:

Salaried individuals:

• Age limit: Applicants should be between the age of 20-58 years
• Net monthly salary: Salaried individuals with a minimum monthly income of Rs. 30,000 are eligible (depends on the applicant's profile as well)
• Work experience: minimum of 2 years in the current job or profession
• Residence stability: A residence of at least 1 year

Self-employed individuals:

• Age criteria: 28 years to 65 years for self-employed individuals and 25 years to 65 years for doctors
• Financial metrics: Minimum turnover of Rs. 40 lakh for non-professionals, Rs. 15 lakh for professionals and a minimum profit after tax as per the audited financials
• Business stability: In business for at least 5 years (3 years for doctors).
• ICICI Bank relationship: A minimum 1-year relationship with ICICI Bank, either in liabilities (Current Account or Savings Account) or assets (Loan) within the last 36 months, with a satisfactory repayment track.

Following are the interest rates, fees and documents required for a Rs. 70,000 Personal Loan:

Disclaimer*: Personal Loan interest rates, processing fees and document requirements may vary based on the eligibility, credit score, employment status, income and repayment tenure. For more detailed information, refer to ICICI Bank Personal Loan interest rates and documentation pages.