Financial Planning Solutions for Families
With changing priorities and lifestyle, it is time to make the best of family time, while ensuring you have budgeted for your future needs such as, your child’s education or a second home.
Insta Save Account
Open your bank account online within 4 minutes with our digital KYC process. Keep your Aadhaar Card handy before you proceed.
- Reward points on spends
- Exciting offers on shopping
- Bank anywhere on iMobile Pay
Flexibility of maintaining the required minimum MAB in any one (or more) of the accounts that members of the family hold with ICICI Bank
- Enjoy moments of togetherness: A single 'Family' bank to cater to all the banking needs of your family
- Superior account benefits and privileges to all family members
FD Invest offers customers the safety of an FD and growth opportunity of a Mutual Fund Systematic Investment Plan (SIP).
- The FD should be of such amount that would generate monthly interest required to invest in the selected MF SIP schemes
- FD Invest can be opened for any tenure ranging from 12 months to 10 years
Your changing family situation may require a bigger space. Avail of a Home Loan and welcome your child into a new house.
Click to explore Home Buyers Smartbook, your one stop solution for everything related to Mortgages
- Instant approval available
- Tenure up to 30 years
Whether it’s an urgent medical expense, or home repair and renovation, get Personal Loans up to Rs 20 lakh.
- Offers instant approval
- Disbursement within 3 seconds
Explore the world of privileges with our Gemstone-based Credit Cards. Apply for a Sapphiro or Emeralde Credit Card.
- Unlimited lounge access
- Exciting travel benefits
- Free Add-on Cards
It’s time to upgrade your car or buy one with more safety features. Get a pre-approved Car Loan with 100% of on-road finance.
- Tenure up to 7 years
- Instant processing / approval
Get your gold to our branch and avail of an instant Gold Loan of Rs 10,000 to Rs 1 crore. The gold is stored safely in a vault.
- It is a 3 to 12 months loan
- Attractive interest rates applicable
Home Loan Top-up
Get a Top-up loan on your existing Home Loan. Use it for buying additional home appliances or for any other needs.
- Tenure up to 20 years
- Instant disbursal
Expressions Debit Card
Personalise your Debit Card with 200+ designs to choose from. Comes with no surcharge on fuel and Reward points
- Joining benefits
- Exclusive dining offers
- Complimentary lounge access
Get yourself a multi-currency travel card and save hassle of carrying foreign currency and currency fluctuations.
- Available in 15 currencies
- Joining benefits and rewards
Cardless Cash Withdrawal
Withdraw cash from ATM without Debit Card. Just log in to iMobile Pay, get the 4-digit and 6-digit PIN and use at ATM
- 24x7 service
- Network of 10,000+ ATMS
Add 8640086400 to your contacts and message Hi from your registered mobile number to initiate secure WhatsApp Banking.
- Get account balance
- Know last 3 transactions
Scan to Pay
Generate a QR code for your Credit Card bills or Loan payments. Use any UPI app to scan and pay that amount.
- QR code can be generated online
- Don’t have to remember all card details
Family comes first, always. Stay ahead in protecting their future needs with Life Insurance.
- Option to cover your health against 34 critical illnesses
- Over 3 crore lives secured
- Award winning service quality
Home Content Insurance
Secure your household with ICICI Lombard Home Content Insurance.
- Protect your home appliances against fire, burglary, riots or storms
- Just Rs 375 a year
Plan for your dream travel while being secured with ICICI Lombard Travel Insurance.
- Premium starting at Rs 60 per day
- Covers emergency hospitalisation
- Cover against passport or baggage loss, flight delays
A Motor Insurance can help you secure your vehicle against all uncertainties that lie ahead.
- Quick policy issuance through a paperless process
- Road side assistance
- 3400+ cashless network garages
Life can sometimes take unexpected turns. Having a Health Insurance plan will help you being prepared for it.
- Premium starting at Rs 11 per day for cover options ranging from 5 to 25 lakh
- Cover expenses beyond hospitalisation; pre & post hospitalisation, day care procedures, alternate treatments etc.
- Cashless hospitalisation at 4500+ network hospitals
Health Top Up
Have you ever thought that your existing Health Insurance might not be enough?
- Premium starting at Rs 7 per day for cover options up to Rs 50 lakh
- Deductible options of Rs 3,4,5 lakh
- No waiting period for declared and accepted pre-existing diseases
Systematic Investment Plan
Increase your SIP amounts and see the power of compounding interest work on your investments.
- 2,000+ mutual fund schemes
- Purchase or redeem online
Invest In Stocks
Start your investment journey by investing in a theme-based basket of stock portfolios, selected by an experienced research team from ICICIdirect called “One Click Equity Portfolios”. Open your Savings, Demat & Trading Account online to start investing.
Continue with your PPF account to ensure you have a healthy savings which is also accessible during emergencies.
- Partial withdrawal possible after 5 years
- Tax exemption under Section 80C
Continue with your Systematic Investment Plans (SIPs), while adjusting your risk profile and investment mix towards Debt Funds.
- Research on 200+ schemes
- Online redemption options
Re-look at the investment mix on your National Pension System (NPS) Account to secure the right kind of returns.
- Fully tax exempt on withdrawal
- Additional Rs 50,000 tax benefits
iWish flexible RD
Save for your family future with regular savings in iWish flexible RD.
- Flexible contribution
- Stable returns similar to RD
Put aside a fixed sum every month in a Recurring Deposit (RD). Automatically transfer from Savings Account to RD
- Minimum tenure 6 months
- Loan against deposit
Fixed Deposit (FD)
Don’t leave your money idle in a Savings Account. Earn higher interest by opening a Fixed Deposit for as minimum as 7 days.
- Tax Saver FD option available for tax savings
- Benefits of FD is safety of capital and assured returns
Link your Savings Account to a Fixed Deposit (FD) to earn higher interest. Easy liquidity through automatic withdrawal from FD into account when balance goes below threshold.
- Minimum 1-year tenure
- Withdrawal from linked FD possible
Stay updated in so many ways
We, at ICICI Bank, understand that banking should be as easy as possible. Hence, we have multiple ways through which people can access their account and transact according to their convenience.
Some products which will help you bank seamlesssly.
Download the latest version of iMobile Pay App
Get an overview of your spending
Get an overview of your spending
Avoid the queue or delays and try our simple and secure Internet Banking facility anwhere on your mobile and desktop.
- Manage your account
- Spending overview
- Transfer Funds
- Pay Utility Bills
- Recharge & shop
- Pay Taxes
To start banking on Whatsapp
Banking services made as easy as sending a message with ICICI Whatsapp Banking
- Available’ – 24/7 x 365 (even on holidays!)
- Non-ICICI Bank customers can also use services like Offers, ICICI Bank ATM’s & branches near me
- Avail services of Credit Card limit and Block /Unblock Card without holding any other relationship with ICICI
- Secure way of banking (end to end encryption)!
Your search for a Card to shop anywhere ends here! Download the Pockets app to shop, recharge, send money and do a lot more instantly.
- Shop Anywhere
- Pay Anyone
- Bank with ease
- Awesome Deals
- Help at Hand
- Postpaid Mobile & Land Line Bill Payment, DTH connection recharge, Bill Payment, Book Movie tickets
Bank 24/7 through a widespread network of our ICICI Bank ATMs and branches.
- Touch banking branches which are open 24x7
- Cash deposit machine branches
- Loan servicing branches
- Insta banking kiosk branches
- Locker service branches
- Aadhar enrollment / update branches
Family Budget & Money Management Tips
Things you need to know about investment avenues to look at while saving for your financial goals.
Here’s some advice from our financial experts to get you started