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Senior Citizen Saving Scheme - Features
 

Minimum Investment Rs. 1000 and in multiples thereof
Maximum Investment Rs. 15 Lakh
Interest Rate Rate of interest is defined by Ministry of Finance from time to time.
Interest option Quarterly
Interest Payment dates 1st working day of April /July /October /January
Tenure 5 years
Extension of Account A depositor can extend the account for a further period of 3 years (request has to be submitted within one year from maturity)
Premature closure of Account Upto 1 year - Post deduction of any quarterly interest payment 
From 1 year - Up to 2 years - Charges @1.5% of the Balance Deposit Amount will be deducted
On or After expiry of 2 years – Charges @1% of the Balance Deposit Amount will be deducted
Mode of Investment Cheque / Pay order / DD in the name of "ICICI BANK Senior Citizen Savings Scheme, 2019"
Value date Date of realisation of the cheque / DD