Want us to help you with anything?
Request a Call back

This field is required Only alphabetes are allowed
This field is required Only alphabetes are allowed
Please enter valid number
Please enter valid email
Please select product type
Please enter valid pincode

Thank you for your request.

Your reference number is CRM

Our executive will contact you shortly

Sapphiro Credit Card Benefits

ICICI Bank Privileges

International Airport Lounge Access

We understand the importance of seamless travel amidst the hustle and bustle of busy airports. Enjoy 2 complimentary access to international airport lounges with Dreamfolks membership card provided with your ICICI Bank Sapphiro Credit Card.

As a Dreamfolks member, you can relax at more than 650+ comfortable and luxurious airport lounges across 100+ countries around the world, regardless of the airline or class you fly with, or whether or you are a member of an airline frequent flyer club or not. This feature is available for Primary card members only.

Please present your Dreamfolks membership card to the lounge staff at the entrance of the participating International Lounges, to avail the complimentary benefits.

Click here for a complete list of lounges.

Airport Lounge Access

Important Information:

Upgrade your travel experience with complimentary access to airport in India with your ICICI Bank Sapphiro  Credit Card. Take a moment to relax in luxury and enjoy a gourmet meal, unwind in a comfortable seating and make use of free Wi-Fi, widescreen TVs and beverage services.

Simply present your ICICI Bank Sapphiro  Credit Card and your boarding pass to enjoy the privileges listed below:

  • Get four complimentary access to select airport lounges in India each quarter. Over and above the permitted number of complimentary access, each subsequent access will be charged as per rates laid out by each lounge service provider.
  • The access to airport lounges will be applicable only for primary cardholders.

Click here for a complete list of lounges.

Complimentary Rounds Of Golf Every Month

  • Gear up for a golfing experience like no other. Perfect your swing with exclusive access and privileges at the most iconic golfing greens in India and around the world.
  • As an ICICI Bank Sapphiro Credit Card member, you are entitled get a complimentary Golf Round / Lesson for every ₹50,000 retail spends in the previous calendar month*, maximum of up to 4 rounds every month.
  • To book your game:
  • Simply visit and create a Golftripz account using the same e-mail ID as registered with ICICI Bank Credit Cards.
  • The complimentary round of golf will be visible in your Golftripz account after the 10th day of the next month. This will be available for you to play anytime in the next 2 months.
  • Explore available tee time slots at leisure and make your preferred booking.
  • Track all your bookings online.
  • To view the updated list of golf courses, please click here.
  • *For complete details on the Golf Programme and the associated Terms and Conditions, please click here.
  • You may also call iAssist, our 24x7 concierge service on 1800-26-70731 (toll free for MTNL/ BSNL lines) or 022-67872016 (standard call charges applicable), for assistance with online booking.

Save More On Movie And Event Tickets

  • Buy one ticket and get up to Rs. 500 off on the second ticket, twice every month through BookMyShow.
  • To book your movie ticket and for detailed Terms & Conditions, please click here.

Concierge Services

Our team of service professionals at i-Assist, our 24x7 concierge service takes care of your every need right from finding the right gift and making restaurant reservations to travel and hotel reservations, and even delivering movie tickets at your doorstep.

The services include:

Restaurant referral and reservation

Right from entertaining your client to celebrating your child's birthday, i-Assist can suggest the perfect restaurant for every occasion.

Flower and gift assistance

i-Assist will send gifts of your choice to your loved ones, even selecting the choicest flowers and presents to make them feel extra special.

Hotel referral and reservation

Experience the luxury of attentive service even before your holiday begins. Simply call i-Assist to take care of all your arrangements at the finest hotels across India.

Flight referral and reservation

Booking tickets the conventional way is a thing of the past. Call i-Assist for speedy flight reservations.

Car rental and limousine service

i-Assist can make sure you travel in style with a chauffeur-driven car, available at your disposal.

Booking and delivery of movie tickets

Don't want to stand in that queue? The i-Assist team can make sure movie tickets are bought and delivered at your doorstep. This service is currently available in New Delhi, Mumbai, Bangalore and Chennai.

Medical concierge privileges

In case of any unforeseen situation should you need to be moved to a place where appropriate medical care is available, the i-Assist team can arrange for air and/or surface transportation and communication to move you to the required hospital. i-Assist can also put you in touch with physicians, hospitals, clinics, dentists and dental clinics on request. You can also ask to set up appointments with local doctors.

Emergency auto assistance across India

A host of emergency auto assistance services are available for you in New Delhi, Mumbai, Kolkata, Hyderabad, Bangalore and Chennai including towing, repair and alternative travel assistance.

To contact the i-Assist team please call our numbers 1800 26 70731 (toll free for MTNL/BSNL) or 022 6787 2016 (standard call charges applicable).

