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Service Charges and Fees

Charges & Interest

Amount

Interest

 

i. Additional Interest

2% per month on overdue EMIs

Penal Charges

 

i. Prepayment charges

3% on POS + applicable GST upto 3 years of seasoning, 2.5% + applicable GST of POS after 3 years of seasoning

ii. Bounce Charges

Rs. 500/- + applicable GST

iii. Loan Cancellation Charges

Rs. 2000/- + applicable GST

Service Charges

 

i. Duplicate Repayment/Amortization schedule charges

Rs. 150/- + applicable GST (For Physical Copy) and NIL for Digital Copy

ii. Statement of Account charges

Rs. 150/- + applicable GST (For Physical Copy) and NIL for Digital Copy

iii. Prepayment statement charges

Rs. 150/- + applicable GST (For Physical Copy) and NIL for Digital Copy

iv. Duplicate No objection certificate / No due certificate charges

Rs. 250/- + applicable GST

v. Revalidation of No objection certificate charges

Rs. 250/- + applicable GST

vi. No objection certificate for conversion from Petrol to LPG/CNG charges

NA

vii. No objection certificate to convert from private to commercial or from commercial to private charges

NA

viii. Swap charges

Rs. 500/- + applicable GST

ix. Loan documentation charges

Rs. 650/- + applicable GST

x. Registration Certificate (RC) Collection Fees

NA

xi. Loan Reschedulement / rebooking charges

Rs. 2500/- + applicable GST

xii. CERSAI Charges

Rs. 100/-

xiii. Information Utility Charges (Only for Corporate Cases)

Rs. 300/+ applicable GST

xiv. Cash Transaction Charges (for repayment of EMI dues in cash at branches)

Rs. 100/- + applicable GST

xv. Processing fees

Upto 1% of loan amount + applicable GST

xvi. Stamp duty charges

At actuals as per State Stamp Duty Act + applicable GST(if any)

xvii. Valuation charges

At actuals+ applicable GST


Notes:

  • Service Tax (ST), Other Government taxes, Levies, etc., will be applicable as per prevailing rates in addition to the above-mentioned charges

  • Loan Processing Fee (LPF) not mentioned here is part of the Rate and Fees matrix communicated to the customer at the time of loan application. Please refer to www.icicibank.com , for further details

  • The charges or fees given in the above table are subject to change and the one recorded in the agreement will be binding over the site

  • Stamp duty charges shall be extra, as applicable

  • ICICI Bank reserves the right to revise the rate of interest and processing fee from time to time, at its sole discretion

For more information, please visit the nearest ICICI Bank Branch or call our Customer Care.