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 Working Professional
 Working Professional

Working Professional?

Marriage on the horizon? Parents retiring soon? Thinking about a new car and house? When there are lot of right decisions to be made, leave the planning to us.

Financial Solutions for Professionals

As you gain experience at work, and get promotions and increments, it’s time for you to start thinking on how to optimise spends and maximise investment returns.

We help you take the right decisions to achieve your goals.


Insta Save Account

Open your bank account online within 4 minutes with our digital KYC process. Keep your Aadhaar Card handy before you proceed.

  • Reward points on spends
  • Exciting offers on shopping
  • Bank anywhere on iMobile Pay
Salary Account

Salary Account

ICICI Bank Salary Account is a benefit-rich payroll account for Employers and Employees.

  • ICICI Bank offers a host of advantages for your employees like instant credit of salaries
  • Offers on bill payments, Phone Banking, Free Internet Banking and much more
HL Top-up

HL Top-up

Get a Top-up Loan on your existing Home Loan. Use it for buying home appliances, vacations or any other requirements.

  • Tenure up to 20 years
  • Instant disbursal
Gold Loan

Gold Loan

Get your gold to our branch and avail of an instant Gold Loan of Rs 10,000 to Rs 1 crore. The gold is stored safely in a vault.

  • It is a 3 to 12 months loan
  • Attractive interest rates applicable
Personal Loan

Personal Loan

Have an emergency? Or planning a quick getaway? Relax. You can get a Personal Loan to manage these expenses.

  • Loan up to Rs 20 lakh
Credit Card

Credit Card

Get a range of benefits as per your needs with our Credit Cards. Apply online for instant approval.

  • Discounts on shopping, dining
  • Chip card to prevent fraud
Car Loan

Car Loan

Buy the car you desire with our pre-approved Car Loan and up to 100% of on-road finance.

  • Tenure up to 7 years
  • Instant processing / approval
Home Loan

Home Loan

Thinking about buying your first house? Get pre-approved amounts and instant loan approval online.

  • Repo-rate linked interest
  • Tenure up to 30 years
Expressions Debit Card

Expressions Debit Card

Personalise your Debit Card with 200+ designs to choose from. Comes with Rewards Points and no fuel surcharge

  • Joining benefits
  • Exclusive dining offers
  • Complimentary lounge access
WhatsApp Banking

WhatsApp Banking

Add 8640086400 to your contacts and message Hi from your registered mobile number to initiate secure WhatsApp Banking.

  • Get account balance
  • Know last 3 transactions
Travel Card

Travel Card

Get yourself a multi-currency travel card and save hassle of carrying foreign currency and currency fluctuations.

  • Available in 15 currencies
  • Joining benefits and rewards
Cardless Cash Withdrawal

Cardless Cash Withdrawal

Withdraw cash from ATM without Debit Card. Just log in to iMobile Pay, get the 4-digit and 6-digit PIN and use at ATM

  • 24x7 service
  • Network of 10,000+ ATMS
Life Insurance

Life Insurance

Start early with Life Insurance to get lower premiums. Also, get options to increase your life cover at key life stages.

  • Option to cover your health against 34 critical illnesses
  • Easy buy-in in just 3 minutes
  • Tax benefits up to Rs 54,600
Home Insurance

Home Content Insurance

Secure your household with ICICI Lombard Home Content Insurance.

  • Protect your home appliances against fire, burglary, riots or storms
  • Just Rs 375 a year
Travel Insurance

Travel Insurance

Plan for your dream travel while being secured with ICICI Lombard Travel Insurance.

  • Premium starting at Rs 60 per day
  • Covers emergency hospitalisation
  • Cover against passport or baggage loss, flight delays
Motor Insurance

Motor Insurance

A Motor Insurance can help you secure your vehicle against all uncertainties that lie ahead.

  • Quick policy issuance through a paperless process
  • Road side assistance
  • 3400+ cashless network garages
Health Insurance

Health Insurance

Life can sometimes take unexpected turns. Having a Health Insurance plan will help you be prepared for it.

  • Premium starting at Rs 11 per day for cover options ranging from Rs 5 to 25 lakh
  • Cover expenses beyond hospitalisation; pre and post hospitalisation, day care procedures, alternate treatments etc.
Health Top Up

Health Top Up

Have you ever thought that your existing Health Insurance might not be enough?