Comprehensive Insurance Cover

You are entitled to an air accident insurance of ₹ 3 crore. The following table gives you an overall look at the insurance benefits:

  Covers Sapphiro, Emeralde & Diamant
1 Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection). 50,000
2 Personal Accident due to Air (Death only) 3,00,00,000
3 Purchase Protection 1,40,000
4 Baggage Insurance 25,000
5 Loss of Checked in Baggage 84,000
6 Delay of Checked in Baggage 21,000
7 Loss of Passport and travel related documents 35,000
8 Missing of Connecting International Flight During Transit 21,000
9 Plane Hijacking 75,000
10 Delay in Flight 17,500
11 Medical Expenses for Bodily injury caused by and arising out of Rail/Road accident. 50,000
12 Credit Shield 1,00,000

Disclaimer :
All insurance benefits will be applicable only in case the ICICI Bank Sapphiro Credit Card has been used at least once in the last 60 days prior to the event. All insurance benefits are available on the Primary Card only. There is no insurance cover on Supplementary Cards. Please ensure that the minimum amount due on your Credit Card is paid at all times to avail of insurance benefits.

*Applicable for international travel only and not for domestic travel and only when the tickets are purchased on the ICICI Bank Sapphiro Credit Cards. Travel insurance covers international travel only

Insurance is the subject matter of solicitation. The insurer for the cover as aforesaid is ICICI Lombard General Insurance Co. Ltd. The policy is governed by the terms and conditions laid down by ICICI Lombard General Insurance Co. Ltd. ICICI Bank is not responsible for processing of claims and all claim related queries need to be taken up directly on ICICI Lombard General Insurance Co. Ltd. Toll-Free number: 1800-2666, Email ID: For more details on the terms and conditions of the insurance cover on ICICI Bank Credit Cards, please click here.

Counterfeit Card Liability

Protect yourself against fraudulent transactions or misuse.

Account Takeover Cover

Remain protected in the event of your personal details being accessed and misused by a third person.

Chip and Pin Card

  • Our Credit Cards come with an embedded microchip which provides additional security against counterfeiting and duplication of cards.
  • The new chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)
  • You will be required to enter your PIN on the terminal for transactions at merchant outlets
  • To know more about Chip and PIN security, please click here
  • This PIN is not required for online transactions.

Fuel Surcharge Waiver

1% fuel surcharge waiver on all fuel transactions of up to ₹ 4,000 at any fuel outlet on your ICICI Bank Sapphiro Credit Card.

Avail amazing welcome vouchers worth ₹ 9,000+ within 45 days of payment of joining fees.

  • Tata CliQ voucher worth ₹ 3,000

  • EaseMyTrip vouchers worth ₹ 4,000 (Four vouchers worth ₹ 1,000 each)

  • Uber vouchers worth ₹ 1,000 (Four vouchers worth ₹ 250 each)

  • Croma voucher worth ₹ 1,500

Click Here to know more about the steps to claim vouchers.

To know more about the redemption of vouchers, Click Here

For other Terms and Conditions, Click Here

Fees / Charges Amount
Joining Fee Rs 6,500
Annual Fee Rs 3,500 (waived off on spending more than Rs 6 lakh in the previous year)
Finance Charges 3.40% per month / 40.80% p.a.
Late Payment Fee
  • Nil for amount due less than Rs. 100
  • Rs 100 for amount between Rs 100 and Rs 500
  • Rs 500 for total amount due greater than Rs 501 and up to Rs 10,000
  • Rs 750 for total amount due greater than Rs 10,000
  • You pay a joining fee of ₹ 6,500 + GST and get welcome vouchers of shopping and travel worth ₹ 9,000+ within 45 days of payment of the joining fee.
  • You pay an annual fee of ₹ 3,500 + GST from 2nd year onwards - waived off if you spend more than ₹ 6,00,000 in the previous year.

Other Charges

Not Sure About Which Credit Card ?

Choose the best Credit Card for you that suits your needs. ICICI Bank Credit Cards offer a host of benefits and offers to cater to your needs.

Coral Credit Card

Coral Credit Card

Manchester United Signature Credit Card

Manchester United Signature Credit Card

MakeMyTrip ICICI Bank Signature Credit Card

MakeMyTrip ICICI Bank Signature Credit Card

HPCL Credit Cards

HPCL Credit Cards

Mobile Banking
Mobile Banking

270+ banking and informational services to take care of your daily banking needs conveniently from your smartphone.

Internet Banking
Bank Securely 24/7

User Internet Banking to avail of 300+ banking services from safety of your home

Branch & ATM
Touch Banking

You can now do banking round the clock, even on Sundays and holidays!