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Other Fees & Charges:

Below are the charges that will be levied on retail borrowers (Wherever applicable)

S. No.

Types of Charges

Cost Incurred

1

Auction charges for repossessed asset

At actuals

2

Cash transaction charges for repayment of EMI dues at branches

₹100

3

Charges incurred in filing legal suit

At actuals

4

Charges incurred in Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI) proceedings

At actuals

5

Charges incurred in sending different notices

At actuals

6

Enforcement charges

At actuals

7

Non maintenance of Mode of Payment charges (NMMP)

₹800

8

Overdue handling charges (Delinquent Accounts)

  1. ₹750 where a notice has been delivered at the communication address and a paper publication is not required

  2. ₹1,700 where no notice has been delivered at the communication address and the paper publication is to be done

  3. ₹300 charge for sending auction notice over and above the preceding points 1 and 2

  4. ₹200 for sending Loan Recall notice over and above the preceding points 1 and 2

9

Paper advertisement charges

At actuals

10

Pick up charges

₹500

11

Professional charges

At actuals

12

Repossession charges

At actuals

13

Security guard charges

At actuals

14

Yard charges

At actuals
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