  • Premium starting at Rs 7 per day for cover options up to Rs 50 lakh
  • Deductible options of Rs 3,4,5 lakh
  • No waiting period for declared and accepted pre-existing diseases
Systematic Investment Plan

Systematic Investment Plan

Start with an SIP early in your career and see the power of compounding work magic on your investments.

  • 2,000+ mutual fund schemes
  • Purchase or redeem online
Invest Stocks

Invest In Stocks

Start your investment journey by investing in a theme-based basket of stock portfolios, selected by an experienced research team from ICICIdirect called “One Click Equity Portfolios”. Open your Savings, Demat & Trading Account online to start investing.



Earn higher interest on your savings with a Public Provident Fund (PPF) Account. Partial withdrawal possible after 5 years

  • Tax exemption under Section 80C
  • Online settlement process
Mutual Funds

Mutual Funds

Invest in 2,000+ mutual fund schemes with options for Systematic Investment Plan (SIP) or Systematic Withdrawal Plan (SWP).

  • Research on 200+ schemes
  • Portfolio and tax gain reports


Plan for your post-retirement life by investing in National Pension System (NPS). It has an additional tax benefit of Rs 50,000.

  • Fully tax exempt on withdrawal
  • Select investment mix
iWish flexible RD

iWish Goal Based Savings

Save for your family future with regular savings in iWish Goal Based Savings Account.

  • Save any amount anytime
  • No penalty on missed deposits
  • Digitally track and manage your goals
  • Add funds from any bank account


Put aside a fixed sum every month in a Recurring Deposit (RD). Automatically transfer from Savings Account to RD

  • Minimum tenure 6 months
  • Loan against deposit

Fixed Deposit (FD)

Don’t leave your money idle in a Savings Account. Earn higher interest by opening a Fixed Deposit for as minimum as 7 days.

  • Tax Saver FD option available for tax savings.
  • Benefits of FD is safety of capital and assured returns.
Money Multiplier

Money Multiplier

Enjoy the liquidity of a Savings Account coupled with high earnings of Fixed Deposit Account. Create a Fixed Deposit Account that is linked to your Savings Account, thus providing multiple benefits.

  • Minimum 1-year tenure
  • Withdrawal from linked FD is possible

Stay updated in so many ways

We, at ICICI Bank, understand that banking should be as easy as possible. Hence, we have multiple ways through which people can access their account and transact according to their convenience.

Some products which will help you bank seamlesssly.

Download the latest version of iMobile Pay App

QR code for iMobile Pay app

Get an overview of your spending

why to bank

Get an overview of your spending

why to bank

Avoid the queue or delays and try our simple and secure Internet Banking facility anwhere on your mobile and desktop.

  • Manage your account
  • Spending overview
  • Transfer Funds
  • Pay Utility Bills
  • Recharge & shop
  • Pay Taxes
To start banking on Whatsapp
Say ‘Hi’ on 8640086400 from your registered mobile number.


Banking services made as easy as sending a message with ICICI Whatsapp Banking

  • Available’ – 24/7 x 365 (even on holidays!)
  • Non-ICICI Bank customers can also use services like Offers, ICICI Bank ATM’s & branches near me
  • Avail services of Credit Card limit and Block /Unblock Card without holding any other relationship with ICICI
  • Secure way of banking (end to end encryption)!
Know more

Your search for a Card to shop anywhere ends here! Download the Pockets app to shop, recharge, send money and do a lot more instantly.

  • Shop Anywhere
  • Pay Anyone
  • Bank with ease
  • Awesome Deals
  • Help at Hand
  • Postpaid Mobile & Land Line Bill Payment, DTH connection recharge, Bill Payment, Book Movie tickets
Know more

Bank 24/7 through a widespread network of our ICICI Bank ATMs and branches.

  • Touch banking branches which are open 24x7
  • Cash deposit machine branches
  • Loan servicing branches
  • Insta banking kiosk branches
  • Locker service branches
  • Aadhar enrollment / update branches

Personal Finance Tips for Young Professionals

The next phase of your life is nearing, soon you'll be married which means it's time to be more responsible financially.

Here’s some advice from our financial experts to get you started