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Easy Receive Account

 

Available to

All Cities

Eligibility

Resident Indian, >18yrs

Minimum monthly average balance (MAB)*

Metro and Urban locations - Rs.10,000
Semi-urban and Rural locations - Rs.5,000
Not applicable if atleast one inward remittance is received in the last three months

Charges for non maintenance of minimum monthly average balance (NMMAB)

Rs. 100 + 5% of the shortfall in required MAB

Cash Transaction Charges
(Cumulative of Deposit and Withdrawal)

1) Number Limit (Sum total of deposits and withdrawals)
4 free cash transactions per month.
Charges above free limits: Rs 150 per transaction.

2) Value Limit (Sum total of deposits and withdrawals) The value limit is inclusive of both Home and Non home branch transactions.
a) Home Branch (Branch where account is opened or ported)
Rs 2 lakh. (w.e.f Aug 01, 2021 - Rs 1 lakh) Free per month per account.
Above Rs 2 lakh (w.e.f Aug 01, 2021 - Rs 1 lakh) – Rs 5 per Rs 1,000, subject to a minimum of Rs 150
b) Non-Home branch –
No charges for cash transactions value up to Rs 25,000 per day.
Above Rs 25,000 – Rs 5 per Rs 1,000 subject to a minimum of Rs 150

3) Third party Cash transaction (Sum total of deposits and withdrawals) -
Up to a limit of Rs 25,000 per transaction – Rs 150 per transaction.

Additional Cash Transaction Charges 

All free cash transactions at ICICI Bank branches or cash deposits done at ICICI Bank Cash Recycler Machines will be charged at Rs 100 (per transaction) for the first two transactions and Rs 125 (per transaction) for any subsequent transaction in case of non-maintenance of applicable minimum Monthly Average Balance (MAB) stipulated in the terms and conditions applicable to your account. This charge will be levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account.

ATM Interchange (Transactions at Non ICICI Bank ATMs)

Nil

Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals)

Nil

Issue of DD drawn on ICICI Bank by cheque/transfer

Rs.50 per D.D. up to Rs.10,000;Rs.5 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000

Statement

Free monthly e-mail statement

Free monthly statement to be collected from branch

Passbook facility available at base branch free of cost

View and download statement facility available on the website

Debit Card Fees for first Account Holder

Rs.150 p.a.
For Gramin locations - Rs.99 p.a.

Debit Card Fees for joint Account Holder

Rs.150 p.a.
For Gramin locations - Rs.99 p.a.

Debit Card Cash withdrawal limit

Daily spending/ withdrawal limit: 75,000/50,000

Cheque Books

Nil for 20 (w.e.f Aug 01, 2021 - Nil for 25) payable-at-par cheque leaves in a year;
Rs. 20 for every additional cheque book of 10 leaves

Charges for Multicity cheque payment

Nil

Value Added SMS alert facility

(For transactions other than specified by regulatory guidelines, sms alerts will be triggered only if the transaction value is greater than Rs.5,000)

 

Rs. 15 per quarter

Outstation cheque collection –through ICICI bank branch locations

Upto Rs. 5,000 - Rs. 25 per instrument
Rs. 5,001 to Rs. 10,000 - Rs. 50 per instrument
Rs. 10,001 to Rs. 1 lakh - Rs 100 per instrument
Above Rs.1 lakh - Rs. 200 per instrument

Outstation cheque collection –through non ICICI bank branch locations

Upto Rs. 5,000 – Rs. 25 per instrument
Rs. 5,000 to Rs. 10,000 - Rs. 50 per instrument
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument
Above Rs. 1 lakh - Rs. 200 per instrument


Note:

  1. Common service charges applicable to all Savings Account variants except for Wealth Management / ICICI Bank Private Banking and the ones mentioned above. Click here.
  2. Taxes at prevailing rates as per Govt rules shall be applicable over and above the mentioned charges.The charges indicated above are subject to periodic revision. 
  3. *With effect from April 1, 2015:In the event of non-maintenance of minimum MAB, the bank will notify the customer by SMS/e-mail/ letter etc. that in the event of the minimum balance not being restored in the account in the subsequent month, non-maintenance of MAB charges will be applicable.
    In case the customer has not maintained MAB for any consecutive month, non-maintenance of MAB charges shall be applicable for all consecutive months. The Bank will notify the customer in the initial month only in case of non-maintenance of MAB in consecutive months.It will be the responsibility of the customer to have a valid e-mail ID, mobile number and address updated with the Bank at all times,failing which,customer may not receive the notification(s).