Planning for family’s goals
It’s time to carefully plan your finances, not just for the present but for years to come. Let us guide you through this exciting but intimidating time.
Budgeting Guide for New Parents
Planning for family’s goals means thinking about their medical expenses, buying a bigger house or car, insurance planning and other such financial planning.
Leave the thinking to us while you focus on the bundle of joy entering your life.
Insta Save Account
Open your bank account online within 4 minutes with our digital KYC process. Keep your Aadhaar Card handy before you proceed.
- Reward points on spends
- Exciting offers on shopping
- Bank anywhere on iMobile Pay
iWish Goal Based Savings
Save for your family future with regular savings in iWish Goal Based Savings Account.
- Save any amount anytime
- No penalty on missed deposits
- Digitally track and manage your goals
- Add funds from any bank account
Home Loan
Your changing family situation may require a bigger space. Avail of a Home Loan and welcome your child into a new house.
- Instant approval available
- Tenure up to 30 years
Credit Card
Get a range of benefits as per your needs with our Credit Cards. Apply online for instant approval.
- Discounts on shopping, dining
- Add-on cards available
Personal Loan
Whether it’s an urgent medical expense, or home repair and renovation, get Personal Loans up to Rs 20 lakh.
- Offers instant approval
- Disbursement within 3 seconds
Car Loan
It’s time to upgrade your car or buy one with more safety features. Get a pre-approved Car Loan with 100% of on-road finance.
- Tenure up to 7 years
- Instant processing / approval
Gold Loan
Get your gold to our branch and avail of an instant Gold Loan of Rs 10,000 to Rs 1 crore. The gold is stored safely in a vault.
- It is a 3 to 12 months loan
- Attractive interest rates applicable
Auto Debit
Pay your Credit Card bills automatically with auto debit. It offers the flexibility to pay the entire bill or the minimum amount.
- Set up auto debit on ICICI Bank Internet Banking
- No additional charges are applicable
Travel Card
Get yourself a multi-currency travel card and save hassle of carrying foreign currency and currency fluctuations.
- Available in 15 currencies
- Joining benefits and rewards
Cardless Cash Withdrawal
Withdraw cash from ATM without Debit Card. Just log in to iMobile Pay, get the 4-digit and 6-digit PIN and use at ATM
- 24x7 service
- Network of 10,000+ ATMS
Expressions Debit Card
Personalise your Debit Card with 200+ designs to choose from. Comes with no surcharge on fuel and Reward points
- Joining benefits
- Exclusive dining offers
- Complimentary lounge access
WhatsApp Banking
Add 8640086400 to your contacts and message Hi from your registered mobile number to initiate secure WhatsApp Banking.
- Get account balance
- Know last 3 transactions
Life Insurance
New beginnings lead to new responsibilities. Take charge and protect your family's future with Life Insurance.
- Option to get extra cover against accidental death
- Flexible options to customise your plan
- Over 3 crore lives secured
Health Insurance
Life can sometimes take unexpected turns. Having a Health Insurance plan will help you being prepared for it.
- Premium starting at Rs 11 per day for cover options ranging from 5 to 25 lakh
- Cover expenses beyond hospitalisation; pre & post hospitalisation, day care procedures, alternate treatments etc.
- Cashless hospitalisation at 4500+ network hospitals
Health Top Up
Have you ever thought that your existing Health Insurance might not be enough?
- Premium starting at Rs 7 per day for cover options up to Rs 50 lakh
- Deductible options of Rs 3,4,5 lakh
- No waiting period for declared and accepted pre-existing diseases
Home Content Insurance
Secure your household with ICICI Lombard Home Content Insurance.
- Protect your home appliances against fire, burglary, riots or storms
- Just Rs 375 a year
Motor Insurance
A Motor Insurance can help you secure your vehicle against all uncertainties that lie ahead.
- Quick policy issuance through a paperless process
- Road side assistance
- 3400+ cashless network garages
Travel Insurance
Plan for your dream travel while being secured with ICICI Lombard Travel Insurance.
