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    Other Fees & Charges:

    Below are the charges that will be levied on retail borrowers (Wherever applicable)

    S. No.

    Types of Charges

    Cost Incurred

    1

    Cash transaction charges for repayment of EMI dues at branches

    ₹100

    2

    Charges incurred in Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI) proceedings

    At actuals

    3

    Charges incurred in sending different notices

    At actuals

    4

    Enforcement charges

    At actuals

    5

    Non maintenance of Mode of Payment charges (NMMP)

    ₹800

    6

    Overdue handling charges (Delinquent Accounts)

    1. ₹750 where a notice has been delivered at the communication address and a paper publication is not required

    2. ₹1,700 where no notice has been delivered at the communication address and the paper publication is to be done

    3. ₹300 charge for sending auction notice over and above the preceding points 1 and 2

    4. ₹200 for sending Loan Recall notice over and above the preceding points 1 and 2

    7

    Paper advertisement charges

    At actuals

    8

    Repossession charges

    At actuals

    9

    Security guard charges

    At actuals
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