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Starting A Career
Starting A Career

Starting your Career?

Your first job is a big moment!

Let us guide you through your big decisions.


Start your career with a bank that will cater to each stage of your life—whether it’s career advancement, buying a vehicle or a property, managing your wedding expenses or planning for your family.

We are with you today, and tomorrow!


Insta Save Account

Open your bank account online within 4 minutes with our digital KYC process. Keep your Aadhaar Card handy before you proceed.

  • Reward points on spends
  • Exciting offers on shopping
  • Bank anywhere on iMobile Pay

Fixed Deposit (FD)

Don’t leave your money idle in a Savings Account. Earn higher interest by opening a Fixed Deposit for as less as 7 days.

  • Tax Saver FD option available for tax savings
  • Benefits of FD is safety of capital and assured returns
Family Banking

Family Banking

Flexibility of maintaining the required minimum MAB in any one (or more) of the accounts that members of the family hold with ICICI Bank

  • Enjoy moments of togetherness: A single 'Family' bank to cater to all the banking needs of your family
  • Superior account benefits and privileges to all family members

Education Loan

Looking to upskill or enhance your education? Our Education Loan helps relieve the financial burden.

  • No collateral for select courses
  • Rs 50 lakh for course in India
  • Rs 1 crore for courses abroad

Personal Loan

Have an emergency? Or planning a quick getaway? Relax. You can get a Personal Loan to manage these expenses.

  • Loan up to Rs 20 lakh
  • Even freshers are eligible
Credit Card

Credit Card

Get a range of benefits as per your needs with our Credit Cards. Apply online for instant approval.

  • Discounts on shopping, dining
  • Chip card to prevent fraud
Pay Later

Pay Later

Facing end-of-month cash crunch? Get 45-day zero interest credit with PayLater that allows you to purchase now and pay later.

  • Activate on mobile
  • Pay bills or shop online
  • Use UPI to pay merchants
Car Loan

Car Loan

Make your first car purchase with our pre-approved Car Loan and up to 100% on-road finance.

  • Tenure up to 7 years
  • Instant processing / approval
Expressions Debit Card

Expressions Debit Card

Personalise your Debit Card with 200+ designs to choose from. Comes with no surcharge on fuel and Reward points

  • Joining benefits
  • Exclusive dining offers
  • Complimentary lounge access
Travel Card

Travel Card

Get yourself a travel card and save hassle of carrying foreign currency. Also avoid currency fluctuations.

  • Available in 15 currencies
  • Joining benefits and rewards
WhatsApp Banking

WhatsApp Banking

Add 8640086400 to your contacts and message Hi from your registered mobile number to initiate secure WhatsApp Banking.

  • Get account balance
  • Know last 3 transactions
Cardless Cash Withdrawal

Cardless Cash Withdrawal

Withdraw cash from ATM without Debit Card. Just log in to iMobile Pay, get the 4-digit and 6-digit PIN and use at ATM

  • 24x7 service
  • Network of 10,000+ ATMS

Life Insurance

Life is unpredictable, but your finances shouldn't be. Start early with Life Insurance and stay ahead in securing your family.

  • Tax benefits under Sections 80C and 80D
  • Lesser premiums at a younger age
  • Easy claim settlement

Health Insurance

Benefits of buying Health Insurance early in life:

  • Bypass the waiting period on serious diseases: There is less scope of pre-existing diseases at a younger age leading to easier claims on serious diseases later in life
  • Covers much more than just hospitalization: Covers day care procedures, OPD expenses etc.

Travel Insurance

Plan for your dream travel while being secured with ICICI Lombard Travel Insurance.

  • Premium starting at Rs 60 per day
  • Covers emergency hospitalisation
  • Cover against passport or baggage loss, flight delays
Motor Insurance

Motor Insurance

A Motor Insurance can help you secure your vehicle against all uncertainties that lie ahead.

  • Quick policy issuance through a paperless process
  • Road side assistance
  • 3400+ cashless network garages

Systematic Investment Plan

Start with an SIP early in your career and see the power of compounding work magic on your investments.

  • 2,000+ mutual fund schemes
  • Purchase or redeem online
Invest Stocks

Invest In Stocks

Start your investment journey by investing in a theme-based basket of stock portfolios, selected by an experienced research team from ICICIdirect called “One Click Equity Portfolios”. Open your Savings, Demat & Trading Account online to start investing.



Earn higher interest on your savings with a Public Provident Fund (PPF) Account. Partial withdrawal possible after 5 years

  • Tax exemption under Section 80C
  • Deposit as low as Rs 50
Mutual Funds

Mutual Funds

Invest in 2,000+ mutual fund schemes with options for Systematic Investment Plan (SIP) or Systematic Withdrawal Plan (SWP).

  • Research on 200+ schemes
  • Portfolio and tax gain reports


Plan for your post-retirement life by investing in National Pension System (NPS). It has an additional tax benefit of Rs 50,000.

  • Fully tax exempt on withdrawal
  • Select investment mix
iWish flexible RD

iWish flexible RD

Thinking about your dreams? Bring them to reality with regular savings in iWish.

  • Create and manage goals online
  • Option to start small
  • Stable returns similar to RD


Put aside a fixed sum every month in a Recurring Deposit (RD). Automatically transfer from Savings Account to RD

  • Initial minimum deposit Rs 500
  • Minimum tenure 6 months
  • Loan against deposit

Stay updated in so many ways

We, at ICICI Bank, understand that banking should be as easy as possible. Hence, we have multiple ways through which people can access their account and transact according to their convenience.

Some products which will help you bank seamlesssly.

Download the latest version of iMobile Pay App

QR code for iMobile Pay app

Get an overview of your spending

why to bank

Get an overview of your spending

why to bank

Avoid the queue or delays and try our simple and secure Internet Banking facility anwhere on your mobile and desktop.

  • Manage your account
  • Spending overview
  • Transfer Funds
  • Pay Utility Bills
  • Recharge & shop
  • Pay Taxes
To start banking on Whatsapp
Say ‘Hi’ on 8640086400 from your registered mobile number.


Banking services made as easy as sending a message with ICICI Whatsapp Banking

  • Available’ – 24/7 x 365 (even on holidays!)
  • Non-ICICI Bank customers can also use services like Offers, ICICI Bank ATM’s & branches near me
  • Avail services of Credit Card limit and Block /Unblock Card without holding any other relationship with ICICI
  • Secure way of banking (end to end encryption)!
Know more

Your search for a Card to shop anywhere ends here! Download the Pockets app to shop, recharge, send money and do a lot more instantly.

  • Shop Anywhere
  • Pay Anyone
  • Bank with ease
  • Awesome Deals
  • Help at Hand
  • Postpaid Mobile & Land Line Bill Payment, DTH connection recharge, Bill Payment, Book Movie tickets
Know more

Bank 24/7 through a widespread network of our ICICI Bank ATMs and branches.

  • Touch banking branches which are open 24x7
  • Cash deposit machine branches
  • Loan servicing branches
  • Insta banking kiosk branches
  • Locker service branches
  • Aadhar enrollment / update branches

Things to Consider before starting a new career

The urge to buy everything with your income is only natural but it's wise to consider saving or investing some of it for your future.

Here’s some advice from our financial experts to get you started