- Premium starting at Rs 60 per day
- Covers emergency hospitalisation
- Cover against passport or baggage loss, flight delays
Systematic Investment Plan
Start with an SIP early in your career and see the power of compounding work magic on your investments.
- 2,000+ mutual fund schemes
- Purchase or redeem online
Invest In Stocks
Start your investment journey by investing in a theme-based basket of stock portfolios, selected by an experienced research team from ICICIdirect called “One Click Equity Portfolios”. Open your Savings, Demat & Trading Account online to start investing.
PPF
Future-proof your life with a Public Provident Fund (PPF) Account. Partial withdrawal possible after 5 years
- Tax exemption under Section 80C
- Online settlement process
Fixed Deposit (FD)
Put your idle fund to a profitable use. Earn higher interest by opening a Fixed Deposit for as minimum as 7 days.
- Tax Saver FD option available for tax savings
- Benefits of FD is safety of capital and assured returns
Mutual Funds
Invest in 2,000+ mutual fund schemes with options for Systematic Investment Plan (SIP) or Systematic Withdrawal Plan (SWP).
- Research on 200+ schemes
- Portfolio and tax gain reports
NPS
Plan for your post-retirement life by investing in National Pension System (NPS). It has an additional tax benefit of Rs 50,000.
- Fully tax exempt on withdrawal
- Select investment mix
RD
Put aside a fixed sum every month in a Recurring Deposit (RD). Automatically transfer from Savings Account to RD
- Minimum tenure 6 months
- Loan against deposit
iWish Goal Based Savings
Save for your family future with regular savings in iWish Goal Based Savings Account.
- Save any amount anytime
- No penalty on missed deposits
- Digitally track and manage your goals
- Add funds from any bank account
SSY
If you have a girl child, invest in her future with the Sukanya Samriddhi Yojana (SSY) Account, and also avail of tax benefits.
- Invest up to Rs 1.5 lakh yearly
- Get higher interest rate
Money Multiplier
Enjoy the liquidity of a Savings Account coupled with high earnings of Fixed Deposit Account. Create a Fixed Deposit Account that is linked to your Savings Account, thus providing multiple benefits.
- Minimum 1 year tenure
- Withdrawal from linked FD is possible
Stay updated in so many ways
We, at ICICI Bank, understand that banking should be as easy as possible. Hence, we have multiple ways through which people can access their account and transact according to their convenience.
Some products which will help you bank seamlesssly.
Download the latest version of iMobile Pay App
Get an overview of your spending
Get an overview of your spending
Avoid the queue or delays and try our simple and secure Internet Banking facility anwhere on your mobile and desktop.
- Manage your account
- Spending overview
- Transfer Funds
- Pay Utility Bills
- Recharge & shop
- Pay Taxes
To start banking on Whatsapp
Banking services made as easy as sending a message with ICICI Whatsapp Banking
- Available’ – 24/7 x 365 (even on holidays!)
- Non-ICICI Bank customers can also use services like Offers, ICICI Bank ATM’s & branches near me
- Avail services of Credit Card limit and Block /Unblock Card without holding any other relationship with ICICI
- Secure way of banking (end to end encryption)!
Your search for a Card to shop anywhere ends here! Download the Pockets app to shop, recharge, send money and do a lot more instantly.
- Shop Anywhere
- Pay Anyone
- Bank with ease
- Awesome Deals
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- Postpaid Mobile & Land Line Bill Payment, DTH connection recharge, Bill Payment, Book Movie tickets
Bank 24/7 through a widespread network of our ICICI Bank ATMs and branches.
- Touch banking branches which are open 24x7
- Cash deposit machine branches
- Loan servicing branches
- Insta banking kiosk branches
- Locker service branches
- Aadhar enrollment / update branches
Financial Guide for New Parents
You will have almost no time to consider the financial side of childbirth once the little one decides to push his/her way into the world. So, as soon as you find out that you’re expecting, you need to develop a financial plan which considers all the expenses that would or could arise.
Here’s some advice from our financial experts to get you started
Mutual Fund Investment for your child’s future
Sukanya Samirddhi Scheme: A Best Investment Option For Your Daughter
