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Your reference number is CRM

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How does the programme work?

The programme works in four simple steps:

  1. Refer ICICI Bank Gold Loan to your friends, relatives, colleagues or acquaintances
  2. Provide them with your mobile number that is registered with ICICI Bank
  3. Ask your friends, relatives, colleagues or acquaintances to mention your registered mobile number when they avail a Gold Loan with ICICI Bank
  4. Basis the cumulative loan value taken by your friends, relatives, colleagues or acquaintances, you can choose any one of the three gifts basis the loan value slab mentioned.

What gifts can I avail?

There are five loan value slabs. Each slab has three gift options. Basis the slab you qualify, you have the option to choose any one gift. So, the more you refer, better are your chances of choosing a bigger and a better reward for yourself.

Cumulative loan amount referred and gift options


Rs. 3,00,001 to Rs. 5,00,000 Lunch Pack with Pouch / Rechargable emergency light with torch / Dry Iron
Rs. 5,00,001 to Rs. 7,50,000 Hand Blender / Offline Water Purifier / Pressure Cooker – 3 Litres
Rs. 7,50,001 to Rs. 10,00,000 44 – Piece Dinner Set / Cordless Vacuum Cleaner / Juicer Mixer Grinder
Rs. 10,00,001 to Rs. 15,00,000 Rice Cooker / Coffee Maker / 2 – Jar Juicer Mixer Grinder
Rs. 15,00,001 onwards Set of 3 – Nest of Stools / 4 – Jar Mixer Grinder / 3 – Burner Gas Stove


Why should I refer ICICI Bank Gold Loan?

Instant Loan, Attractive rates and safety of the gold ornaments.

What is the CGC programme period?

The programme is open from June 16, 2014 to December 31, 2014

How will I receive my gift?

The gift will be couriered or sent by post to your address registered with us. You can claim your gift either 3 months after your friend/family member takes a Gold Loan (provided there is no cancellation or foreclosure) or cumulatively after the program period. In case you have already claimed your gift and if you refer more customers before the end of the program period, your gift eligibility will be calculated on loan value from referrals after you have availed the first gift.

Do ensure that you have updated your address and contact numbers with us so that we can make sure that your gift reaches you in time. However, if for some reason you do not receive your gift in time, do contact your nearest ICICI Bank branch.


Ensure that every referred friend, relative, acquaintance availing ICICI Bank Gold Loan mentions your mobile number registered with ICICI Bank to ensure that you get your reward. This is important and mandatory. Else you will not qualify for the reward.
So Hurry, start referring today!